I just phoned Equita, to ask for some information. It now turns out the two separate payments I made one for the first debt and the second payment for the second debt, wore both used to pay the first debt, so the second debt has now been passed to an enforcement agent. Who can now enforce both debts. Man I'm getting annoyed with this, you try to be nice.

For the first debt of £1270.51. The notice of enforcement was issued on 11/06/2015. I was given the date of 19/06/2015 to pay or agree to a payment plan. For the second debt of £849.30. The notice of enforcement was issued on 30/07/2015. I was given the date of 07/08/2015 to pay or agree to a payment plan. I did not know I had the second notice of enforcement, it was mixed up with all the crap sent by Equta. When I get home from work and see 20 envelopes on the door step, I open one if its from Equita and all the envelopes look the same I throw them in the pile. But I have opened them all now. All 79 of them.

Hi, The first liability order for the first debt of £1270.50, was issued by Coventry Magistrates Court on the 16/04/2015. and it relates to two years of council tax, the years in question are; 29/04/2013 to 31/03/2014 01/04/2014 to 31/03/2015 Looking at the amount I may have been given the single persons rebate for both or at least one of the years. Ill have to check this. The second liability order for the first debt of £849.30, was issued by Coventry Magistrates Court on the 08/07/2015. and it relates to two years of council tax, the years in question are; 01/04/2015 to 31/03/2016 I may have got some facts wrong, ill have to confirm the single persons allowance and what it is. Will get back to you. Cant find anything on the net about it, yet.

Just to clear up two issue; 1...The first judgement issued against me for £1270.51 council tax, For the year 20013 to 20014. I did attend the court and spoke to one of the council officers prior to the hearing. During that discussion, I pointed out I was single and he recalculated the payment due. In fact we joked about it, “wow, we already saved some money”, or some passing comment. there is no worry about it being backdated. The payment was reduced to a single persons council tax. He also made it clear the judge will issue a judgement, so their would be no point in staying, so I did not stay for the hearing. I'm fairly certain the reason the order was put through is a simple mistake, ill get on to that and have it corrected. 2...As I have just started working for this company, I thought it strange I would be paying £500.00 a month in tax. Well it turns out, the p45 I gave to the company had a tax code of “0T”. Why no one at the company looked at the code and thought, £18k a year and no taxable allowance, lets give him a call and check, just in case. Is totally beyond me. Probably the same person who failed to supply a pay slip, until I kicked up about it. got a letter form Equita Saturday (dated 1/9/2015), notice of intention. Relating to the second judgement; £849.30 council tax, £75.00 compliance stage fee, £924.30 Total. For the year 2014 to 20015 The letter goes on to say “blar, blar, blar, we therefore require the sum of £811.80”. on the 1/9/2015 I contacted Equita and arranged to pay £70.03, the first payment I made on 1/9/15, last week. I made the payment over the phone. I checked all the ref numbers I have the correct debt. So £924.30 - £70.03 = £854.27, but they want £811.80. ill do as you have suggested, complaint and recalculation sounds good. If they take my car, I wont be able to get to work 20 miles away at 04.00am. Be really cool to contact the council guy I met at the court hearing, informing him of my unemployment and ill only be able to pay £1.00 a week from my government handout , Oh and your going to have pay my rent and council tax from now on. That would be funny, lets hope it does not go that way. i can never get my head round all this, but i do write every thing down. I have the name of the person i spoke to at court and his tel number with ext, i put it on the summons. Another thing i have around 50 letters about debt from Equita, I get about 10 a week, ill send them in with the complaint.

No, I have not spoken to the council about either of the two issues. The first council tax calculation is for a couple. I did go to court about this, and spoke to an officer prior to the judgement. He did confirm I should be getting a single person rebate and should only have to pay a reduced amount. But the order went through for the full amount.

