dinozoff
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My understanding of a CCA 1974 regulated agreement is Interest cannot be added to a debt where 1) The judgment is under £5,000 2) The debt is CCA regulated You could invite Paragon to take you to the county court, i dont think they will risk it. If they lose then they open all their agreements to be challenged. You should also consider applying for a Time Order if they are continuing to add interest while you are disputing the debt, which can be done at the county court.
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There maybe a way of making a complaint to the Fin Ombudsman (FO) regarding Blemain Finance I am a CAB Debt worker. Our clients came to us regarding a charge of Buildings Insurance in their redemption figures. Clients already have buildings cover with their mortgage providers. After speaking to the FO they informed us that BF are not regulated to sell insurance. We believe that BF will refer us to Ocean Finance who acted as the broker in this deal and miss sold the insurance to our clients. Ocean Finance do come under the remit of the FO and we then can make a complaint to the FO. Will let you know the result of our complaint which may take upto 3 months.
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There maybe a way of making a complaint to the Fin Ombudsman (FO) regarding Blemain Finance I am a CAB Debt worker. Our clients came to us regarding a charge of Buildings Insurance in their redemption figures. Clients already have buildings cover with their mortgage providers. After speaking to the FO they informed us that BF are not regulated to sell insurance. We believe that BF will refer us to Ocean Finance who acted as the broker in this deal and miss sold the insurance to our clients. Ocean Finance do come under the remit of the FO and we then can make a complaint to the FO. Will let you know the result of our complaint which may take upto 3 months. Hope this helps some of you
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