This topic was closed on 11 March 2019. If you have a problem which is similar to the issues raised in this topic, then please start a new thread and you will get help and support there. If you would like to post up some information which is relevant to this particular topic then please flag the issue up to the site team and the thread will be reopened. - Consumer Action Group

This topic was closed on 10 March 2019. If you have a problem which is similar to the issues raised in this topic, then please start a new thread and you will get help and support there. If you would like to post up some information which is relevant to this particular topic then please flag the issue up to the site team and the thread will be reopened. - Consumer Action Group

This topic was closed on 10 March 2019. If you have a problem which is similar to the issues raised in this topic, then please start a new thread and you will get help and support there. If you would like to post up some information which is relevant to this particular topic then please flag the issue up to the site team and the thread will be reopened. - Consumer Action Group

This topic was closed on 10 March 2019. If you have a problem which is similar to the issues raised in this topic, then please start a new thread and you will get help and support there. If you would like to post up some information which is relevant to this particular topic then please flag the issue up to the site team and the thread will be reopened. - Consumer Action Group

This topic was closed on 10 March 2019. If you have a problem which is similar to the issues raised in this topic, then please start a new thread and you will get help and support there. If you would like to post up some information which is relevant to this particular topic then please flag the issue up to the site team and the thread will be reopened. - Consumer Action Group

This topic was closed on 10 March 2019. If you have a problem which is similar to the issues raised in this topic, then please start a new thread and you will get help and support there. If you would like to post up some information which is relevant to this particular topic then please flag the issue up to the site team and the thread will be reopened. - Consumer Action Group

This topic was closed on 10 March 2019. If you have a problem which is similar to the issues raised in this topic, then please start a new thread and you will get help and support there. If you would like to post up some information which is relevant to this particular topic then please flag the issue up to the site team and the thread will be reopened. - Consumer Action Group

This topic was closed on 10 March 2019. If you have a problem which is similar to the issues raised in this topic, then please start a new thread and you will get help and support there. If you would like to post up some information which is relevant to this particular topic then please flag the issue up to the site team and the thread will be reopened. - Consumer Action Group

Hi am just asking for a bit of advice, I have recieved the defence from the court submitted by Cap 1 and it is that they don't owe me anything cos they have already coughed up (still waiting for the cheque). I have had another letter from frederickson international demading money (letter no 3). I have phoned them and explained what is going on and that i dont owe them a penny. But they want, at my expense to send them copies of all the details before they will back off or they will take me to court. These people are very agressive; now what I want to do is let them take me to court and then i can turn up with my water tight defence and leave them with egg all over their boats. It must be Cap 1 duty to inform these parasites that I don,t owe any money and never have? By the way the family court is a bit different to the small claims see previous posts, i don't think i will win this one.

It is clear that you have no claim against us and while we do not accept liability for the claim, I am prepared ,in an effort to resolve this matter without the need for a court hearing, to refund the full amount........if i haven't got any grounds for a claim why not go to court then? I look forward to hearing from you shortly in response to this offer so we can avoid taking up valuable court time........so why take up valuable court time then, why didn't you just pay up when i first asked instead of waiting for me to issue a claim in the court and then taking the time to acknowledge it ?

I only claimed the 8% that was enough for me I just wanted rid of this debt.

I filed my court claim on the 28/10 and got my letter offering settlement today, no defence filed on moneyclaim. It is purely a guesture of good will and no liability is accepted and it is in an effort to save the need for a court hearing.They also look forward to recieving my reply soon to save taking up valuable court time. Happy days.

I think I will do that tonight but I still can't see how they can demand money when the debt is in dispute and the subject of litigation. Obviously the different departments in Cap 1 don't talk to each other at all. I never actually got a reply to my letter disputing the amount that they say i owe them.

Just for devilment I think I will write to them. I think I should ask on what authority they are acting for Cap 1 and if such an authority exists I require I true signed copy before I will recognise any correspondance from them. After all I could write to anyone on headed paper and demand money if I had their details, how many times do we have it ramed down our throats about identity fraud. What do you think?

Thats the address it's P.O. Box number. I am sure I can find their offices because they are a bit shy about putting their office address on any public website. A trip to companies house methinks for the finance directors home address.