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BazzaS

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BazzaS last won the day on September 17 2023

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  1. In that thread you have quoted, the OP hasn't yet heard back from Tfl as to if they are being prosecuted or given an administrative settlement, so it isn't correct to say "the only reason the user received a warning was because of her medical condition", as they haven't yet heard.
  2. My responses don’t prevent others replying : it isn’t “either /or”, so I don’t need to shut up, provided my posts meet site rules (see above about reporting them to the site team) The good news is people can make up their own mind if it looks like you are trolling, based on YOUR posts / behaviour. I can accept that me pointing out why you are just out to waste their time, then allows them to choose to reply or not ; yup, agreed. If you are trolling as part of a team : can we expect some recently joined members with a low post count to rush in to stir things up?
  3. What makes my reply bigoted? I don’t know your gender, religion, ethnicity, age, sexual orientation or anything else about you to make me / my reply bigoted. If you gave a ‘protected characteristic’ now : why should anyone believe it given your posting history and lies? So, my conclusion is you are trolling and / or deluded. if you believe I’m bigoted / my reply shows bigotry : report my post for it and let the site team decide. I’ve commented on the facts. People can look at the start date of this thread, your posts during it, and your false claims about the solicitor. So, they’ll see you are either a) trolling, and/or b) couldn’t lie straight in bed. The thing is, you forget what lies you have told, so you aren’t that good a liar. I’m keen to help people, but wind up merchants / people who just lie : they waste the time of those who otherwise might help people who really need it. If you are threatening to ‘stomp off’ and go troll elsewhere: fill ya boots.
  4. Sorry, but: a) this appears to have been dragging on for some 13 years (is that a record for a CAG thread??) b) OP (who I've previously wondered if they are a 'wind-up' merchant), decided (according to what they said in this thread) to "joke" about seeing a solicitor, and that thst solicitor entered into a physical / borderline sexual relationship with them. Hilarous joke, if they have £50k at stake, ..... (posts around no. 130, if people want to review). So, even if it isn't a wind-up: i) OP should have involved a solicitor, years ago, and if they haven't: are up a creek ii) I'm not sure anything OP says can be trusted, so on that basis, how can anyone offer advice?. Let OP go to a solicitor. If someone wants to waste their time trying to offer advice: at least you've been warned, and its your decision if you want to waste your time.
  5. Revolut don’t offer Naira at present.
  6. The third party like Wise isn’t the issue, I suspect, but the source not being your own account.
  7. Therein lies your problem as to Barclays eyes : it looks like money laundering and / or receipt of proceeds of crime. To prevent the same happening for your newer TSB account : transfer money in sourced from your own Naira account, rather than a third-party account. You may still be asked about the source of the funds, but when you explain it is your own money it’ll look a lot less suspicious to the bank.
  8. BazzaS

    Cut by Nurse

    What do you want to achieve? have you had an apology? What do you think will make her less likely to repeat her mistake?
  9. You can SAR them again, to check. If: a) they dealt with it as a complaint, b) stated that their response was a final response, c) noted that you could escalate it to FOS (and had 6 months in which to do so), and d) Didn’t say “we will waive our right to have to grant permission after 6 months” Them : you can still take it to FOS but FOS would have to obtain their permission to review it outside of the 6 months (and that seems unlikely) https://www.financial-ombudsman.org.uk/businesses/resolving-complaint/before-get-involved#:~:text=These time limits are%3A,they had cause to complain)
  10. Did they say “final response.” …..but also as part of their final response “you can take this to the FOS” ? (And if so, did it mention a time limit in which to do so)? it’d be worth posting up a pdf of their response (personal info redacted)
  11. Any mileage in being pro-active re: it being a one-off use? The difference in patterns of usage may be obvious once highlighted. Something along the lines if “I attach printouts of usage for both my sister’s card and mine, showing that although we both start our journeys at the same station (near our home), hers are always earlier, corresponding to her school day, and those on my Oyster are later, which hopefully will reassure you that this was a one-off, using her card in error (as mentioned above), an error which I will be certain not to repeat”
  12. “I hope this email finds you well” seems to be a (new) recurring opening phrase. I don’t know if this is from ChatGPT, but I wouldn’t use such an informal opening. They’ll check back (8 weeks usage?). If they don’t see a pattern of usage that suggests repeated use by you, you may well get let off with a warning.
  13. Still haven’t replied to b). It’s an uphill battle already if they; i) fare dodge, repeatedly. ii) start replying to TfL (and potentially dig themselves further into a hole) before seeking advice here iii) expect a “magic bullet” letter to be provided, ‘on a plate’, once they realise the negative effects of being prosecuted for fare evasion. However, add to that: iv) don’t answer relevant questions - and I conclude: Can’t help those who won’t help themselves. I’m out.
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