Hi, could do with some advice here on council tax, and Equita. On the 19/05/2015, I received a letter from Equita. A liability order was issued by the court for non payment of council tax due to the council. Contacted Equita and arranged to pay £47.72 per week, to clear the debt. Which I was informed would need to be cleared within 6 months. The debt is made up from the following; £1270.51 council tax, £75.00 compliance stage fee, £1345.51 Total. For the year 20013 to 20014. On the 14/08/2015, I received a letter from Equita. A liability order was issued by the court for non payment of council tax due to the council. Contacted Equita and arranged to pay £70.03 per week, to clear the debt. Which I was informed would need to be cleared within 6 months. The debt is made up from the following; £849.30 council tax, £75.00 compliance stage fee, £924.30 Total. For the year 2014 to 20015 I owe council tax for both the years in question, and do agree to pay them. I was informed by the council, court of both debts, and did have time to contact the council, so this is my fault. During the two periods I was working and could have paid the council tax. The issues I have are; 1... As a single person, I should only have to pay, “single persons council tax”. Which means the first court order of £1270.51 is wrong and should be £849.30. 2... I have started a new job and my take home pay is £800.00, per month. After rent, I have only £400.00 to pay living costs and the two above debts. I phoned up Equita today to pay £119.88, for the first debt. And £70.03 for the second. Which is all I can afford each month. The person on the other end said as I could not pay £190.88 ( £47.72 x 4) per month for towards the first debt of £1270.51, he would have pass the file on to an enforcement agent which would add further charges, and may result in losing goods. The second debt of £849.30, will be cleared within 6 months at a rate of £70.03, and is acceptable. I need advice on what to do next, or what I should do. Thank you.

So wifey has a Keys account which has been in default since Jan 2012 (you know the rest). I'm going to reclaim the Late payment fees Just need some information on this (we have all the statements from Kays); 1...Which spreadsheet do i use to work out the total reclaimable. 2...How much intreist should I charge on the total reclaimable. Thanks, will post my dealings.

Just read this thread, and congrats on outcome. I'm only adding the following, just in case anyone else needs to know (got a friend with same problem) and I could be wrong but I think the difference is; Section 111(1a) : covers instances where the fraud is committed by intention (making a false declaration). Section 112 : covers instances where the fraud is assumed to be unintentional but preventable (failing to inform them of changes to your circumstances).

Ok Ill try that. hopfully thay will cut it off compeatly.

The sky was cut off as I failed to pay the bill. I know it sounds a bit sloppy, but I just ignored it and used the record function. Its only now that I realise, I have lead myself into a trap. I cant afford to pay the full amount.

Hi, just need some info on sky billing. I got my sky broadband, phone, tv, cut off about two years ago (don't miss it). Every month I get a bill from sky for; £10.00 sky additional services (sky + subscription) £ 4.00 invoice admin charge I still have the ability to record programmes, and do so. I could use my Sony recorder. The bill is now £629.00, has anyone got any way I can get out of this, or should I just pay it. Any help would be great thanks.

Im with npower, do they have a standing charge. Im concerned as I have not used the meter for 8 months, I do owe them money which im paying back a £3.00 per week. but when i top up my card with £20.00 all i get is the £6.00 emergency credit. I have topped it up 3 times this week, Im not using it again, cant afford to JSA.

Just a quick question on this point, I changed fron a qurterly meter to a prepayment meter. the meter is below ground level and to see the screen I have to lay on the ground. when its raining i get soaked. I contacted Npower who said their is nothing they could do. anyone got any idars on what to do.

Which court can I use to add a charge on the property, and will this satisfy my creditors. The problem with this is if the house is not sold, how are the creditors going to get their money. The reason this is so important is I would like to start a new business and will need credit to do so. I don't want my old creditors turning up with a court order at my new business wanting money. I need to ensure all monies owed are paid and all debts a cleared.

A little bit more information, the business was not making any money, so we closed it. We owe creditors 70K. When wife’s dad died, he left his house to his children ( 4 children ), so wife has a quarter shore in that property. She would like to sell the house, or let one of the her siblings buy her out. Unfortunately one of her siblings will not allow the house to be sold, nor will she allow the other siblings to buy her out. In the mean time the house is deteriorating and is loosing its price on the market, for 5 years this has been going on, and im sick of the petty arguments it causing. So I thought that we could go bankrupt to write of our debts, hand the quarter share in the house plus some of our savings to cover the whole debt we owe to our creditors. Effectively pay all our debts off, and get rid of a 5 year problem.