GeoffreyAlby
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Some advice please Citi Credit - F&F?
GeoffreyAlby replied to whatamess's topic in CitiCards/Citi Financial/Associates
Yes they would have to go to court and get a CCJ against you before they could do that. -
Some advice please Citi Credit - F&F?
GeoffreyAlby replied to whatamess's topic in CitiCards/Citi Financial/Associates
Is that definately the case, Ive read places that it has to be 6 yrs since the creditor has made any contact with you. So even if creditor has kept writing for 6 yrs it can still be statute barred if no payment or acknowledgement made? -
Have they stopped sending you any letters or contacting you? or you getting fortnightly ones?
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Have you started receiving letters from Tempus Solutions yet?
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Some advice please Citi Credit - F&F?
GeoffreyAlby replied to whatamess's topic in CitiCards/Citi Financial/Associates
If they cant supply a copy of the agreement, then Id guess the letter is just a threat and they know it! -
Some advice please Citi Credit - F&F?
GeoffreyAlby replied to whatamess's topic in CitiCards/Citi Financial/Associates
Have you ever had a reply to a CCA request? -
Varde/Brachers claimform - MBNA card
GeoffreyAlby replied to Smoothound's topic in Financial Legal Issues
So MBNA issue a faulty DN, then sell the debt to a company in Ireland before the rectification date on the DN, who have an agent in the UK, who 2 years later out of the blue issue another faulty DN.... What would you say their game plan is? -
Varde/Brachers claimform - MBNA card
GeoffreyAlby replied to Smoothound's topic in Financial Legal Issues
So basically the are re issuing faulty DN's, with another faulty DN Good Job! -
Varde/Brachers claimform - MBNA card
GeoffreyAlby replied to Smoothound's topic in Financial Legal Issues
Havent EC been firing off "NOD1" letters to old MBNA accounts? Basically a DN notice.... Is it legal to issue another DN on an account that has already had a a Faulty DN issued? Btw , the DNs they are issuing are still faulty! -
Egg agreement unenforceable?????
GeoffreyAlby replied to busyjerome's topic in Debt Collection Agencies
You are too right that the unknown element is the Judge. In my case the Judge was adamant that a credit card agreement didnt require a DN, so whether it was invaild or not was irrelevant. DNs are only required for fixed term loan agreements. -
Arent CPR's relevant in all SJ hearings?
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