Urgent Help Needed Now Baliff At Door

[cocococo]

Hi Is Anyone Awake And Can Give Me Advice My Husband Has Got A Baliff Here From Log Book Loans And He Wants To Take Car , Said He Doesnt Have A Court Order And That He Doesnt Need One Help Please Anyone

[lbl]

Hi cococo - probably too late, sorry. - This man is not a bailiff - he's a recovery agent. He has no more rights or powers than you or I.

If he hasn't taken the car already - Is it possible that you can get enough money together to stave him off for a while and get the account sent back to Logbook Loans?

If he has taken the car, he should have given you a figure that you can pay to get the car back. If the car is worth more than this figure, then try and pay it. If not - Let it go.

They will sell the car in 10 days at auction - and be charging you storage. So if you can/want to pay up, do it asap to minimise charges.

After that, you probably need to look at reclaiming charges etc, but that's a fight for another day.

[Struggling_Simon]

First of all , is this too late ?

Ask the person is a baliff and ask him to show you a certification and ID.

(It is an offence for a person to act as a bailiff without certfication from the county court, Law of Distress Amendment Act 1888, s7.")

If he is not a baliff , he must have a document to say that he has the right to take your goods , and this must be properly executed. If he does not, he can go away - end of story.

[cocococo]

Thanks for the posts guys , the guy has took the car we gave him key because he said if we didnt he would call the recovery truck to come and get it which they will charge us more for.
This guy didnt show any id or proof that he could take the car , it was quite intimadating they knocked at door at 5.55am woke my husband , and 2 small children and myself they said they will give us half an hour to empty car the had the car surrounded by 2 vans so we couldnt drive away and they stood and watched my husband empty car . it was quite a frightening experience , we will certainly learn from this whole ordeal not to borrow money from SHARKS which people like this are . They have no feelings at all to peoples situations.
Sorry for rant but im so angry ,but dont suppose i can do much about it now.
Thanks guys

[calvi36]

sorry to hear all this coco, you should have called the police to forcibly remove these people. They did not have the right to remove the goods at all. They also called upon you at an unsocial hour.

[indebtstudent]

Is there anything coco can do after the fact re the rules and regs mentioned? I hate the idea of people getting away with this sort of behaviour.

[cocococo]

Right now that my husbands car has gone , logbook loans have the logbook i cant afford to pay the outstanding balance of £1991.50 to get car back , so husbands is still registered keeper but without the car we want to know what happens now because technically he is still the owner do we need to notify DVLA or anything in case car gets caught speeding or anything like that .

[gyzmo]

under the Administration of Justice Act 1970 it is an offence for someone to harras another in relation to a debt claimed. It is also an offence for him to falsely represent himself as someone in an official capacity or to show documents claiming the same.

It is difficult to say, within the meaning of the Act, whether or not you have been threatened or coerced or intimidated. Contact ConsumerDirect whol will look into this in more detail. As it is a criminal offence, Trading Standards should also become involved if necessary. It may be worth as said before to contact the police.

[Gallen]

aggrevated burgalry IMO... and yes i did say burgalry!

[Charlotte1974]

cocococo, I have just managed to claim back over £1600 from Log Book Loans! Last year they tried to take the car away twice because of the arrears on my account due to late payment charges. The first time they were succesful and took the car to an auction pound but my Dad bailed us out by paying the costs the next day and we had to travel 30 miles by train to get it back! The next time they tried they weren't so lucky, I had read up on Log Book Loans on this forum so I read them the riot act! But LBL still charged me for the visit.
I took them to court, they failed to reply, so I was given judgment on the 10th May. A cheque was delivered by hand this morning for the whole amount!
If you need any advice, pm me.

[cocococo]

well done charlotte they are a bunch of t***s , i would love advice off you but i honestly dont know if i will get any where they have already took car it was at auction 2 weeks ago dont even know if it sold , if it did dont know how much and I couldnt afford what they wanted at the time to pay £2000 to keep car , so dont really think i can put up a fight or can i ?

[mariette]

Hi charlotte, when they came round 2nd time to take your car, what did you say to them to make them go away empty handed, we are only selling our car to get these sharks off our back , because if they take it we will be left with hardly anything after their charges but if there is a chance we can keep it , that would be great.

[Charlotte1974]

Hi Mariette
Basically, I told them that I wanted to see a court order. I told them that I knew they were not baillifs and they had no right to take the car. We had paid all of our loan back, they were told to take the car back just on the arrears of the late payment charges and repo charge from the first time. I hope you can get your problemw ith them sorted then take them to court for the money they've charged you!
Good luck!