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Gunner77

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  1. UPDATE - Still waiting for a court date!!! Will have to chase them up!! Cheers.
  2. Hi guys, sent off SAR request to Barclays last week but still awaiting court date!!! But Shadow as far as the case goes and what you have seen, I have a good chance of winning? Thanks.
  3. Any joy with that? Surely a firm as big as Barclaycard must be punished if it is breaking these rules???
  4. Thanks for that. I have had a complaint case with Barclays regarding the account and who holds it. I would assume that even after selling an account would Barclaycard not need to keep a record for 6 years? Thanks,.
  5. Thanks for that will get one off to them ASAP. Cheers.
  6. Wording from my claim - The claimant HFO Capital Ltd is a debt purchase company. The claim is for monies due under a regulated interest-bearing credit agreement. The asignee HFO Capital Ltd purchased the defendents account and all rights and obligations attaching therto from the original lender on 25/02/2007. The original lender was Monument. A letter of assignment has been provided to the defendent previously. The claimant also claims interest thereon pursuant to S.69 of the Count Court act 1984 at a rate of 8% etc etc.... HOPE ALL THIS HELPS. Still no date for court hearing, will chase them up again tomorrow. Thanks.
  7. Hi it is just a Rapid Pely Card and says the following: My name and address, plus my emaployment status, salary, contact number and DOB. On the other side it says: Declaration CREDIT AGGREEMENT REGULATED BY THE CONSUMER CREDIT ACT 1974 I am applying for a VISA credit card, PIN and cheques issued by Barclays Bank PLC, subject to starus. I have read and agreed to be bound by the Terms and Conditions (T&C's). I am uk resident who is at least 18 years of age and am not bankrupt. All the information provided by me is accurate. I authorise you to send me a VISA card with the terms stated in the enclosed T&C's. I am not an existing Providan or Monument cardholder. IMPORTANT - YOUR INFORMATION I have read and agree to Condition 21 of the terms and conitions which sets out how my information will be used. This is a credit agreement regulated by the consumer credit act 1974, sign it only if you want to be legally bound by its terms. HOPE THIS HELPS. AM I IN TROUBLE NOW? IS THIS ENFORCEABLE? There is no copy of the relevant T&C's. Turnbull Rutherford state that they have enclosed a copy of the signed agreement? Is the above a signed agreement, which is enforceable? Thanks.
  8. Hi guys, yes very funny, although (fingers crossed) incredibly true. Sorry had other issues last night will provide info tonight. Cheers.
  9. Hi the Shadow thanks for that, at work at the moment, so will post up that info tonight. Thanks for the help, even though I'm a gooner!!!
  10. Guys, just hoping that some of you that have been following my case, may have enough knowledge and know my case well enough to confirm the strength of my defence and n particular the main flaws that I should highlight in HFO's claim, when this gets to court? Thanks.
  11. Hi guys, sorry but has anyone else been following my case or able to confirm whether I have a solid case and how best to present that.
  12. Hey DonkeyB, any progress with the summary of my case? Cheers. I have spoken to County Court and the court hearing date will be sent to me shortly. Thanks.
  13. Still waiting for court date!!! Thankfully have managed to secure a mortgage in my wife's name only. Not ideal and make me feel a bit useless and all thanks to Barclaycard/HFO/Turnbull!!!!
  14. Still feel that the whole world of DCA's is under regulated and HFO in particular seem to push the boundaries of the law. I just do not understand how they are a legitamate business???? I am guessing that I am one of many being harrassed by them. Begins with phone calls from India and ends with Turnbull calling up (seems to be South African staff) and threatening legal action. Makes my blood boil the misery they cause.
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