pcforum1
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Lowell/Cohen got sneaky CCJ on Vanquis Card 'debt'
pcforum1 replied to pcforum1's topic in Financial Legal Issues
I am not party to the claim, I am trying to represent the defendant. -
Lowell/Cohen got sneaky CCJ on Vanquis Card 'debt'
pcforum1 replied to pcforum1's topic in Financial Legal Issues
I previously asked : How do you become a party to proceedings? But I haven't got any information yet? -
Lowell/Cohen got sneaky CCJ on Vanquis Card 'debt'
pcforum1 replied to pcforum1's topic in Financial Legal Issues
How do you become a party to proceedings? ( I sent a donation for all your help so far!) -
Lowell/Cohen got sneaky CCJ on Vanquis Card 'debt'
pcforum1 replied to pcforum1's topic in Financial Legal Issues
No. There is no information regarding that any default was sent. The transaction history just states about late payments and interest, then ends. What is OC ? -
Lowell/Cohen got sneaky CCJ on Vanquis Card 'debt'
pcforum1 replied to pcforum1's topic in Financial Legal Issues
A hearing next week for setting aside again. I have finally received some papers from lowell: 1. vanquis digital sign appl 2. default notice 3. account history with last payment made march 2010 4. notice of assignment The biggest *problem* here is that the default notice is a sample notice with generic template information and no personal information. As I understand it, the default notice has to have been served to the defendant back in 2010. Lowell in the past 12 months cannot produce a copy of the original default notice. The defendant has never received a default notice either. Also the notice of assignment raises concerns to. There are 2 separate letters, one from purporting to be from vanquis the other from lowell. Both are dated the same date and both have foot notes that have exactly the same wording and font. Even the form/letter number is coded very similar and in the same style. The opening hours on the vanquis letter are omitted/blank. There is also no vanquis logo. As it stands is my defence resting heavy on the failure to supply a copy of the original default notice? Is that enough to strike out the claim? -
Lowell/? Claim Form - old Vanquis card 'debt'
pcforum1 replied to pcforum1's topic in Financial Legal Issues
How do I do that? Via email? or which form? -
Lowell/? Claim Form - old Vanquis card 'debt'
pcforum1 replied to pcforum1's topic in Financial Legal Issues
The local court has now asked for my defence as it appears they do not have it. What has happened? Northampton CC lost my defence from MCOL ? What should I do exactly? Forms and such like? I replied in time to the mediation, but they came back stating there was no available appointment and it went back to court. -
Lowell/Cohen got sneaky CCJ on Vanquis Card 'debt'
pcforum1 replied to pcforum1's topic in Financial Legal Issues
No options given on the letter. -
Lowell/Cohen got sneaky CCJ on Vanquis Card 'debt'
pcforum1 replied to pcforum1's topic in Financial Legal Issues
I have already filled in N244 some months ago, got the judgement set aside previously. So I can just fill another N244 and get is set aside again? -
Lowell/Cohen got sneaky CCJ on Vanquis Card 'debt'
pcforum1 replied to pcforum1's topic in Financial Legal Issues
Yes of course! They haven't complied with any valid paper requests. What form do I need to fill in? -
Lowell/Cohen got sneaky CCJ on Vanquis Card 'debt'
pcforum1 replied to pcforum1's topic in Financial Legal Issues
I received nothing about any hearing or any date or any information about the status. Just have the letter with "defendant not attending". -
Lowell/Cohen got sneaky CCJ on Vanquis Card 'debt'
pcforum1 replied to pcforum1's topic in Financial Legal Issues
Although it was set aside, I did ask for it to be struck out, due to non paperwork etc. and awaited confirmation on request. Just recently the CCJ returned again as there was another hearing which I was completely unaware of and as such there was nobody to defend the claim, so judgment in default. What can I do now? this is totally unfair. -
Lowell/? Claim Form - old Vanquis card 'debt'
pcforum1 replied to pcforum1's topic in Financial Legal Issues
I filled the above with the ammendments now I am waiting for a confirmed mediation date which I requested. -
Lowell/? Claim Form - old Vanquis card 'debt'
pcforum1 replied to pcforum1's topic in Financial Legal Issues
Yes I filed in time. What is the response time frame from the claimant? 30 days? Still no reply from either claimant or solicitor about the section requests etc. -
Lowell/? Claim Form - old Vanquis card 'debt'
pcforum1 replied to pcforum1's topic in Financial Legal Issues
DOD 30/11/2010 Any payment would've been around 3 months before. I thought it was around 2009, but was incorrect.
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