I'm in a similar situation at the moment. natwest passed on my credit card debt to triton and they called demanding a payment of £150 a month starting the end of january, i asked the guy i spoke to to set up a direct debit from my natwest current account to pay off my credit card (he didnt say that he couldnt do this). I told the guy then that i couldnt pay that but he said that there was no other option so i didnt argue. I didnt think any more of it until 2 days ago when i recieved a call from them saying that if i didnt pay them £300 by the end of the month they would be taking legal action. I tried to explain to the woman that the guy i spoke to had said he would sort out the direct debit, but she said that i was lying and they would never offer this service. I told them that there is no way that i can afford this but they said that there is nothing else that they could offer. Now i dont know what to do as i know of no-one that i could borrow the money off to make the repayment