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vesuvious

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  1. Hello My partner moved in with me in january this year and Red debt collection Services working on behalf of Lowell portfolio 1 LTD have sent a letter to my address. The origional creditor was with t mobile who are claiming she owes over £1000 from around 3 years ago (there is an email address for tmobile but there are 3 companies mentioned). The letter states that if my partner doesnt get in touch a licensed home visit agent will attend my home and legal proceedings will commence with the aim of balifs if they get a court order. Now i met my partner last year in july and i do not have anything to do with this debt as it is 3 years ago; i didnt even know my partner then. How does the law stand in relation to my assets, which i can prove i have paid for everything in my flat and my partner and child are not on the tenancy agreement. Another area of concern is that i am disabled and unable to work and my partner is my carer. I really could do without this hasle, and am in the process of trying to find alternative accomodation. My partner has other creditors, who have not located her yet I have not responded to their letter either verbal or writtern. What i want to know is can they take any of my assets, now and if no and we get married in the future, have they the right to claim my property in my flat. Thirdy if my partner has to do a capital expenditure calculation and we are at the moment claiming as a couple. does all the income we recieve have to be declared?????? how does it work.
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