Thanks for answering my questions. Do you know how much time I have on paying the resolve before PayPal or some collection parties will take action/try to contact?

I'm under 18 years old, yes. And what I was selling was a game account to an online game. I tried to win the claim through PayPal but they didn't listen to me and just let the [EDIT] win. I don't have enough solid proof to prove the [EDIT]. All I had was a name, e-mail address and previous [EDIT] records connected to his e-mail and name(looked up on google, he's done it before). Please help me out. CAN I PAY BACK THE RESOLVE NOW AND NOTHING WILL HAPPEN? Because I don't have enough proof, I don't believe there's a chance for me to just tell someone it was a [problem] although I'm serious about it being a [problem]. The [EDIT] got the online account that was worth a lot(1st post) and he didn't spend a cent on it. Will it be alright if I pay back the resolve? It's easier to do that, talk it out with my mom than having her encounter any trouble. The PayPal's under my name, not my mothers. Edit: And if only solution is to pay the resolve, how much time will I have?

Hello there. So it's been a long time after someone scammed me over a deal and PayPal refused to listen. The [EDIT] won the claim and I lost both my item and the money. PayPal left me with a -$768 balance and has been sending me e-mails to resolve the balance, but I haven't. I thought it would be fine just letting it be that way because I meant it was unfair for me to pay back something that's actually mine. Now recently the email changed to this: So it's kinda stupid, my situation. It's my mothers card that's connected to the PayPal, and she's been letting me use it as long as I ask her first. Will anything happen with her credit card or something, a bad credit card history or something? I read around to see if I could get any answers, but didn't get it clear. If I resolve the balance, will it all be fine? I'd rather pay that price to avoid my mom having a 7 year bad history on her credit card, from something that I've(the [EDIT], actually) have caused. Please help me with an answer ASAP. Should I resolve/pay back, or is it fine by letting it be negative? I live in Europe, btw. Any chance I can get any collection parties sent on me? Early thanks!