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dx100uk

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dx100uk last won the day on April 18

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  1. paying a debt off does not remove it from your credit file. if you paid the bal in 2022 whatever they've marked it with, it won't normally drop off until 6yrs from that date. we're not at that date yet. now if the AP markers hurt you is another matter, but typically NO they don't and you indicate no firm financial evidence they did. i'm not sure under what 'rules' what compensation or redress you think they owe you? ok they as well as you have wrongly concluded as its paid it should be removed. i will gather as the last 'movement' on the account was 2022 that's why the 3 CRA providers have not removed it. now EE could request that is done, but as far as i'm aware there's no remit that dictates the 3 CRa providers must. dx
  2. they have 6mts else it dies. ................. BUT yet again today you've posted on someone else's thread posts now moved here. please keep to your OWN THREAD!! now to date you've not bothered to reply to our questions so we CAN help you.
  3. read upload CAREFULLY one mass PDF if poss ONLY. use the stated websites we dont need statements. dx
  4. mainly for future readers..BUT.. nope not true, .... they could have used a trace agency to find your address, never assume a V5C is correct if you find paperwork that should have arrived at the RK's address has not always CHECK. esp if you've moved in recent times or since the date of the parking event. dx
  5. their NTK is outside of 14 days for an ANPR capture unless there was a vanishing windscreen PCN.? typical screw up that PCM always make ignore until/unless you ever get a letter of claim. just to make sure ......your car's V5C does state your current address? if so where's the pcn? naughty PCM
  6. typo just remove it dont expect them to comply and dont wait for them to do so. file our bland defence on time on mcol regardless dx
  7. dump stepchange do it yourself! esp if some of the debts are historic and or could be subject t oany IRL complaints in the pipe line. stepchange simply advise to blindly paY DEBTS NEVER ACTUALLY HELP CHECK IRL OR ENFORCABILITY.(opps caps) as for this debt. then surely he should have some of his payments returned too>? the typical IRL action is to remove all interest then that leaves just the principle sum to pay. then deduct from thAT sum any payments made, then either request remaining paYMENT TO REACH PRINCIPLE SUM OR REFUND any EXCESS paid + 8% simple int . dx
  8. there are several threads here already whereby the judge in such cases only made an order to pay the required sum, the registering of a criminal record is at their discretion or not. dx
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