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jax17

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  1. Hi , I'm also having trouble with the central debt recovery unit. What happened was . . . . i got sick of bank charges with HSBC so set up a halifax account but like an idiot didnt officially close the HSBC account i just left it as it was and didnt think there'd be any problem with it.However i had forgotten to cancel a couple of minor (or so i thought) direct debits e.g £5 every month to my childs saving plan obviously there was nothing in the account so they couldnt get there money but as HSBC do they charged me for this and kept on charging me every time they attempted to take the money.God only knows how many times this has happened but the letter i recieved says i owe them £1802 which has left me gobsmacked to say the least.Prior to this letter i have recieved one other but at this point the total was still over a thousand and I panicked and hoped it was an admin error and prayed it would go away.No such luck.90% of the amount their demanding must be purely bank charges , i cant pay it.I cant believe HSBC have left it so long before contacting me.if they'd got in touch n said you owe a couple of hundred then fair enough its my own fault for forgetting the debits but 1800 is crazy.Does anyone know what i can do ? where i stand with this? do i have any option but to pay it? please help!!!!!
  2. Hi I bought my GHDs almost 3 years ago now , so no longer under guarantee , no receipt and theyve had plenty of use but the other night when i was using them they began sparking etc and now if i plug them in thats all they do.do you think its worth contacting ghd about them ? I cant decide whether itd be easier just to go buy new ones or try and get them repaired? wondered what people whod had dealings with ghd thought.
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