cerberusalert
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cerberusalert last won the day on January 16 2013
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As it is an over draft anv over six years ol it will be statute Barred and unenforceable unless you have made a payment in the last six years.
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CCJ Claim Process - Living outside UK
cerberusalert replied to captainslow's topic in Overseas Debt/Overseas Account issues
See also; http://www.consumeractiongroup.co.uk/forum/showthread.php?282263-UK-Debt-Living-in-US -
More AUS debt being chased in the UK
cerberusalert replied to William415's topic in Overseas Debt/Overseas Account issues
They are in serious breach of the ACCC guidelines & you should make a complaint to them http://www.consumeractiongroup.co.uk/forum/showthread.php?307717-Fair-Debt-Collection-Practices-In-Australia -
SLC collecting via DCA abroad
cerberusalert replied to IcecreamSunday's topic in Overseas Debt/Overseas Account issues
As the debt is owned by the SLC they cannot do anything without their written permission & certainly can't take any legal action. Your agreement is with the SLC so even if Rossendales had added any charges etc they would be unenforceable. As I said make a complaint to the ACCC because it doesn't matter what 'hat' they are wearing they are debt collecting so have to abide by Oz law & even more so as you have disputed the debt. The onus is on them to prove that there are any monies owed & until such time they must cease all debt collection activities. -
SLC collecting via DCA abroad
cerberusalert replied to IcecreamSunday's topic in Overseas Debt/Overseas Account issues
See; http://www.consumeractiongroup.co.uk/forum/showthread.php?307717-Fair-Debt-Collection-Practices-In-Australia If the Oz debt collector carries on playing silly beggars make a complaint to the ACCC. -
Letter from Scotcall stop taking payments?!
cerberusalert replied to Mummy88's topic in General Debt Issues
Whoever buys the debt also inherits your present repayment agreement so be careful they don't try to up it. -
Letter from Scotcall stop taking payments?!
cerberusalert replied to Mummy88's topic in General Debt Issues
The original creditor is probably in the process of selling the debt on to a third party. Scotcall would've only been acting as their agents. -
Drysden Fairfax Solicitors
cerberusalert replied to paulamarie76's topic in Debt Collection Agencies
Have you had anything from Robinson Way in the past, because they are part of Hoist. -
Question re Swiss credit card
cerberusalert replied to nigelmihell's topic in Overseas Debt/Overseas Account issues
Unless you have assets or other means to pay it would be pointless for any creditor to apply for bankruptcy, it would cost them £1K+ which would be money thrown away. -
Question re Swiss credit card
cerberusalert replied to nigelmihell's topic in Overseas Debt/Overseas Account issues
Before they could apply for a bankruptcy petition they would need to send you a Statutory Demand & even then it would need to be the owner of the debt & more than £750 would need to be owed. It would be pretty pointless making a county court claim because bankruptcy would include the debt. personally I would ignore unless you receive a SD. -
He'll probably be working for a company such as Scotcall on a commission basis. Usually such companies send a letter to you 'inviting' themselves (read as threatening to send a doorstep collector). As said above, they have no more rights to call than a Pikey selling pegs & you are quite within your rights to send them away with a flea in their ear. You could print off the following & hand it to him if he calls again. http://www.consumeractiongroup.co.uk/forum/content.php?441-If-you-do-receive-a-doorstep-visit-we-give-these-suggestions-to-Members.
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Please help Uk debt living abroad
cerberusalert replied to UKLondonex's topic in Overseas Debt/Overseas Account issues
See; http://www.consumeractiongroup.co.uk/forum/showthread.php?282263-UK-Debt-Living-in-US -
As far as I'm aware the Statute of Limitations is five years in France, so if you haven't acknowledged the debt or made a payment in that period it would be SB.
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