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woad

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woad last won the day on September 4 2016

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  1. Hi Wondering if someone could assist with general advice re the rights of Housing Association tenants? Some friends have the following "horror stories", same HA in both instances: "Had chap at door yesterday and was someone from XXX just to see if I had paid my rent. She caught me unawares How dare as didn’t even know they were coming maybe if check my account they will see I did" and "Similar happened to me, mix up with rent and somebody was phoning me at 8 in the morning. I was recovering from surgery and didn’t answer and they didn’t leave a message but just turned up a few hours later. It borders on harassment" Is this legal? Even if it is a clause in the tenancy agreement is it legal? Do they have any grounds to complain on? In the first instance i advised to contact HA with the individuals details, as to my mind if they were from the HA and acting within remit of role, they could, surely, have checked the accounts system and perhaps phoned. Not just turn up and ask. Always assuming it was a genuine HA employee. I am astounded; I rent privately. If my landlord or their agent wishes to visit the property, for any reason, they have to provide 48hours notice. The letting agency has never contacted me asking if I have paid my rent nor turned up announced on my doorstep asking me "have you paid your rent"!
  2. You might garner a little more sympathy had you not also added the following "Either your just a DVLA troll, a grumpy the 'laws the law' robot or an imbecile. Probably all three." And all of the above is nothing more than a strawman to distract from the FACT that YOU drove an untaxed vehicle on the public highway after buying it, and then left it - untaxed - on the highway. YOU are the author of your own misfortune, no one else. DVLA fine people for having untaxed vehicles on the road, its called 'enforcement'; without enforcement, no would pay the tax. Don't get me wrong, I think we are taxed too heavily in this country, and VED is an insidious tax that doesn't directly benefit the motorists who pay it. DVLA troll? Yeah ok, why on earth would DVLA be 'trolling' these forums. Tell me, why do you assume that someone who has a contrary opinion to yours must work for DVLA? A grumpy robot? See above An imbecile. Ah yes, lets resort to ad-hominen attacks. An imbecile because I disagree with you. Well, I'm not the one with a £200+ fine, a clamped car, and a ruined Xmas.
  3. Great news. At least you have a happy ending to an unfortunate saga.
  4. Hardly punitive, arbitrary and disproportionate. You knew that you would be going on holiday, you knew that you had to insure, MOT, and tax a car, and yet you still went ahead and bought it knowing you had less than 36hrs to complete this. You know that it is an offence to drive an untaxed vehicle on the public highway. It makes no difference that your working day appears to be about 12hrs long, you have a lunch break, no? As for lawyers' fees, well, *we* pay them via our taxes...
  5. Congrats on winning. Do NOT, under ANY circumstances, return the car to them until they have paid you. The car is legally yours until payment has been received. They have, afaik, no legal right to inspect the car - this appears to be a flimsy excuse to find faults in an attempt to say "hey, its damaged". Take multiple photos AND a walk-around video of the car exterior and interior, as close as possible, so if there is any attempt later to say "it was scratched/damaged" you can prove the condition of the vehicle when it left you. If they turn up on Sunday without CASH, then do NOT release the vehicle to them. If they choose to turn up, sans payment, that is their fault, not yours. Do NOT release the car. If they choose to make a long journey, tough, that was their decision. Let them threaten and bluster all they want. I'd also advice that if they do arrive, record a video, especially if they do not have cash. Cash, cash, cash. A cheque can be cancelled, a Bankers Draft needs to be drawn against cleared funds. PayPal Transaction is subject to charges and can be reversed. PayPal Gift is also not advisable. Unless they send a cheque and it clears before they arrive, it's cash all the way. And dont hand them the keys until you have counted it. As an aside, be prepared to have to return to Court in 14 days for a warrant of execution to obtain the sum in judgement.
  6. The use of a .yahoo email address suggest something else; your son might have been targeted as a "mule". It is a simple [problem] in which monies obtained from a target are deposited with a third -innocent and unwitting - individual. This person is fed a story that (s)he will be handling monies on bahlf of another, and will receive a commission/cut for doing so. And quite often that's the case, until ActionFraud/Police come knocking. But as everyone else has said, it is imperative that your son does not touch a penny, does NOT delete any emails, and tries to return the funds ASAP.
