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Revenant

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Revenant last won the day on July 7 2011

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  1. Hi SBD This may help add some weight to your complaint against Mack Hall and give you an idea of just how thick they really are Back in 2009 the OFT imposed "Requirements" on them for continuing to chase disputed debts, with luck this link will bring up the PDF doc . . http://www.oft.gov.uk/shared_oft/business_leaflets/consumer_credit/requirements.pdf (If it doesn't copy/paste it in your search bar or Google Mackenzie Hall OFT) They love to chance their arm in the search of a quick £ Regards R
  2. There's another thread about Ruthbridge chasing Stat Barred debts They must have bought a case of lemons as I've had three letters in six weeks for a debt that went SB late 2010 due to the total lack of paper work R
  3. Hi harman A simple Google search of his name might throw up some info R
  4. This situation was mentioned in the Guardian a few days ago . . . http://www.guardian.co.uk/money/2012/feb/24/continuous-payments-authority-know-your-rights?newsfeed=true R
  5. Hi allRuthbridge must have got hold of a case load of lemons . . .Two letters in three weeks for a debt that went SB'd Nov'10 due to total lack of paperwork . . .Nothing on my Credit file so just waiting to see how far they're willing to push things . . .RegardsR
  6. If you completed the application honestly given your financial standing at the time and then things changed he would have a hard job proving "Deception" and besides the Police have more pressing things to do like polish thier truncheons (Showing my age there) More threats and BS R
  7. Hi katysue Firstly don't worry about any Court claim this person is threatening/trying to go ahead with You've already shown to be more than willing to settle this matter so how can it be justified to put the matter before a Court, a Judge would not be best pleased to say the least There are caggers who will help you format a good defence This guy has just bullied you into making payments you couldn't afford and is now just being extra greedy Good luck R
  8. Hi lawrence As long as you have all the paper work involved I don't think you've much to worry about as by making threats whilst failing to respond to your letters they're being totally unreasonable and it goes in your favour Don't even give Court a second thougth as BLS will go no where near one as long as you keep up the agreed payments, can you imagine it . . "Well your Honour even though this person has been paying as agreed we want more than they can afford" . . unfortunatley Judges can't tell them to go jump in plain English but they have their way The harassment is not easy to cope with at times so just keep all the letters safe and let them keep digging the hole they're making R
  9. Hi km Don't waste a tenner for a SAR Send them a copy of your CCA request and tell them to bog off As kurvaface states . . once a debt becomes SB that's it R
  10. Just found this on AOL . . http://money.aol.co.uk/2011/10/31/mp-crackdown-on-payday-loans/?icid=maing-grid7%7Cuk%7Cdl4%7Csec1_lnk2%7C83535 Knowing how MP's work (Or fail to) regarding this sort of thing I can't see much happening but at least a couple of MP's are having a dig around R
  11. Go to "Saynoto0870" do a search for Equifax and you'll find a list of alternate numbers R
  12. Ahh bless LoL Mind you Brig it would depend on how long his brain cell could take to process the fact that he'd just been done R
  13. Could do uncleb but I don't think they'll call again R
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