Hi everyone, I don't know how to start this thread. I am currently halfway through a 3 way exchange with 2 other people, my problem is the housing officer who is handling the exchange (I believe is intentionally causing this exchange to drag out) I know that a exchange takes up to 42 days to complete from the receipt of housing papers I personally handed in everyone's mutual exchange papers at the housing office. Everyone got there inspection date a week after the papers was handed in apart from me, it took 6 weeks for me to get my inspection date. I believe this was because I have made a complaint against the officer in question so what I want to know is can this housing officer who is dealing with the paperwork also attend the inspection of my property? as I am of the opinion that she is attending just to find fault with my property in order for me to fail inspection. Any input would be appreciated Thank you. also I am intending on tape recording the inspection do I need to inform her of this if I need it has evidence at a later date

2010 but doesnt state what it is only says on my noddle account it is default on bank but i only ever add 2 bank accounts and they have never been defaulted just receive a letter today from a company called dvsl stating they are trying to reestablish contact with the person they have on there records and for me to give them a call quick google search brings up that they are capquest i wish to nip this problem in the butt straight away so any help would be appreciated by the way i wont be calling anybody

hi everbody 2 days ago i decide to do a free credit check with noodle i found out that i have a default on my file from 31/1/2013 that i know nothing about for 164 pounds not sure which template letter to send out first to found out who owns this debt, i know not to contact them by phone any help would be greatly appreciated sorry if posted in wrong section its been alwhile since i have been on here and i am rusty

thanks much appreciated

how do i start a new post

ok i understand your points they are all valid its just i will be basically doing what i already done it just seems i am being punish even through i have paid and supplied proof in the past that is why i don't wish to co-operate i will try again one last time

hi everyone in October last year i purshaced a brand tefal actifry from ebay for 165 pounds on sunday the 25th of april 2010 the handle broke of it so am not able to close it i have not contact the buyer as i wanted to know my rights first would this fall under the sale of good act would Ebay or Paypal help if buyer will not rectify situation any input would be great fully appreciated

thank you planner for clearing that up its not that i have a problem with the housing association its this new officer who is very rude and doesn't know how to do her job and as got my back up stating their is no evidence of me ever making payment

hi aviva firstly thanks for your input i have a couple question's if you know the answer's would like to know who's responsibility is it that the money as gone astray,am i in my right for refusing to cooperate,what laws are there. I am going to make a formal complaint as the way this as been handle i think is very poor i didn't even think they could bring grounds agaisnt me to evict when it is clearly i have paid lastly can i make a claim agaisnt them from the date of payment at 8 percent a day sorry for all the question's

yes i also have a print of from the housing association stating when i brought in proof

hi blitz at the time of the payment i was self employed the amount was part of arrears i owed totalling 800 pounds. I paid £650 cash and £150 on my debit card both pay at the same time 2 people was present at the time of payment, now they are saying that i never paid 150 and there is no evidence even through i got the notes from 2009 proving this stating when i came in the office and made payment i have a new rent officer who started in september 2009 and she is pursing this and trying to evict me out of my property i thought i could claim interest on the 150 due to their incompetence as they are stating it i haven't paid it when i have

you should go to trading standards i wouldn't even bother contacting them again you are obviously going no were fast i think you have a strong case

Hi all on the 13/05/09 i made a payment to my housing association of 150 pounds however this payment went missing on the 4/06/09 brought in proof of payment from my bank however at the time of writing there are still pursuing me for the said sum i have 2 questions i paid the rent in their office on my bank card so the fact that it has gone astray is that my problem or theirs ? also can i pursue them for cost from the date of payment at 8 percent a day till present any feedback would be appreciated also i am a assured tenant and have lived at property for fifteen years

so were do i go from here now with the ruling in my current situation i also have a halifax account i was going to appeal agaisnt but dont know what to do now

hi the bank was barclays bank but after today what are my chances if there is any