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whirlybird

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  1. Could anyone direct me to the " bog off harrassing me" letter that Curlyben posted? Have searched through threads but no joy so far. Im really looking for something very strong worded to send to Lowell/Red and 1st Credit. The latter were informed that debts were statute barred, then sold them to Lowell and now Red chasing. Had no response to complaint letter and whilst the letters no longer put the fear of god into me, I really dont want all and sundry passing my info around. I do recall seeing some good letters that Curlyben drafted and wondered if anyone else could point me in right direction Cheers Whirly x
  2. Thanks for the bids, you may well be in the lead as I could only stretch to 2p plus postage. Still waiting for 1st Credit to auction off the big one as they are clearly not entertaining the Statute Barred letter and have now sent me my 3rd faux Stat Demand. Will pass on the offers to Lowell but i'd hazard a guess they wont be forthcoming on the jaffa cakes Whirly x
  3. Roll up,roll up ladies and gentlemen, The opportunity of a lifetime is yours for the bidding! You could become the proud owner of a couple of lovely, cast iron guaranteed Statute Barred debts. Current owner Lowells are obviously reluctant to part with these Lots but times are hard and the cost of postage is becoming a burden. So there you go Ladies and Gents, A Genuine Lowell Statute Barred debt is yours to bid on. Original owner Whirlybird refuses to comment on her current bid and suggests any interested parties make their bid directly to Lowell Financial. I think I may be inviting Leeds Trading Standards among others to bid and we'll take it from there Whirly x
  4. Thanks BRW Ive read through as much as i could at work, back to it again now. Cant tell you how b*****y furious i am with this shower, honestly believed it was all over. Still puzzled as to why they would send the mail to an unrelated address, makes me wonder who is processing my data. Reading through the one letter in my possession, its dated 11/7 but cant see a court stamp anywhere. Anyone in Reigate fancy posting my reply to them through some random letter box? Seems to be the way 1st Credit/Connaught do their business Thanks x
  5. Hi All Briefly, been getting letters from various debt collectors over last few years regarding debt that has been statute barred for over 4 years. Sent letter explaining situation and heard nothing for a cpl of months. Next correspondance was another begging letter with a greatly reduced amount (they took off the largest amount in the hope that id pay something i guess). This was duly ignored. Yesterday i discovered that dca (1st Credit/Connaught) have been sending correspondance to an address unrelated to me (they managed to get correct address previously). The other address is that of a family friend that i havent seen in over a year and only came to light when she rang her mother to tell her she'd opened a letter for her address and only then realised it was intended for me. Now i am in receipt of one of the letters i have found it is a statutory demand. This has caused all manner of distress both to my family, the person who received the letter and my utter humiliation at everybody now being aware of my situation. What do i have to do to get these people off my back once and for all, as they obviously dont understand what statute barred means and have used underhand tactics by sending mail to an unassociated address??? Any help appreciated
  6. Anyone know where/how all and sundry seem to have got my personal details? I have'nt applied for credit/cards/accounts/anything for at least 2 yrs now, yet over the last 3 weeks I have been bombarded with offers for credit cards, personal loans, catalogues etc. They all have my name and correct address. This info has not come from the electoral register, dvla etc and ive been careful to the point of paranoia not to give out/leave my details with anyone. Still waiting on answers from 4 card cos as to how they have my details. Littlewoods answer was that "you must have bought something off the internet" which i can assure them i have not. Is anyone else noticing an influx of offers from card cos?
  7. Have you complained to Energywatch yet? Since you have been given the royal runaround by this lot I'd probably do as Patrick1 suggested and let a judge deal with them. Energywatch dealt with utilities when they were mucking me about as they couldnt decide who was supplying me.After months of calls and letters, Energywatch got involved and it was sorted within a cpl weeks
  8. Called in at my GP surgery last night, the receptionist didnt have the faintest idea what i was talking about in relation to the database. She did say i was the second person this week to ask about it and to her knowledge there were no plans at present to upload anyones files from that surgery. If this programme is supposed to be rolled out this year,with or without our consent, which is the best way of approaching the surgery? With a new GP having taken over i dont know if he has a stance on the subject yet. The receptionist did say that if i bring in any forms ive downloaded it would go on my file and she would be interested in having a look. Fills you with confidence doesnt it! In principle i understand why it would make life easier to have all your info within easy reach, my fear is that we have no idea who will really have access to our files, no guarantee it will be secure and current levels of incompetance and mis-information make it difficult to have any real faith in the system.
  9. Tasty I would advise your friend to contact the park manager. All such incidents are recorded. How would your friend like to proceed with this? If an incidentof this nature has happened on the park before and no effort has been made to rectify the problem,your friend may well have a claim. For any accident which results in hospital visit, a full accident report should have been made. Check if treated by a park first aider and any hospital reports.
  10. Weird Al Im not suggesting avoiding liabilities at all,the point is,as has been suggested, we cannot wrap people in cotton wool,we are aware kids like climbing and do all we can to prevent accidents. JonCris Kids are allowed on park with carers/parents.If it takes a sign every foot along a wall with a 25ft drop then so be it. Common sense would surely dictate your child would be seriously injured if it fell and we cannot be held liable for parents putting their kids in danger.This is but 1 example.As stated we dont know all ins and outs and if a child has been injured then a proper investigation should/would be carried out to prevent it happening again where pos
  11. Hi Tango, As a theme park employee, i can assure you that we are risk assessed to the eye-balls! Wherever possible, we use fencing, signage etc and yet i still see parents/carers putting their kids in a position likely to be a danger. For example, one area i can think of has a walled pathway with a 25ft drop the other side. Where practicable, there are fences.Where not, there are clear signs asking that children not be seated. If i had a quid for every parent ive had to ask to remove their child from this wall i would not need to work on a theme park. Im sorry that a child was injured and im even sorrier that the first question asked is usually "how much can i claim". Common sense could prevent a fair few accidents and to my knowledge, the insurance cos will drag cases like that out for years. This is not a personal attack on you Tango (enough on your plate at mo;) ) i just feel that sometimes we are banging our heads against a brick wall and spending more and more time having to protect people from themselves.
  12. Spot on MrJO Thing is, ive never been a football hooligan so im probably going to struggle to think/act like one compo or not. But never mind ive got some washing to do and ooh look at the fluffy little kittens........
  13. Pleased you got the result you wanted, however, urging people to provoke a bailiff in the hope they will be attacked in order to claim compo?!?! Before i found this site i had dealings with this firm and whilst unpleasant and deeply distressing, at no point do i recall thinking "yep, go on big boy, take a swipe at the 5 ft 4 gibbering woman in front of you and i can clear my debt" Is it just me or have i missed something here?
  14. Hi MB I asked the practice manager at GPs about this last year. Her reply to me was that although it would be rolled out in 2008, every patient would receive a letter that would give them the opportunity to opt out of the system. Unless things have changed in the mean time, i for one do not want all and sundry accessing my medical records and will be protesting to anyone who will listen. Nother visit to MP methinks
  15. Hi Silky Its great youve got the ball rolling with reclaiming bank charges but please dont rely on this alone to solve the immediate problem. You may not think it now but if not sorted, the debts will get out of hand and this will become a burden for years to come. Have you written to all creditors explaining whats going on? Have you offered minimum payments to anyone? Please come back and ask for help if you need any Whirly x
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