Hi shaniannie Would it possible to let me know which address you used for MBNA, I have a friend who wants to claim PPI from them but needs statements and such like, so needs to send SAR to MBNA any info on what address to use... Cheers AFW

Tried to have a read at the above case, my head is spinning so fast I can't take anything in. Cna't even decipher what its meant to say, feel like a right fool. Can anybody tell me what should be on the CCA (or Application form) to make enforceable.

Hi They sent an application form and a set of terms and conditions, which according to some other caggers on here, it seems as though this is enough to satisfy a judge and has let the DCA proceede with the Bankruptcy.

Many thanks Brigadier, I have to sign off just now, hospital appointment for hubby this morning. Will be back on later today.

Hi Brigadier House is in joint names and debt in husband name.

Found this thread this morning, while trying to find some help on Bankruptcy and Mental Health issues, got wind that one of our creditors who does not have a copy of CCA only an application form, invalid default notice also is going to make my Husband Bankrupt for approx £20,000. Dont want to mention the DCA as yet I know they monitor this forum intensively. Have been reading through the forum and found a few Statutory demand cases on CAG and it seems some DCA are getting the Bankruptcy through the courts even although they dont have the CCA They were good at dishing the finance out a few years ago, without checking our income. His state of physical health and mental health with severe depression to the severity of not wanting to be here anymore, is really bad and has been for some years, we have quite a bit of equity in our house and are scared they will take our house away from us, cant increase our mortgage our we would to pay these debts off. Can anybody advise us what to do when they send Statutory Demand please. AFW

Found this thread this morning, while trying to find some help on Bankruptcy and Mental Health issues, got wind that one of our creditors who does not have a copy of CCA only an application form, invalid default notice also is going to make my Husband Bankrupt for approx £20,000. Dont want to mention the DCA as yet I know they monitor this forum intensively. Have been reading through the forum and found a few Statutory demand cases on CAG and it seems some DCA are getting the Bankruptcy through the courts even although they dont have the CCA They were good at dishing the finance out a few years ago, without checking our income. His state of physical health and mental health with severe depression to the severity of not wanting to be here anymore, is really bad and has been for some years, we have quite a bit of equity in our house and are scared they will take our house away from us, cant increase our mortgage our we would to pay these debts off. Can anybody advise us what to do when they send Statutory Demand please. AFW

can anybody else comment on this issue.. .i'm sure i've seen on cag somewhere that the cca has to aver to the corresponding account number the dca is chasing but have searched everywhere through cag and can't find it. ..maybe it was on another forum.. .going to do some searching. Afw

Hi DCA going to enforce court action. Please can somebody help me clarify if the account number a DCA is chasing does not match the account number on the CCA is the CCA enforceable in court. I requested copy of CCA relating to the account number they have been demanding payment for but they have issued me with a CCA with my signature but a completely different account number. They reckon they transferred my account number and changed the account number many years ago due to original card being lost stolen but cant confirm which, and I definitely cant remember this being the case. They state even although the CCA Agreement does not state the same account number they can still enforce it as it is for the same named store and has my signature on it. Can they enforce an account which does not match the account number on the CCA they have provided. AFW

Hi Does anybody know where to send a claim for PPI on RBS Credit Card. AFW

Good Luck, a friend of mine is just about to send a claim to santander, but we are not sure where to send PPI claim to, can you give us any advice please. Cheers AFW

Thats fantastic news, I had PPI with Firts National but they sold my loan GE Money, I have never known where to write to First National could u possible let me have an address from you please. AFW

Cheers citizenb, your a star.

Hi citizenb Checked rep list and yours is there, not quite sure whats happening here. tried it with your rep and FB's rep. Will get somebody to look at my comp tonight maybe its got something to do with cookie (I'm trying to get all technical here not got a clue what I'm talking about just heard my Daughter talking about this before when something wouldn't come up.