Thanks for the responses guys

Hi there, i was just wondering how long debt is 'valid' for and how long companies can chase you for it? My wife has a few outstanding debts for non essential things (club book/credit cards) and are all between 4 & 5 years old. She originally tried to set up payment plans with the companies involved but they would only do this for a few months before demanding more than she could pay or the full amount. She was in a position where she couldn't afford to pay these things (or more than she was offering). She was contacted today by a company who've obviously bought the debt from one of the companies and they were saying they'll reposess the house, court proceedings etc. And although we're not overly worried about this as it seems par for the course, realistically we're 12-18 months away from being able to contribute substancial sums toward the debt, but at that point (in my mind) they should have pretty much passed the 6 year mark. Is it right that debts get written off after 6 years, and also, if it is, is it 6 years from the original point where the debt 'happened' or deos the 6 years start all over again if the debt is sold to another company? Many thanks in advance for your help.