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Nell2609

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  1. OK, I may still be awiaitng the result of my current claim against RBS but, between submitting my claim and banking elsewhere, I have requested a further refund of charges subsequently applied to that account. I sent in the letter/schedule detailing charges/refund requested and received this back: The very next day, this letter arrived: So.... Do I still need to issue the LBA, reiterating my request for a refund/threatening to take to Court, as my next step? Or is this stage bypassed, owing to the fact the Banks have stated everything is now on hold? :-? Please advise ASAP. Thank you.
  2. I am in the same position as you, and countless others, I'm afraid. My case had been stayed until 31 March 2008, but I received a letter yesterday which can be viewed on the RBS page under my ongoing thread. If anybody can tell me whether I can appeal at this juncture, please let me know how, as I have 5 days remaining from the court deadline stipulated. Thanks.
  3. Can somebody advise what action I need to take iro latest letter received from courts? Can I appeal against the extension, if so what form do I use and is there a generic template I can refer to? Thank you.
  4. Thanks for getting back to me, Hedgey. I did place a call with the Courts this week, enquiring into the state of play, and was advised that I would receive a letter in writing in due course. Good enough, letter arrived today:
  5. Excerpt lifted from letter handed to me at court hearing whereby case was stayed (full text in previous thread). Can somebody tell me what I am expected to do now? Do I wait until the OFT case is decided (anybody have any news on this, all quiet on the media front?) or do I contact them by 31 March? In a nutshell, what does this mean for me now?
  6. Right, following last week's hearing this landed on my mat this morning: With reference to point 2, and in view of the Judge's comments last week, is it worth me submitting an appeal for the stay to be lifted using the updated OFT template? And what do I have to do with regard to point 3? As always, any help appreciated!
  7. Thanks for the offer, Hedgey, most kind. But it was held in Liverpool. The Judge only mentioned Manchester to highlight that Liverpool had given their claimants a better offer of March, as opposed to Manchester staying claims until September. Thanks for support, Atlantic.
  8. You're right about the credit cards, Atlantic. I was talking to a lawyer representing a TSB claimant this afternoon, and he said that credit card companies had reviewed their charges and agreed that £12 was a fair charge, hence why they are paying out. If anything, it was something I can put down to experience. Albeit a frustrating one. What I am not sure of is whether, come March, I will be expected to attend a further hearing or whether the Judge will just grant the claim, if the banks lose? And Vonnie, I would love to be fly on the wall when the smiling assassin has the grin wiped from his smarmy face and his wildly gesticulating arm bent up his back.
  9. Well, yes, dependant on the outcome it roughly equates to an additional £50 a month in interest. Still gutted though.
  10. Well, after an hour and twenty minutes of wringing my hands and dry retching I was ushered into Court Room 3. I had a fair idea what the outcome would be, owing to the fact that Barclay's smug representative kept coming out of the room and thrusting his fist into the air as a sign that things were going the Banks' way. The Judge was very pleasant - even congratulating me on my "very nicely prepared bundle" - but got straight to the point. No sooner had I introduced myself, she was explaining the recent OFT case and that this meant all cases would be stayed until 31 March 2008 or the outcome of the case. I told her that I had anticipated this being the case and stated that I had prepared an appeal and asked whether I could submit it at this juncture. She advised that I could apply for the stay to be lifted, and that the letter she was going to hand me would explain the correct process. Her cautionary words were that Manchester have agreed to stay all cases until September 2008 and that, even though I may appeal, only those cases with extenuating circumstances (i.e. home repossession) would have the stay lifted prior to March 2008. Contents of letter presented at hearing: So there you have it. Feel completely deflated and quite incensed that the cases weren't stayed prior to the hearing, when RBS requested it.
  11. Hedgey, Peter, Livelylad your support is much appreciated. Thanks for the links; hoping they do settle on the steps, as BF's detailed process has put the fear of God into me! Shall be swotting into the wee hours. It is to be held at Liverpool Civil & Family Court. Will let you know how I fare. Thank you, again.
  12. Cheers, Atlantic. Seriously quaking in my boots, and just want tomorrow to be over and done with now. Who knows how it will go?... You did what you felt best at the time, so no regrets. Will post again tomorrow.
  13. Quick update: - letter received from bank today, reiterating first offer made in April (£5387) which I did not accept the first time around - phoned courts to enquire into status of claim as Cobbetts applied for stay, told that Judge advised hearing carrying on as scheduled - hearing tomorrow
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