thanks for advice.as my wife was in a meeting she was 4 mins over time on the ticket displayed.the people who she was been interviewed by sent her a letter saying it was unavoidable she was delayed so i sent that off with the pcn.havent heard anything yet and that was monday.probably looks like im not getting away with this one maybe im clutching at straws.as my wife isnt working at the mo and we have two children maybe they can see our financial situation and maybe show a compassionate side.we are struggling with just my wage coming in.

i too have the same problem my car is actually gold the warden pcn said brown is this challengeble aswell any help much appreciated.

thanks very much michael but im not sure which bits i have ammend because i dont know where ive gone wrong.i know im stupid but i didnt think it would get this far but im still going to pursue. once again thanks all for your help. neil

thanks gizzmo please excuse my naivity i should have known that.basically it was the template letter off here. then i put in my totals £1719.92 plus £137.60 intrest total sum of £1857.52. on the court form poc i said excessive bank charges. i also added on the £120 court fee in the appropiate box. on the poc form i kept it brief. thanks for your help gizzmo. have i screwed up .

sorry for my ignorance gizzmo whats poc

yes there is it says words to the effect i dont know what im doing etc etc still not got court questionaire though.

hello chuck thanks for your help.recieved a patronising letter from cobbetts it all seems gobbledigook to me.recieved 2nd feb i quote 1 the defence is filed and served without predjudice to the right of the defendant to apply for summary judgement in respect of and/or to strike out the paticulars of the claim. 2 without prejudice to the non addmission set out in the foregoing para if and to the extent that the claimant proves thre allegation etc etc so it goes on i dont even understand it. basically do i just need to wait for the court questionaire thanks for your help everyone so far neil

thanks chuck just hought id dug myself in a hole i couldnt get out of. neil

hi all just to keep you all updated letter i recieved this morning the defendant filed an acknoledgement of service on 22nd jan 2007 the defendent responded to the claim indicating an intention to defendall of the claim. the defendant has 28days from date of service of the claim form with particulars of claim,or of the paticulars of claim,to file a defence. The acknoledgement was filed by the solicitors acting for the defendent who have given the following name and address for service of documents cobbetts solicitors ship canal house king street manchester m2 4wb. that letter came this morning.also previously nat west offered me £544.00 as a good will gesture which i turned down and told them id be pursuing them for the full amount.

thanks gents/ladies do i need to send off anymore paperwork ive got or inform the courts what ive recieved saying natwest are defending,ive got a letter from that firm of solicitors cobbetts in manchester,but i dont understand if i need to reply to them or the courts or wait for forms from the court to be sent to me .

hi all put in my n1 form all paperwork etc got a letter back saying they are going to defend the claim god i dont know what to do now.the claim amounts to nearly £2000 can any one please advise as to my next step.it would be much appreciated thanks neil