thank you alanalana for your help many thanks

this is exactly what has happened to me my friend, today i just looked at my paper work to see if can claim on my ppi with welcome finance as im off work and started reading about ppi cover, i was also told by them that i had to take it out otherwise i wudnt get the loan for the car i wanted, and they also sent me that paper work with the ppi section already ticked, i cant believe them, i am aslo going to file a complaint. i dont know if you have realised they have also charged credit for insurances for over a £1000, well my paper work show that. please can anyone help me on how to deal with this. thank you