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essjayem

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  1. Thank you for the quick replies. I can definitely think of a name for people who collect doorsteps but my name is definitely not printable here. I will send off a copy of the prove it letter and hopefully that will raise some answers for me. One of my main concerns is that Lowell and ScotCall are both linked to this same supposed debt.
  2. Hi, I'm new to this forum so I apologise if this is covered elsewhere. A month or so ago i applied for credit to get a wireless dongle but was refused. This seemed strange to me as I have always had good credit. I got an online credit report and it stated i had a default put against me by Lowell Portfolio I (I think this is the exact name). Having no knowledge whatsoever about the debt and having received no requests for payment i wasn't sure what to do. I received a letter dated 25th August from ScotCall, with exactly the same balance on it with the Creditor being 3G mobile, requesting full repayment or field representatives will arrange a doorstep call. I'm thinking I need to send Letter N from the Creditors and DCAs Letter template to ScotCall but am unsure with what course of action to take with regards Lowell having had no knowledge of them until seeing my credit report. Thanks for any replies. Jo
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