They claim they've confirmed with a 'major public utility' that you're in occupancy at that address...I'd be tempted to try to get more information about that out of them - if it's true, data protection might kick in. If it's false, telling lies in the letter wouldn't look too good in court (though it seems unlikely that things would ever get that far - Moorcroft are, as you're aware, a bunch of numpties).

Ideally, you'll want to use some form of escrow service for this sort of transaction; google escrow, and you'll get loads of results back. 'Fraid I don't know enough about the process to be confident in recommending any escrow company in particular though.

Contact details are on their site: Joolop Woode Media Ltd 54 Bond House 20-32 Goodwood road New Cross Gate London SE14 6BL United Kingdom E-Mail Address: [email protected] Website: Joolop.com - Buy The Latest Video Games, DVDs, Blu-ray Dvds, Music CDS, Electronics and Computers Online Company Number: 06427568 (terms and conditions link, then contact us link) Phone number from whois: 01325 359876 Might be worth giving them a quick call?

Are you sure about that? I didn't think there was a time limit for CCJs?

Would be very good to hear how you get on; what are you actually going to the court for (if you don't mind me asking?)

This is in relation to my earlier posting - http://www.consumeractiongroup.co.uk/forum/bailiffs-sheriff-officers/147688-urgent-help-please-panicing.html To summarise the above, Incasso obtained a CCJ against me for £807 on behalf of Anglian Water, who passed it to Sherforce for enforcement. Incasso also added about £100 for their costs. They obtained a writ of fifa from the high court for the debt. First I heard about all of this was when I checked my credit file and saw the CCJ on there. Sherforce want a fortune for their 'costs' (they're claiming 3 visits were made, @£150/visit), making the total amount they are demanding £1700. The National Debtline have told me that all that can be demanded is the amount of the original CCJ - £807, and that I can make payment direct to Incasso. I've spoken to Incasso again today, telling them this, and they are still saying that I need to deal with Sherforce, and pay their costs. The National Debtline have told be today that I need to write some letters - one to Incasso offering payment of the CCJ amount, and one to Sherforce asking them for a breakdown of their costs. They also said that I should send a copy of the one to Incasso to the court, to show that I'm making efforts to pay, and this should allow me to pay the court direct if Incasso refuse. Wouldn't mind some clarification on this bit though, 'coz I thought the court couldn't accept the payment? So, onto the point of this post...has anyone got any sample letters I can use? I want to clear this CCJ and get it marked as satisfied, 'coz we need to move house, and I'm told the Homelet application should be OK if this CCJ is satisfied. I'm just really struggling to come up with something suitable. On the one hand, I'm quite happy to pay the CCJ amount, but I'm really not happy about the costs which Incasso have added on, and I'm fuming about the costs Sherforce are trying to add on. Also, about the copy of the letter to the court - I assume I should enclose some form of covering letter with this - anyone got any ideas on what I should put in that? Really need to get this sorted out as quickly as possible; as I mentioned earlier, we need to move out of this house, and we've found the place we want to move to, but this unsatisfied CCJ is going to cause us a problem. Suppose I could enclose a copy of the letter I'm sending to Incasso and the court with the application, but doubt that'd do much good. Any and all help gratefully received. Thanks

Meant to add; it seems to be the opinion of National Debtline that none of the fees quoted in The High Court Enforcement Officers Regulations 2004 can actually be charged to me, since those charges require execution of the writ to occur. I'm not sure what that execution bit really means though...does them saying they've visited me (even though I'm sure they havn't!) count as execution, or do they need something from me to confirm they've executed, or am I missing the point entirely??

This could turn out to be a longish plea for advice, but I'll do my best to keep it short. My wife and I need to rent a new property soon, so I thought I'd check my credit file before Homelet do, and make sure everything looks OK'ish. I found two CCJs on there, one satisfied, which I knew about, and another one for £807, dated 16/02/2007, which I knew nothing about. I have enough money in my account to pay the original judgement, and am quite happy to do so but... I eventually found out the claimant was Incasso (?sp), on behalf of Anglian Water. I've phoned Incasso, who said the amount was actually £909 now, due to their charges, but they'd passed it onto Sherforce, for high court action, and told me to phone them. I then phoned Sherforce, who were quite unpleasant on the phone, and told me that the debt was now £1739, because of their costs. They said they've visited me 3 times, @£150 / visit, not sure where the rest of their costs come from. I told them I was happy to pay the original judgement amount, but they said I needed to pay them all of the money today, or they'd send someone around again to remove goods, and charge me more. They wouldn't move from this position. (I warned you this might get long...apologies). I then phoned the National Debtline, who were really helpful. They told me to phone the issuing court for the CCJ (Northampton Bulk), and find out if the matter was in the county or high court, and what enforcement action had been taken (if any). The court has told me that a 'writ of fifa' had been granted on 3rd December, '07, for the CCJ amount - they were very surprised that the company had taken this approach for such a small amount. National Debtline then told me that if an enforcement officer arrives, don't let them in, leave all doors and windows shut, etc. They also told me that the charges Sherforce were applying were illegal, and pointed me at 'The High Court Enforcement Officers Regulations 2004' which show the fees that can be charged. They also said that I should ring Incasso, and pay them the original CCJ amount and no more, and that I didn't need to involve Sherforce. Incasso would have to accept my payment, and could not ask for any more. Tried phoning Incasso back, but havn't gotten through to them yet, so thought I'd seek some advice here before I try again. I guess my questions are: - Is the National Debtline right on this? Incasso basically told me earlier that I now need to deal with Sherforce rather than them, and I fully expect them to say that again when I call them again. Would be great to be able to tell them they're wrong, and all they can (and must) accept is the original £807 CCJ figure. - Is there any way that Sherforce can demand this crazy £1700 figure? There's no way I can afford that sort of figure, and I'm really worried about that. All I really want to do is get this debt cleared, so my credit record shows the CCJ as satisfied, so I can proceed with the house rental. We've found the property we want, but the landlord wants to move quickly, but I'm told Homelet will say no if I have any unsatisfied CCJs on my record. Any advice gratefully received - I'm still really worried about all of this, and just want to get it resolved one way or another. Thanks for reading

Another vote for keeping the account. It costs them a lot to sent statements, give you the account balance when you ask in the bank, etc. Also, might even be useful as a parachute account if you ever try and claim charges back from anyone else! All this advise is voided, obviously, if they start charging any sort of monthly fee.

Think you meant 'they' commit a criminal offence...sure you didn't mean what you typed!

He still needs to produce, else the police will probably prosecute for failing to provide proof of insurance when asked...that'd just complicate things, and surely it's not that difficult to pop into the police station with his document? So, he police are right when they sat it 'makes no difference' - it makes no difference to the whole impounding thing, but it would make a difference as to whether or not charges can be brought for driving without insurance.

Hadn't heard about the banks looking at RFID (but assumed it would happen at some point). The good thing with them doing this?? Google 'rfid zapper'...

. Seems to make sense; you clicked submit on the form at 23:50 on Friday 11th May; a member of staff looked at it first thing on Monday 14th May (which incidentally was my birthday!) and printed it out.

Buy a cat??

Thanks for that - I can confirm that it's now working in Opera for me as well. One more thing to think about next site I write.