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clarabell82

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  1. hi there thank you so much for your reply. I couldnt sleep last night worrying about it.. I have contacted my local MP and asked of there is anything he can reccomend, but i dont hold out much hope. I owe £3600 for 4 years c/t Is it about £1000 less due to odd payments we have made, but obviosly this is not enough. We tried to claim bennifit and was told even though my partner only brought home £220 we wasnt entitled to anything. I made the £40 payment yesterday and will make £40 a week payment untill the court date, there is nothing more i can do - I mean £40 is still pushing it slightly, but i need a amount i can stick to and when the new council tax year starts, i can afford to pay that also. I know we have got ourself into a mess, but i was only 21 when it all started and was first time living alone and was nieve and stupid, but im paying for that now lol
  2. Hi is urgently need some help of advise. This is a on going problem with havering council. We feel behind with our council tax a few years ago, my partner was the only one working and we were living on £220 a week and having to pay full rent /council tax ect... anyway, we found we was unable to do this and fell behind. We ended up getting in debt with a few companys in the mean time also. We started getting final notices and court summons from the council, we emailed, wrote and informed them we cant afford to pay the amount in full and can we set up a payment arrangement... We did this about 15 times in the last 3 years. When i started back at work we paid £40 a week and emailed and proposed this as a on going thing, it was again declined. So very dishearted and stupid, we stopped paying and used it to clear other debt that were happy to accept the amount. Anyway to was we recieved a committal to prison, straight away i have sent a letter explain the situation and offering to clear the debt in 24 months, we made a good will gesture payment of £40 also, and said we will put the money away each week untill either they accept or the time of the court hearing.. I am so worried.. I dont want to go to prison i have children! And i have NEVER refused to pay it, we have just never come to a arrgree ment. Does anyone have any advise for me? or maybe someone whob has been through it before that can explain it to me what happens? I understand i have been silly in not addressing this sooner, but we have been trying to get ourself straight with companys that willingly took our money. And now i am soo scared. It has ruined our christmas and i know i am going to make myself ill worrying about it now... Please help
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