Not much help but they did the same to me, they even told the CRA's that it was to be removed but in the end they just marked it satisfied, their use of the word default is very diffrent to the CRA's as after they marked it satisfied 3 nolonger refered to it a a default just a payment history must admit I gave up as I got nowhere with them they just dont want to know.

thanks but honestly I'm 6ft2 with a beer belly and graying beard, gone are my days of flashing a hairy leg for a bit of discount.

And should your employer mess you wages up, you can normally expect them to reimburse any charges incurred (at least Greggs always did this), how does this differ from a tenant messing your payments up? So a tenant can change payment dates to suit personal circumstances, think I might sell up and rent!

This is what we use, our contracts state 4% above Barclays published rate. The thing that confuses me is even though you have to prove that the charges incurred are reflective of the costs involved, but if I’m late paying my mortgage due to the rent not being paid, not only would I incur charges (rightly or wrongly at the moment) it would also hurt my credit rating meaning any further property purchases would be on a subprime mortgage (if I could get one at all) should this be refected in my charge also? simply passing on the banks costs for now is surely acceptable, obviously when the courts give a ruling on bank charges then we can adjust accordingly .

not for me I dont think, to be honest I felt bad reading it so I just read you owe us £........ and thought I better leave it.

I used to manage a coffee shop in Cardiff opposite Primark on a quiet day we would play spot the shop lifter! Sad that people need to steal from there, but the security guards were very good! Only once did I see someone help, a little old lady laying into a big lad with her handbag, most of the time people just carried on shopping.

Thanks, not wanting to stir it up again but what if I give notice to visit but get no reply? Do I wait until I do, or enter, I have left a letter and sent a txt and left a message on her mobile. We gained entry today, changed the backdoor lock only so she can re enter through the front door (although we want to fit a new one fairly soon, can’t have an aluminum door when we own a upvc co! J) we secured the windows only. It was very odd as almost all of her stuff has gone no food etc; however her two children’s rooms were untouched, just as if they had left for school or similar. We are pretty sure she has gone as it has been confirmed by her mother and friends, also the bailiff that turned up to shut the gas off confirmed he had been there quite a few times! There were 4 final demands on the kitchen table gas, water electricity and council tax and a letter from the DWP asking for £600 odd pounds back. Now I’m not that bothered about my money, but I am concerned about the kids, the house is immaculate, she has obviously tried very hard. But she has left leaving a lot of the kid’s clothes and toys. It wasn’t the most pleasurable experience this afternoon. What do you think I should do next?

Thanks Mr Shed will take it as advice not legal opinion. Our family business is upvc glazing etc. so we are going to gain access to secure the property only for now as the windows have been open for 2 weeks so far, we have left messages informing her of our intention, and that a key can be given to her. Also were going to leave a note inside the window for her to contact us for a key. Last thing I wanted was to re-plaster and more new carpets after the rain gets in. I supose if it's empty when we get in I'll have a good idea of her intention. Thanks James.

thanks thought it might be drawn out, I'm getting a bit worried as the windows are open upstairs. But if I ask her to send the keys back this would be enough?

How long should a land lord wait before he can re-enter a house if he suspects the tenant to have left? I have rent owing, she was constantly late so I think she has done me a favor, I had my section 21 allready, tried all forms of contact but she’s ignoring me, have “heard” she has moved away and isn’t coming back. Obviously I want to get in and re let it as it’s costing me money while it’s empty.

Made a claim for a friend she started the process of claiming in March this year and went back to March 2001 as this was 6 years since we were made aware of the charges. Now Eversheds have sent a letter saying we can’t claim further back than July 2001 as the claim was made on MCOL in July 2007 and anything before then is statute barred. I thought it was from the time you were made aware of the charges and requested them back. Who’s right me or them, thanks.

Not sure but I understood it as you only register the deposit when it's paid now, so as you dont pay each 6 months there's nothing to register, I think

Why would it be? Not defending the garage, but I have bought from auction and the auction have warranted the millage and stated full service history to follow, and of course it never did, mind you I didnt sell it on with a FSH.

I agree that most p2p is illegal downloading but not all of it is, some of us use it for work.

thanks drafting a letter now.