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jdmave

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  1. Hi All, Just a word of advice....... If your ever are unfortunate enough to be hit by a driver insured with Royal Sun Alliance, Please make sure you DO NOT LET them try to resolve it even if they admit full liability..... Our parked car was hit by a RSA Client and you wouldnt believe the hassle we have had and is still on going...... * Failed to provide a loan vehicle due to various reasons (staff shortages / Needing to see the original cover note before letting you take car away but they couldnt confirm details of loan vehicle until we got to their pick up point, which meant you couldnt arrange cover note in advance so no chance of having the original when you collected the car...........) * Returned our car after 12 days with more damage than when they collected it - RSA cant explain what happened??. * Returned the car after another 3 days , 90% repaired but still not perfect - refused to let them have a 3rd attempt (Arranged proper repair ourselves and done in 1 day and looks like new again). * Total losses for the period was £2312 but only offered £650 in compensation.. ..., now going to legal dispute (lucky we had legal cover). * Refusing to supply documentation in respect of what work had been carried out on our vehicle. my advice is if your unlucky enough to be hit by a vehicle insured by Royal Sun Alliance DON NOT LET THEM REPAIR IT... ....., USE YOUR OWN INSURANCE COMPANIES 3RD PARTY CLAIMS PROVIDER..... Regards Jdmave NB Please pass onto your friends / colleagues as wouldnt want anyone else to have to have the same experience
  2. Hi All Has anyone had a response for Santanders Resolution Manager Lesley Budge..... I recieved a resolution letter today regarding a dispute between myself and Santander, the resolution letter has to be the biggest joke i've ever read as doesnt address the dispute I actually rasied and then goes on to state how many times they have tried to contact me.... I called the resolution manager - Lesley Budge and asked if she actually read the original letter and clearly she hadnt...., I asked when she called........er dont know....., I asked did she leave a message on answerphone.......er dont know, Clearly i know the answer as she hasnt... Is it me or are they completely inept at anything they do.....? So I guess it backs to the Ombudsman again....................................................................
  3. Ladies and gents Just a little bit of help would be good...... Only needs 60 people to get 20 people, who can get 15 people, who can then get 10 people, who can get 5 people and we've cracked it.
  4. Hi All My daughter has made a video for the McFly battle of the fans competition which closes on the 8th January (no pressure)….….. You don’t even have to watch the video and there’s no ad’s or spam so PC safe……..She Just need’s as many votes as possible to try and win a chance to meet the band. Pretty please could you possibly click the “like” link on this video (facebook required) http://supercity.mcfly.com/battleofthefans/view/503 Feel free to promote via any possible means (Partners, Son’s, Daughter’s, Family, Friends and then their Friends, Face book, You Tube, Linked In, Twitter) the possibilities are endless and constrained by imagination…… but by no means harass…. Huge thanks Jdmave
  5. Hiya I didnt have any PPi cover and charges where £120 which i paid as knew it was my fault at the time but now feel that I should try and claim these back just for the fact they clearly didnt want to help and would rather make more money out of me by trying to keep things as is.. Larger payments and years longer term Regards Julian
  6. Hi Alll Not sure if posted in correct place but here goes..... The situation Debt Abbey Loan = £2000 (1 year to go ) roughly £116 a month Abbey Credit card = £4000 (paying min each month) roughly £148 amonth (repayment term forever) Cahoot Flexi Loan sold to Santander interest rate gone through roof = £4000 (pay min each month) roughly £148 a month (Repayment term forever) Unfortunately I was made redundant early 2010 and missed 2 months payment on all 3 accounts, however now back in employment and have caught up with all the arrears and back on track. I contacted Abbey to try and consolidate debts so that i had 1 payment per month and a fixed period at which point i'd be clear of debts however they declined as my credit score with expieran showed i'd defaulted even though they acknowledged I was now back on target and at thier own current loan rate's I would be paying 25% less per month and clearing debt in shorter period (see example below). I.e current Santander loan rates Jan 2011 Debt £10.000k, over 3 year repayment period = £309.4 (7.4%) - A saving of over £100 per month in payments and knowing i'd be clear of debt in 3 years. I also approached Barclays bank and they declined again due to my credit score with experian... So any ideas or suggestions most welcome or do i just sit back and carry on as I am? Regards and best wishes to all Jdmave
  7. Hiya You just need to supply your postal outcode (i.e BN9) and i'll be able to tell you if its a south east or southern water reading area Regards Jdmave
  8. Hiya Sorry to read about your potential issue, If you'd like to provide me with your email address I maybe able to help (No Promises) and get a speedy response (good or bad). Regards Jdmave
  9. Hiya Do you know the history of meter (of course not) so why would you want to keep it, Get a fresh one and see how things go. I appreciate and value the previous posters comments but as I used to work in Meter Operations / Debt recovery for BG I can assure you I have seen many a faulty meter. Regards Jdmave
  10. Hi All Dont have meter checked, Just tell them that you want it changed as do not trust its accuracy and or calibration (could even mention contacting HM weights & Measure's for advise) regards Jdmave
  11. Hi Stuckinahole Sorry to hear of your bad experiences, however I can say I was once a warrant officer for BG and now moved on, but can hand on heart say BG are pussy cats when it comes to executing warrants and in all my time (7 yrs) they usually bent over backwards. Regards Jdmave
  12. Hiya No of us are happy with waiting around only for the appointment not to be kept and clearly frustrating. But unless specified they would none the wiser you would have liked a telephone call prior to visit (which cannot be gauranteed) and instructions given to the engineer that you had a parking permit arranged for them. Parking in our city centres is becoming a joke and the engineers will do best they know where they can or cannot get away with parking (usually from personal experience, and costs that have esculated from getting caught out) If the Siemens managed to find your property and yes described your "green door", surely wouldnt it be safe to say that they did attempt to make the appiontment (not laying blame to if they actually knocked or you didnt hear - benefit of doubt), A card acknowledging thier visit would have been recorded via thier handheld units and put through letter box (again you can dispute). Knowing the way Siemens work, They would have been ultra hot on the job esculation process from 1st missed appointment and almost unheard of to miss 2nd, I would take my chances and say they have recorded lots of facts on 3rd visit as would be expecting a claim by now!!! Please or offend but giving you an insight from within the utilities industry Regards jdmave
  13. Hiya Wellie 81 Unfortunately the answer is yes Accuread do now work for credit agencies (some major companies now use thier services for data collection). However I would say the Data Collectors behaviour was strange as they would have all the relevant information (could be incorrect - if they are chasing dubious characters that have borrowed your address) on thier Handheld Terminals. Visit Accureads website and give them a call, Their systems will have have every address or job enquiry they have ever completed and the nature of visit. My guess at Data Collectors behaviour is he actually turned up at the wrong address and then realised his mistake. Hope this helps Regards Jdmave
  14. For BG to excute a warrant they have to jump through hoops with court's to get JP's signature. Every step has to be documented and they have to demonstrate they have tried all means of contacting the customer and allowed sufficent response time (1-2 years). Regards Jdmave
  15. Hiya Yogsothoth It would appear your sutck in the fantastic world of SAP which involves you accaount performing circles in the automated system even though your financial circumstances are totally fine. As previous advised, BG pre warrant letters are very very rarely actioned and they have to follow a very strict regime to get any JP's signature for execution. The pre warrant letter does what its designed to do, Get a reaction from those customers that never respond but unfortunately they do reach innocent customers. Regards jdmave
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