Hi, I wanted to just ask if anyone knows how to pursue a missold claim for income protection and critical illness. This is not PPI, it was an assurance policy that was sold to me back in 2003 by a broker, who told me I needed to have this policy in place in order to get a mortgage. However it was not actually linked to the mortgage, hence it is not a PPI policy. My issue with it, is that the income protection was missold, since I was self employed then (and still am) and I would not have been able to claim on it if I was out of work. I paid into it for 4 years in the stupid belief that it would protect me if I was out of work for more than 8 weeks. Do I have any basis to get any refund on the payments I made to this assurance plan? Also as a note, the broker who sold it to me set up without my knowledge a home insurance policy, on a property I never set foot in!! They clearly wanted some extra commission. I only realised 6 months later, when I noticed a direct debit that I did not recognise. Thanks Alex