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joe1969

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  1. It wasn't for an overdraft. It was a flexiplan account with a £3000 limit. I could transfer upto this amount into my current account and it was paid back by standing order at £100 a month.
  2. Hi , that is the full amount of the debt.
  3. Hi , thanks for your answers. In what way could it be handy?
  4. They have since shut this account , and as my current account is linked , they shut that as well.
  5. CCF14032010_00002.zip They have since shut this account , and as my current account is linked , they shut that as well even though i am still claiming bank charges back off them.
  6. Hi Claire, What was the exact date you filed with MCOL ? Joe
  7. Hi , Wigan CC have stayed my claim . I filed on the 8th May and was still awaiting directions , unsure if they are staying all claims. Joe
  8. Hi Claire, Is your hearing still going ahead , as i rang Wigan CC on Friday and they said that my claim has been stayed until after the OFT test case. Joe
  9. Hi Claire, Give the court a ring to see if Abbey have filed a defence. If they haven't then you should be able to file for judgment by default. Hope this helps. Joe
  10. Hi Skinny, I never filed through MCOL , i took my N1 to Wigan CC in person so didn't have to wait for it to be transferred. I haven't got a court date upto now as there is a big backlog of cases there. I filed on the 8th May and received AQ a couple of weeks later when A&L filed a defence which i returned on the 7th June. I then received a derisory offer of £273 out of a claim for nearly £3000 , now its just a case of playing the waiting game. Joe
  11. Hi Skinny My claim is at Wigan County Court and they are still sending out Allocation Questionaires. Good luck with your claim. Joe
  12. Hi, When i've cashed postal orders at the post office they always scan them on the computer , so i would imagine you could ring Royal Mail up and ask where it was cashed. Joe
  13. Hi Claire, The Allocation Questionnaire arrived a couple of days after A&L filed a defence. The Draft Order i mentioned , would if granted by the district judge speed up the process hopefully. There is a link here. http://www.consumeractiongroup.co.uk/forum/general/53570-new-strategy-allocation-questionnaires.html Joe
  14. Hi , Yes you can cancel the ppi as i have just done it with Capital One. I just sent them an e-mail and they cancelled it for me. Joe
  15. Hi, Just right click on the link you want to copy and select copy shortcut , and then just paste it into your reply. Hope this helps. Joe
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