log book loans help

[treble99]

has anyone out there had any dealings with these [edit]
cant seem to find any threads on the subject need help think im going to lose my car
thanks treble99

[cocococo]

Hi , yes there are loads of threads on this site on logbook loans just do a search , I just had my car took on tuesday morning from these idiots so if theres anything you want to ask im here.

[treble99]

hi
thanks for replying ive found the threads seems these people are bad
took out a 750 loan secured on car fell into arrears saying i missed 2 payments said they couldnt find the payments
i had the proof but wanted me to send them the paying in book
not a chance thats the only proof ive got
countless letters and charges totalling 200 i agreed to pay a little more i thought everything was ok until i recieved a default saying im still 49 in arrears
to get to the point do you know whether they need a court order to take my car or shall i just hide it
im not going to give it up without a fight
i have the only key to the car
i am still paying the loan now and i am also trying to get in touch with watchdog

thanks
treble99

[cocococo]

is there any way you can pay the £49 to clear arrears that way you should be ok , i received a default but they wanted £500 dont understand that one as wasnt £500 in arrears , they came about 10 days after receiving default and just took the car , can you not photocopy the stubs off the paying in book and send that to them to show that you paid , but Dont send them the paying in book.

[caprikid]

Hi Treble 99 ,

Gemini do need a court order but they will just take your car without one thats the way they work , I am very interested to hear that you have made payment that they say they never recived because thats what happened to me I made 2 payments through internet banking (I have a bank statement to proof it ) . Gemini said they never got those 2 payments and used that as an excuse to come and uplift my car and take it down to England and sell it .

I would advise you not to take any chances with this lot because they will come and steal your car and sell it I find it very hard to belive after reading all bad stories about Log Book Loans/ Gemini on here they are still getting away with it . Good Luck , Alex

[mariette]

do they still need a court order if the bill of sale has been registered?

[treble99]

hi marritte
yes they do but from hering about other peoples dealings they dont bother with things like that they just come and take it i have sighed a bill of sale but i wont let them take it
i know watchdog are interested in these people and peoples complaints
are you having trouble try and read some threads on these and get some advice sorry i cant be of much help to you

[mariette]

I just needed to know because it says on the back of our agreement that they dont need one and someone said they dont , but if they do then im not going to let them take the car.

[treble99]

hi
if the worst comes to the worst and they come to take the car
hide it or lock it in a garage they cant take whats not there
dont let the baiiliffs intimadate you stick to your guns and phone citizens advice
good luck