The original link has gone so ... House of Commons Hansard Debates for 31 Mar 2008 (pt 0004) It's a disgrace, if true, that whilst the cost of motoring in this country is rising at an alarming rate, foreign nationals get a car for free!

Moorcroft are pond **** plain and simple. They will not reply to genuine concerns and if an attempt at a CCA is made they return the £1 stating they can't produce but then pass it on to one of there CSA affiliated cronies. If you need to deal with these people then address your letters to Mark Dobson who is the Litigation manager/Solicitor you may get a faster response. He's a busy chap is Mark. Litigation and according to the CSA a buyer of debts. No! I'm not making it up

Done

Personal snipes! I read the thread twice and saw no snipes concerning cag members whatsoever?

So if they cashed the pound and then don't supply you the agreement as prescribed by law and within the time-frame then does that not come under part (i)?

In relation to requesting a CCA and that you can prove that the £1 was cashed and they failed to comply within the legal time-scale, would that not clearly come under section 3 of the fraud act 2006? The full document can be read at http://www.opsi.gov.uk/ACTS/acts2006/pdf/ukpga_20060035_en.pdf but i'm only concerned with section 3 which reads (as follows) .. 3 Fraud by failing to disclose information A person is in breach of this section if he— (a) dishonestly fails to disclose to another person information which he is under a legal duty to disclose, and (b) intends, by failing to disclose the information— (i) to make a gain for himself or another, or (ii) to cause loss to another or to expose another to a risk of loss. In fact the more i read that document, the more i see relevant points pertaining to said breach. Any thoughts?

I think it's time to be scared of Moorcroft folks Take a look at there home page (Moorcroft Debt Recovery) top right. They've only gone and hired Blade as a doorstep collector!! I'm gonna pay up, don't want a day walker after me

I switched from BG to NPower a couple of years ago for both gas and leccy and received a combined bill for over 700 quid! I queried this as i was prepay on meters and couldn't fathom as to why i had ran up such a debt. Without argument i got a response explaining it was there fault for not updating the meters and they wiped the debt off and compensated me £25. Don't threaten them with nasty letters but do write to them and explain your situation. It worked for me.

The CSA (not Child Support - lol) can be found via the web welcome to the csa group - x or by post Wingrove House, Ponteland Road, Newcastle Upon Tyne, NE5 3AJ. As for who they represent. A full list is available at CSA Website Hope that helps and keep your chin up.

Moor crap are total losers. Just ask them for a copy of there complaints procedure, they won't send one so complain to the CSA. They write back within 7 days and all of a sudden Moor crap see the error of there ways. Still didn't stop me reporting them to Stockport TS, the FSO or the OFT

Well everybody likes a happy ending so i'll share mine with you Got a letter last week from United Utilities stating that Moorcroft have raised quite a few alarm bells and there involvement with UU is under discussion at the next agency review Also, received a letter from Moorcroft this morning in response to my FOS complaint with a lovely cheque of a not small amount for my inconvenience To re-cap. I haven't paid Moorcroft a single penny and the debt was returned to the client when i began asking difficult (for them) questions. They now have the FOS costs to deal with and have compensated me for writing a few letters. This is looking to be a very merry Christmas lol

She didn't sign anything ChloeJane. A catalogue was dropped off on her doorstep. I must explain her situation clearer. Additions was owned by Argos all you had to do was order the clothes in-store and then pay cash at the counter when the goods were received. Argos decided to pass customer details on to GUS when they took over and now Littlewoods own Additions. She's adamant she has not signed a contract and no online agreement was signed (she 's never owned a computer). I shall post the letter with a pound po enclosed but i'm sure it will be returned as they have no contract. We are not trying to pay for goods received just the insurance taken out without consent and therefore miss sold.

Hi fellow caggers Had a phone call from my sister yesterday asking if she could borrow £30 off me 'til her payday. I of course gave her the money but when i asked what it was for she said it was due to a £69 Additions catalogue bill. I went round with the money and asked her if i could see the bill and what i saw was shocking! £19.45 for Account Cover Plus!! I immediately asked her if she took out a PPI policy with Additions and she told me no because when she joined Additions it was owned by Argos and she paid at the counter when the goods arrived. She is adamant that no contract was signed by her and at no time was she advised about the benefits of PPI or Account Cover Plus. As far as she remembers GUS took over the operation and sent her a catalogue. I now know that Littlewoods are the owners. PPI would never have applied to her has she's been a single mother on benefits for the past 18 years Opinions welcome please on how to claim back everything she's paid into this insurance.

Well mrsfoot no joy here i'm afraid Got a letter from the trust fund today and they won't be helping me Plan B, sue Moorcroft for false representation (as soon as the FOS finish there investigation).

Done that ODC. Sent a letter to United Utilities but still waiting for the response