  7. Did they say this (as in 'verbally', ie on the phone), or put it in writing? PSD are an internal investigations department, investigating police officers and not members of the public. If it was a verbal comment then there is nothing you can do as you cannot prove they said it. (Though, why oh why would you be talking to them - have NO verbal contact with them until mediation - and do that through a third party - or court). If it in writing, then contact the IPCC as it is essentially a threat, albeit a harmless one.
  8. I think this encapsulates your problem; a misplaced sense of entitlement.
  9. Oh yes, and unless you do watch live TV - or now, use iPlayer - without a licence, don't sweat it.
  10. In March this year (and September last year), it was your car; in your words "i paid my road tax", and "set up direct debits from my bank account", and it was from your bank account the direct debits failed. So when did you transfer ownership of - or sell - the car to the car club? Did the 'club' ever tax the vehicle? And, if the vehicle was clamped yesterday morning, why did you buy it (or transfer ownership) yesterday afternoon, knowing it was clamped?
  11. In your first post, you said "I paid my road tax via the DDicon scheme at my local post office back in September and set up the monthly payments via my bank. I have not authorised my bank to stop payments but the DVLA have stopped requesting payments and are now claiming that my car is not taxed." Yesterday you posted "Car clamped this morning no tax. Bank saying DD is still active and is showing that on on-line banking. I set up DD for 6th of each month but bank are saying DVLA claimed on 2nd and 6th of month. DVLA are saying that they have cancelled DD because two attempts to claim DD were sent back by the bank, insufficient funds." Is it the same vehicle? (just a yes or no!) If NOT, then when did you buy the car, and when did you tax it?
  12. The date of a direct debit is usually set by the company, not necessarily on the 1st of the month - in my own case, not one DD comes out on the first, and in 30+ years I can't recall any that has done so. Although DVLA's website says that they setup the payment for the first working day of each month. edit: multiquote failed. Yes Callum, they made two attempts to collect payment, on the 2nd and on the 6th. Two attempts, in accordance with their policy. https://www.gov.uk/vehicle-tax-direct-debit/setting-up "If there isn’t enough money in your bank account DVLA will try to collect the Direct Debit again within 4 working days of the payment date if there wasn’t enough money in your bank account. They will cancel the Direct Debit if there still isn’t enough money - they’ll tell you they’ve done this. You won’t be able to pay the Direct Debit from a different account."
  13. In what way is this relevant? Is the same car that you taxed in September last year?
  14. It's increasingly obvious that the OP fails to take any responsibillity for his (in)actions in life, and immediately resorts to blaming others when the consequences of his actions "bite him in the ass". For those unaware, he has a separate thread concerning car tax. In his first post he accuses the DVLA of "breaching the direct debit scheme" by not collecting the monthly payment for his car tax. The second accuses them of incompetence, and in usual Callum logic somehow contorts a negative (the bank not confirming he had cancelled the DD) into proof of their incompetence. It's only later - after a 6 month period - he reveals that the DD was unpaid due to insufficient funds in his account. No 'breach of the DD scheme", no incompetence on the part of the DVLA, just Calum failing to manage his life. As of last night, it appears that the car he owned and taxed last September, is apparently registered to a car club, and it is the club that has not taxed it... I think. I think the OP has an attitude to life of "but it's not my fault" when consequences plainly are. Any attempt at tackling core issues head on are deflected with "it's irrelevant" or just plain ignored. Mods, I suggest this thread is closed. Unless Callum provides the remainder of the defence, as has been asked on over a dozen occasions, no one can provide any advice as the full facts have not been disclosed, and I doubt ever will be. FWIW, given a comment about "knowing a handwriting expert" and the continual reference to a fabricated contract, it would not surprise me to read the final line in the defence "a contract was signed on the xx yyyy and we will produce a copy at hearing". Quite apart, such advice is rejected, often in a hostile manner, and then his story changes. Any attempts at assistance fall on deaf ears, unless it is advice that he wants to hear.
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