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the_toilet_bandit

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  1. This topic was closed on 09 March 2019. If you have a problem which is similar to the issues raised in this topic, then please start a new thread and you will get help and support there. If you would like to post up some information which is relevant to this particular topic then please flag the issue up to the site team and the thread will be reopened. - Consumer Action Group
  2. well, I've given it a lot of thought and I've decided to take the money. I've weighed up all the options and even though I might have got a bit more out of them, there was, in my opinion, as much chance as them getting to Court and troucing me with the 'fair offer' argument. Maybe I didn't quite have enough bottle. Maybe, I don't know. The only thing I do know is that when I started out on this forum, reading the FAQs, reading the templates, all those months ago, I set out to reclaim back my bank charges, and with this cheque, I have done what I set out to do The confidentiality doesn't really bother me, the way I see it as I haven't signed anything until now, I've told the whole world and if anyone does ask me now I have signed, then I know of a 'certain person who spent 5 months chasing it and in the end succeeded'. I mainly just want to thank Dave and BF, for setting this thing up and giving us minions a way of beating the system. I also want to thank everyone that has helped me on my case, whether they are still here or not, you know who you are. The site will definitely be getting a donation from me, and I fancy one of those T-shirts you used to do, do you still do them? I f so, where can I get one? I'll also fill out the survey and if theres any other loose ends I have forgotten, then I'll do them when I get around to them. To all the noobs, i hope my case gives you faith. Fair enough it's taken me longer than most, but I still made it in the end! Like I said earlier, I probably could have got a little more had I gone on, but I might not have. To be a good poker player it's all about bluffing and timing. I feel the time is right for me to leave the table with a larger pile of chips than I had when I started here. If ever you are stuck, read through my case, and see how things went for me at a particular stage and hopefully, knowingly even, you'll come out a winner. Once again my many thanks to everyone at CAG and BAG and any other AG's there are for, in a way, finally getting me debt free after so many years, thank you for getting me in credit with NatWest so I can close their 'goodwill overdraft facility' for the first time in my banking career, as it were. thankyou for making me feel a lot better about myself, making me know that I can achieve things, and finally thank you for putting up with me for all these long months.... *giggle* Have fun guys and keep winning!! Mickie
  3. whoa whoa whoa!!! calm down!!! i havent accepted it yet....just thinking on how much NatWest value my confidentiality....besides after them making me wait, isn't it my turn? Mickie aka The Toilet Bandit.
  4. Well I just wrote a cover letter to the court enclosing post #90 on my thread http://www.consumeractiongroup.co.uk/forum/post-180962.html Hopefully that'll show the incompetance
  5. I just phoned the Court up and yes, the judge got itself in a tizzy and mixed up Defendant and Claimant. So now penning a letter to both Cobbett's and the Court confirming once again my account details.... Bandit
  6. I had a quick look through all my stuff and: The only thing relevant to 26 July is Cobbett's defence and CRP18 The only thing relevant to Q1.1 is in their CPR18 I'm gonna phone the Court up on Monday and try and sort this out, seems I have a mighty confuzzled District Judge Will let you know what happens there.... Bandit
  7. barracad - everything i've had i've put in here, so I don't know what I've asked them either....guess i'll find out Bandit
  8. I picked that charge up on 29 Oct 2004 and had another the same day for £3.00 Bandit
  9. The £33.03 charge I never found out what it was but I included it. If I'm thinking right, the charges you're thinking of Smel just have a date and an account number. If it is for £28 then it's an Unarranged Borrowing Fee and you can include that.
  10. I decided to just leave the letter as it is, mainly because I don't really want to start spouting off about things I don't know about (like cobbett's) If I was fully clued up I would have mentioned Part 36 but I'll leave that to someone else for next time. Let you know what happens.... Bandit
  11. Just phoned up the Court, they have literally just allocated my claim to small claims, so I'll be sending them this (borrowed/stolen from Michael Browne) Reckon it's good enough? Bandit
  12. thats it Trudi, keep on their back otherwise things will get 'lost' Bandit
  13. hmmm offering 850 against 1226.03 before the 8% and 1455.72 after. Well, off to work, and think about what letter I'm gonna pen to them. Bandit.
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