I fully agree. That is how I came to be on this forum, searching for that info. I am disabled. My car needs work done on it and is off the road for three weeks. I have had to go and re-insure it today simply for the pleasure of placing my car, on my own drive, with tax. It's riduculous. I could have sent my tax disc in but it is such a rigmarole getting fresh disabled tax disc and do we think the DVLA have the tax department up too date. Bet you they haven't and I can see all sorts of problems with this. I think the Insurance should have a clause that states if you inform them the car is off the road, and the periods of time it will be there, the insurance should revert to a private propery parking insurance and carry the relevant deduction in payments for that time. Would that happen? Never!! I think it's 'clobber the motorist' year. Etta:-)

I hope the following is of some assistance to anyone being faced with bailiff threats re;council tax. Do not enter into any conversation other than letting the bailiff know you are not prepared to let him enter your premises, or come to any monetary agreement with him. Politely tell him to get on with his business and close your door. It is fatal to come to any agreement with the bailiff as he will then enter your home and list all of your goods. This action enables him to remove the goods legaly if you do not keep up the agreed payments. Pay the council tax a fair amount that you can afford, each week, without making yourself or your family starve etc. Personaly, I did not ask the council to consider any payment scheme. I simply looked on the rear of the Council tax bill for the councils bank details and pay them £10 per week via the bank. Not direct debit. If you set up a direct debit with the council they will use it to collect any other council tax debt you owe. I experienced this when my council lightened my bank by £198 without informing me. You will receive correspondence from the bailiff threatening removal of goods within the next 24hr. I have ten of these and just save them for the complaint I am making to the governing body. Under no circumstances can they remove any goods from your home unless you have previously let them in and made agreements with them. They will threaten to bring the police. This they can do but the police cannot legaly make you give entry to the bailiff. They are only legaly there to keep the peace. The bailiff knows this fact but will use any scare tactics to gain entry to your home. Another point about Council Tax is the threat of imprisonment for non payment. Imprisonment only applies to people wilfully refusing to pay their tax, not to those who are paying as much as they can afford and want to clear the debt. Another small known fact is the Court has the right to wipe out council tax debts if you can show it is causing real hardship to pay. It makes me really angry that bully boy tactics of the bailiffs are frightening people into signing agreements ,to pay what they obviously can't afford and then returning to remove all of their goods. Stand up against them. They are legaly bound by the law. I hope I have been of some help. Best wishes. Etta