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The Prophecy

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  1. We never received any letters stating they where changing, only once they had changed we got a letter. So we had no prior knowledge of it happening.
  2. So do I just have to leave it?? The debt is from at least 5 years ago,no we have lived in our house for 20+ years so haven't moved.
  3. Have done that there's 3 Pepper UK = mortgage Arrow global accounts management Ltd =loan Arrow global accounts management Ltd =loan Surprised me that none of them where showing ge money.
  4. They did constantly ring,where do I go to look at the land registry?? And do I have to pay to view it.
  5. In mine and my wife's names, think it was a mutual clothing account from years ago but not sure. So do I sign it or contest it???
  6. Restriction No disposition of the registered estate, other than a disposition by the proprietor of any registered charge, registered before the entry of this restriction. Is to be registered without a certificate signed by the applicant for registration or their conveyancer that written notice of the disposition was given to Cabot financial. The notice requires you to object to the application or consent to it. Before 17th March 12 noon. It's ten pages long so just copied what looks like important bit.
  7. had a letter come today, it says notice to a registered proprietor of an application to register a restriction against the land, disposition was given to Cabot financial. Either sign consent or object against it. What does this mean in simple terms and what should I do sign or object. Any help appreciated.
  8. the reason it's a bit muddled is that for 18 months I was fighting a esa appeal which had caused some of the loans to get behind. can you elaborate on why arrow can't do this .the figure of £225 is what they said we needed to pay for them to not do anything further.
  9. OK bit more detail sorry one was for £6000 and the other £7000 should of been approximately £105 and £115 for the 2 loans. Which is why I assumed the £225 was covering both and heard nothing different to say otherwise from ge money.
  10. We had our mortgage and 2 secured loans with ge money. out of the blue about 6 months ago get a letter stating they had sold our mortgage on to engage credit, had no prior warning of this happening. 3 months ago get another letter telling us our 2 secured loans had been sold on to arrow global. Now when the loans were with ge money was paying £225 a month and believed this to be covering both the loans. Never received a letter at any point stating we was behind with 1 of them, now arrow global are telling us that the £225 we were paying was only being paid on 1 of them, and the one that wasn't being paid only has 11 months left to run and only way to stop eviction process is to pay £980 a month for the rest of the term, which we can not afford, they are not prepared to stop the process for re-posession. Any help would be greatly appreciated,thank you.
  11. As far as I'm aware we caught up on what we owed,and I'm sure this is for this year.
  12. Hi, just after a bit of advice please, have got Jacobs on our back regarding council tax. We where originally had an agreement with the council of paying £100 a month, but we couldn't make the payment one month and they cancelled the agreement and sent it to court. To cut a long story short, our daughter moved away with her husband who is a royal marine, she lives down south approx 300 mile round trip. I lost my mum in September of last year which none of us expected and I already have ankylosing spondylitis, I also ended up also having a stroke in October. So I know I can go down the vunrebale way if need be to hold them off. We also became grandparents, our daughter having our first grandchild . When I was in hospital I was also diagnosed with depression, and after my daughter having her son she was eventually diagnosed with depression also, her grandma was a big part in her life. With her husband being in the armed forces he is away quite a lot ,so we have ended up having to go down quite a bit, when we really couldn't afford too, but needed to check she was doing ok. This resulted in us having to use money for fuel we really didn't have. Which is why we missed 2 repayments on our council tax and them taking us to court. Looking for some help / advise please on how to go about getting Jacobs off our back. Any help advise appreciated.
  13. Thought it's too good to be true,rang today and now they reckon there's some abnormality on my claim,omg I thought I would be starting to feel better about all this but,seems like there's still he'll to go through,told me someone would ring me back within 3 hours,to then receive a phone call within that time saying the system had crashed and I have to ring them again tomorrow. Annoyed and frustrated!!!
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