I am completely at one with you on this skemdosser....oh yeah and Ms Lavender is at the top of my to do list too

Hi skem I gave 7 days for the CPR 18 because basically IMO it's just question answering and 7 days again IMO is more than enough time. I gave fourteen days for the CPR 31 .14 No I"m not in the wrong address club with the NOA but they did arrive together in the same envelope and were not sent recorded delivery. Unfortunately I didn't keep the envelope. But no matter if I didn't sign it does not exist. And yes it's nice belonging to a club I will pop in later and subscribe to your thread

Also whatever you do make sure you send recorded signed for. CPR 31.14 is 14 days from date of service ( when they sign for it) and CPR part 18 (should you choose to send one) is seven days from when served

5 [any other documents mentioned in the Particulars of Claim]* * delete if not mentioned in the Particulars of claim. I deleted this part but everything else applies. send to H L solicitors address Also I believe you have after ticking to defend 33 days to submit your defence. As yours is the same date as mine I have that as the 11th of August but you should call Northampton to double check..Sorry about the Fibro I have a friend who suffers with it too.

Hi Leyla I received my claim from Sigma on the same day as you. will also be defending all of the claim. Today i sent my CPR 31.14 request and part 18 request to H L Legal..at this stage it's about wrestling things away from the claimant while you still can.

Hi all. Yet another identical Sigma/ H L legal split monies claim here, received friday the 13th of July to which I immediately logged onto MMCOL to say I would be defending the whole of the claim and CPR 31.14 and CPR part 18 requests to H L Legal sent recorded today. It is identical to all the other claims seen on here recently but thought I would throw my hat in the ring in the hope that it may help others. This is an almost 4 yr old debt that Sigma have bought from HSBC. POC part only of monies due under regulated credit agreement between HSBC Bank plc and the defendant the benefit of which was assigned to the claimant on 21/10/11...wont bore you all with the rest as it reads exactly the same as others and the sum claimed is for 299.99. Anyhoo this account became a formal account in dispute on the 31/10/2008. I sent a CCA 1974 request to HSBC on the 14/10/2008 ( i still have the RD receipt) I heard nothing after 14 days had past so sent them a letter warning them that this was now a formal account in dispute, I heard nothing more until 21/4/2009 I got a letter from D G Solicitors acting on behalf of HSBC thanking me for my recent updated letter concerning my request for a copy of my credit agreement (HUH??) I didn't write to them i didn't even know of their existence,and that they are sorry for any delay caused in responding to my request never heard another thing until now..and I know that the amount is expedentially greater than the amount being claimed. I know this because it says so on the top of the afore mentioned D G solicitors letter. So their you have it I have read loads of other threads concerning this same matter and advise given so I am pretty clued up but any further advise/input is always gratefully received...... Nana

I don't know what they are asking me to reply too..The points of dispute?? and will this contested hearing be a summary costs hearing?? What is the point of a 21 day time limit to serve points of dispute if the OP can just send it 2 weeks later and then whinge to the court? I shall post the OP's points of dispute later..basically they dispute all of it on the grounds that they paid me £400 in 2009 for the first action that they tried to bring and discontinued. They have had no point tried to negotiate the issue of costs with me on this latest discontinuance..

polite bump

Hi All In brief, Restons discontinue their claim against me back in August http://www.consumeractiongroup.co.uk/forum/showthread.php?295156-A-Cautionary-Tale-Regarding-Restons(1-Viewing)-nbsp On the 11th of August I send an E-mail to Restons advising that I would be pursuing my costs and the next day E-mailed my bill of costs..I also sent the bill of costs and the notice of commencement of assessment of bill of costs by recorded post. They sent back my bill of costs because it was a printed signature and not wrote in pen..In the spirit of cooperation I complied with a signature and sent it back advising that the 21 day clock to receive their points of dispute had started from when they first received it. This was returned to them by recorded post on the 18th Of August they received and signed for it on the 19th of August I then received a letter saying as they only received my bill of costs on the 22nd of August could they extend that time for filling objections to the 12th of September (They lied in writing about the date of service btw) I agreed too their requested extention by E-mail The 12th of September came and went with no points of dispute so I sent an E-mail advising that their extended 21 days was now up and that I would be applying to the court for a default costs certificate...NOTHING! No reply So on the 15th of September I went along to my local court and put in a request for a DCC.. Letters arrived yesterday one from the court and one from Restons' The court letter contained an order or judgement saying that the claimant objects to certain items in the defendants bill and that I shall respond to the claimants objections by the 7th of October..The claimants points of dispute were also attached to the said letter..and that is the first time I have laid eyes on it I am to be party to a contested hearing Apparently The restons letter dated the 13th of September contained a fax they sent to the court claiming that points of dispute were served on me on the 9th of september via first class post they were not!It also contained the points of dispute(wow nothing then two in one day) The envelope the letter is sent in is dated the 22nd of September OH DEAR! This has to be an abuse of process?? I have done everything legally required of me and they have not and I can prove it. I have read CPR until my eyes bled Any help advise and what is the next step is greatly appreciated Nana x

Yes it is ironic isn't it. I was just thinking that this morning..Restons are normally pretty quick at settling up and probably the only thing they get right..I will of course be donating to CAG this time too and the other irony is that they managed to post a letter (first class) in response to my e-mail yesterday regarding my bill of costs but yet couldn't show the same courtesy regarding their discontinuance. I will be using that particular stick to beat them severely with lol Thank you citizenB

Ok Bill of costs emailed to Restons....They are going to lurrrve me.....NOT!!

Trout, will you send me a link to your thread too please..if only sometimes to offer morale support

Trout I don't mind at all if my particular case helps anyone then it's an even better day for me I would like to think it's down to research and pulling their claim to bits wherever possible

Thanks everyone I am still buzzing no pun intended lol without this site I would have caved into the intimidation and the underhanded tactics. My cage had been rattled a few times I must admit and was starting to think I didn't stand much chance..It would have been so easy to just roll over and let em get a default judgement..It was, as said before the principle of the thing win or lose and win I did for a second time will let you all know how the cost's negotiations go

lol