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My god, there is a £1455.37 cash deposit in my other Halifax account..... I think they put it in that one because it was so overdrawn that they've had most of it back already!!! I hope they are not getting confused though with my other claim which was acknowledged on the 27th of June and will contest that one because they think they have already paid me!!!!! I havent been checking that account online, because I was so scared to look because I didnt want to know how much overdrawn I was, lol. So thought I'd be brave and look and was very surprised to see that the money had been put in 2 days ago. Do you think that they have got it mixed up and I will have trouble getting the other claim paid?? All the same I,m a very happy bunny

My daughter has come to rescue yet again!!!! She has paid mcol for us so we could start that ball rolling instead of waiting for the first lot of money to come through, to pay it. I think shes going to get a big pressie when the money comes, bless her. Still checking online banking all the time, my OH thinks there is a magnet in the comp chair drawing me to it all the time, lol. Will let you know when it comes.

HIYA, Thanks for the replies, we first got into this mess coz of csa (dont start me on that) and court and solicitor fees for OH to see his daughter. We just kept paying courts and solicitors and let other things slide coz daughter was our priority, OH took up taxi driving to avoid the incredible attachment to earnings they made when he was a lorry driver. Not saying that he shouldn't pay but they left us with £180 a week to keep a family of 5 !!!! I was on materity leave so had basic wages...anyway enough of my moaning, lol things are finally looking up and yes I keep checking online to see if Halifax have put money in, driving myself mad now coz doing it bout 5-6 times a day, lol. Thanks for the encouragement, if it wasnt for this site we'd be knackered. Really good to see so many others getting their money back, well done. Mine will soon be reading SETTLED IN FULL.......

Hiya Everyone, I haven't been on here for a while, long story. Anyway my mcol is showing as acknowledged on the 14.6.06. I received a reply from halifax claiming they will be defending in full, yikes!!! but reading the threads I'm not really worried coz some of your cases filed at the same time have been paid in full already. I'm ready to go to court been reading and reading and reading just in case, but I'd rather not go, lol. We are having some money troubles at the mo, like most of us on here, I hope they pay before the end of June coz haven't got the mortgage money this month!!!! I've been laid off from work about a month ago and struggling to get any decent work at the moment, just temping.... Our car is going to be repossed and my OH is a taxi driver so he won't have any work either, just gets better.. Thank god hes got an HGV licence as well so he can pick up some work at least. My daughter has got us a cheap car on hp just to get him back and forth to work, coz we couldn't get one on credit and didn't have cash to buy a car. Surely it should be the other way around and us buying her a car!!!! something wrong there..... Hopefully this money will come through quickly then we can file our other mcol for £3000 and set our selves straight and never be in this position again, god its so worrying. I know there are plenty like us and some in even worse situations. Well I'll let u know when I get the refund, then I can relax a bit.

They are not going to change their minds and give you the money, I moved onto the second letter LBA, when i receives a similar letter to yours before the 14 days were up.

Thanks very much Vampiress, I'll get that done now, just didn't want to mess up on my Mums claim.

Hiya all lloyds customers,,, I have claims going against Halifax bank, and when I told my mum she asked me to help with her bank. My claims have been going according to the threads, but my mum has received a letter today from Lloyds after sending a prelimanary letter saying, basically, we are not going to refund your charges and if you are not happy we will help you to refer your complaint to Finacial Ombudsman Service. What shall I do, shall I just send the LBA because the letter said they will close her complaint if they hear nothing from us by the 2nd August. Please can any one help me with my next stage. Thanks.

Hiys everybody, I recieved a letter from Halifax this morning offering £180 as a full and final payment....... I am claiming over £1000 so I think you already know the letter I sent back to them, I'll hold on for the next offer now, and refuse that as f&f payment as well. I'll let you know of any more developements, hope all your claims are going well..

I've read loads of threads and wasn't really surprised that I havent heard any thing. We are holding out for ALL the money, no half measures. We haven't worked out yet how much extra on the 8% if we have to file a claim. Another week and the other LBA goes off, coz we haven't heard off that one either!!!! Never mind more in the bank for us. Since I sent off my 1st prelim letter, I have had another £198 charges which we have added onto the LBA letter. Good luck with your claim and I'll be watching your claim. Thanks for the encouragement;)

Hiya all, Just an update, the 14 days deadline is up for the prelimenary letter to Halifax. Haven't heard a sausage from them. Just typed and signed and put in an envelope ready to go my letter before action. Probably wont hear a dickie bird from that letter either... I'll let you know in 14 days or sooner if I hear any thing, hopefully.

On our statements it said Collection £40 quite a few times over the years, Does any one know what they could be???

Hello all, Had our statements through yesterday, 28 envelopes, lol. The postman is my cousin, not pleased, lol. When I told him what we were doing he said he's never had charges, he's a good boy. Anyway the charges and interest came to a grand total of £2710.52, my god I spent it in my head already, haha. Along with my other charges of £1077 (sent off prem letter 10th May) on our other bank account, I cant wait. I was expecting more charges on the 1st account and was quite disappointed it only came to that amount, sad I know. My son and daughter and Mum are all doing theirs now as well, sent off their DPA's. Not much about £100 each on my sons and daughters but they are both going on holiday (not together, with their mates) so thats more alcohol they can have!!!! Still waiting for statements off A & L, more money to spend;) Will keep you posted.

Hiya Sean, Been following your threads as well, Whoopee, Congratulations, Nice One, Hope I'll be following in your footsteps soon. Hope your hangover is better, lol Geraldine

Hello all. Just an update for you. Sent off our prelimanary letter for the 2nd account with Halifax, waiting with baited breathe now, lol:rolleyes: Still waiting for statements to arrive for the biggie account, I hope they have taken loads off us, our guess its prob in the region of £3000, looking forward to getting that back, I can tell you. My son and daughter are also in on the 'get our money back' they havent got much, probably about £100 each but they are both going on a boys, girly holiday in the summer and it would help towards their beer and kebabs, Keep you posted Geraldine x