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ann-imal

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  1. Thanks for the advice letshelp. Unfortunately it appears tomtubby doesn not accept PM's..........tried sending one but no luck!!
  2. This was the first lettter he received, can you tell by this whether they are proper bailiffs or just debt collectors!! ECE LTD.pdf
  3. He's had two visits in as many days from the bailiffs whilst he's been out (they left their calling card) Have told him never to let them in or open the door fully following advice from here. Should I justr ignore or send a some of the letters I have seen in the forums? Thanks Ann-imal
  4. Who are they? My brother has recently had correspondance from them for an unpaid parking ticket he knows nothing about!!! They are threatenign baillifs Are they just a typical debt collecting company who buy the debt off a company and use scaremongering bully boy tactics to threaten??? Any advice greatly received PS, have also posted in Bailiffs section of forum too!!!
  5. Congrats Sherry1980 - a viictory for the people!! How long did it take to win your case!! Was it the first letter that did it or was it a long haul!!
  6. HI moose, thanks for this!! Just read your reply to me in a previous post As you can see...........I WAS DESPERTAE!!! Thanks again
  7. That is fantatsic, thanks so much moose73 :grin::grin::grin::grin::grin::grin:
  8. Dont know if I am being a little bit blonde but I cant find any
  9. Does anyone have a template I can use as a basis for my first PPI letter please Thanks in advance!!
  10. Thanks Moose Been looking for at emplate I could use to start the conversations off. Not quite sure how to word it? Any advice? Thanks Ann-imal
  11. Also, is there any letter templates which should be used in correspondance!!
  12. Hi there Brief update of mine (partners) current position. Partner took out a loan back in 2001 before we met which he defualted on and subsequently it was transferred to the their collection department known as MCS Limited. I've tried, on his behalf, tackling whether the Credit Agreement is enforceable (with the very kind help of the members on here) and after a few weeks on ping pong mail between us and them, its come to light that everything looks to be in order. However, a member on here advised about being mis sold PPI and advised me to search the area. Please see link below http://www.consumeractiongroup.co.uk/forum/debt-collection-industry/245768-mcs-limited.html I have spoken to my partner and he has advised me that he was told he had to take out the insurance as a pre requisite of having the loan!! Can anyone advise what my next steps should be!! Thanks in advance
  13. Hi there Are there any templatyes which can be used for being misold PPI? Its an absolute mindfield out there and I want to make sure I am following the correct path!!! Thanks in advance!!
  14. Thats not a problem Banish (although in an ideal world it would be nice) Is there a template that should be used when writing a letter regarding being missold PPI Thanks in advance Ann-imal
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