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Debt Action Group > Log Book Loans / Bills of Sale

Log Book Loans / Bills of Sale They have also been known as 'Chattel Mortgages', but whatever the name - this is the place to get advice.


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Old 18th May 2007, 10:58   #1 (permalink)
Charlotte1974
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Default Charlotte1974-v-Log Book Loans***WON!***

As you may have read in another thread, I asked LBL to refund the late payment fees and repossession fees in March of this year. They didn't !!reply to my prelim or LBA so I sent in my court claim about 4 weeks ago. They didn't respond to that either, so I was awarded judgment in default.
Today, what was put through my door by hand? A big fat cheque from LBL for the whole amount! Just over £1600!!!
YIPEE!!!
So if you're fighting LBL for whatever reason, keep trying, they'll pay in the end!!
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Old 19th May 2007, 10:49   #2 (permalink)
barbs26
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Default Re: Charlotte1974-v-Log Book Loans***WON!***

WELL DONE!!!!!!!!!!! Hopefully you are the first of many to bring them to book.
This should give all the other people chasing them the strength to keep going.



CONGRATULATIONS!!!!!!!!!! !!!!!!!!!!!!!!!!!
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Old 20th May 2007, 19:30   #3 (permalink)
calvi36
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Default Re: Charlotte1974-v-Log Book Loans***WON!***

Congratulations am absolutely delighted for you Charlotte. Lotte now has a lotta cash.
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Old 22nd May 2007, 18:19   #4 (permalink)
Charlotte1974
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Default Re: Charlotte1974-v-Log Book Loans***WON!***

Quote:
Originally Posted by calvi36 View Post
Congratulations am absolutely delighted for you Charlotte. Lotte now has a lotta cash.
HeeHee!!
Yep, the cheque cleared today, I was sort of expecting it to bounce but I noticed that the cheque was made out from the account where all the payments are sent when you have a loan with them so I imagine there's a lot of money in there most of the time!
I hope that this will encourage people to keep trying with them!!
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Old 24th May 2007, 14:59   #5 (permalink)
mariette
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Default Re: Charlotte1974-v-Log Book Loans***WON!***

Thats fantastic news, we are selling our car today so that they cant have it, we asked for a settlement figure and the bloke buying it is paying them but Gemini Bailiffs have added £500 for doing absolutely sod all.
They havnt sent any letters , no phone calls or been round for car so they are basically charging us £500 just for having our details in their office.
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Old 24th May 2007, 15:15   #6 (permalink)
Rob S
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Default Re: Charlotte1974-v-Log Book Loans***WON!***

Sounds like a case of writing to Gemini and asking for a full breakdown of their charges, and if they don't play ball take them to the small claims court to me.
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Old 17th September 2007, 00:03   #7 (permalink)
blueskysim
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Default Re: Charlotte1974-v-Log Book Loans***WON!***

well done for beating lbl i am due in court soon and hopefully i will win as well will let u know
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Old 27th September 2007, 02:30   #8 (permalink)
Fleeced73
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Default Re: Charlotte1974-v-Log Book Loans***WON!***

Gemini won't play ball. That bunch of cowboys don't do paperwork whatever the situation, and they think they're above the police and the courts. Don't mess about, take it straight to court.
Quote:
Originally Posted by Rob S View Post
Sounds like a case of writing to Gemini and asking for a full breakdown of their charges, and if they don't play ball take them to the small claims court to me.
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