Hill v LloydsTSB - OFFERED SETTLEMENT

hilla · 20th May 2006, 08:42

Nearly there. I have been through all the stages on behalf of my son who is in uni. He is very doubtful that he will get anything back so I am desperate to win it just to show him it is possible and prove my point. We are only claimimh £295 but Lloyds seem to want to go all they way on it.
Anyway, completed the questionnaire last night and sending it off today. I had great difficulty completing section G of the questionnaire. I wanted to do it well so that LLoyds may see it ( we are sending a copy to them as well) and may think this person seems to know what they are on about we had better settle. In the end I got all the information together and gave it to my husband to do who is a lot cleverer than I am on things like this- I think he should have been a lawyer. Anyway to cut a long story short we are posting it today and will let you know how we go. If it is successful I will post the arguments for section G on this site so that others can use them.

jonni2bad · 20th May 2006, 11:10

Hi - welcome aboard by the way!

Good luck, and I'm sure that your soon will soon be full up, having eaten his hunble pie

Was it a defence you received, or a counterclaim? And what was their point G that you struggled initially with?

John

hilla · 23rd May 2006, 19:02

Quote:

Originally Posted by jonni2bad

Hi - welcome aboard by the way!

Good luck, and I'm sure that your soon will soon be full up, having eaten his hunble pie

Was it a defence you received, or a counterclaim? And what was their point G that you struggled initially with?

John

I think it was a defence. Can't remember now. G on the questionnaire I mean It asks you to list your arguments so that the judge can decide on your case.

HD · 23rd May 2006, 20:43

Is that the section for you to give information to allow the judge to manage the claim?

hilla · 24th May 2006, 11:25

yes it is

HD · 24th May 2006, 23:49

You only need to put anything in here if you want it assigned to a different track or handle it differently than a standard case AFAIAA

hilla · 25th May 2006, 12:40

Quote:

Originally Posted by HD

You only need to put anything in here if you want it assigned to a different track or handle it differently than a standard case AFAIAA

oh dear I hope I haven't done it wrong. I put all the arguments why bank charges shouldn't have been charged. Do you think it will matter?
I'm just about to send a copy to LLoyds solicitors too.

hilla · 30th May 2006, 22:11

came back from holiday to a letter to say that they are going to refund the whole amount into my son's account- £295 . There are conditions though- confidentiality clause and a review of his account. They have charged him another £30 since we made the claim. Can we ask for this £30 to be paid as well and another £20 which we forgot to ask for originally because I mis calculated? Are we being greedy. Do you think we should quit while we are ahead or go for it?
What does the review entail?
I will make a donation to this site as soon as we get the money. Thanks for all your help and those of you who are still in the process keep going. They will pay up in the end. I didn't believe they would but they did, so keep going.

jonni2bad · 30th May 2006, 22:18

Firstly, congratulations

You should not sign the confidentiality part of this, just cross it out and then return it.

Do not seek to include further charges on this now, wait until they have refunded you and you have your money, then phone them and demand the others be refunded, otherwise you'll go back to court

The review will be to 'tell you off' for no running your account properly!! I would cross that out too, but you might put up with it in order to perhaps keep the account open - your decision

hilla · 3rd June 2006, 08:01

Quote:

Originally Posted by jonni2bad

Firstly, congratulations

You should not sign the confidentiality part of this, just cross it out and then return it.

Do not seek to include further charges on this now, wait until they have refunded you and you have your money, then phone them and demand the others be refunded, otherwise you'll go back to court

The review will be to 'tell you off' for no running your account properly!! I would cross that out too, but you might put up with it in order to perhaps keep the account open - your decision

My son phoned them yesterday to discuss the account. He asked for the person they told him to discuss the case with and she had left and the person he spoke to did not know anything about it. She asked if he would fax the letter that he had received from the solicitor.

He did phone them to discuss it so do you think he should now sign the letter as he has done whct they asked him to- the fact that they didn't know anything about it is beside the point.

If he doesn't sign the confidentiality clause do you theink that they will still send him the money. Have others on this site refused to sign in and still recieved the money?

barracad · 3rd June 2006, 09:21

Quote:

Originally Posted by hilla

If he doesn't sign the confidentiality clause do you theink that they will still send him the money. Have others on this site refused to sign in and still recieved the money?

Several people have crossed out the confidentiality clause, and as far as I know everyone has still received their money.

hilla · 8th June 2006, 14:29

After reading your last post I became very brave and crossed out the confidentiality clause and asked for another £30 from them for another bank charge that they added after we claimed. Had a letter back from solicitors Martinasu and Johnson saying OK we'll give you the extra £30 and another agreement with no confidentiality clause to sign- so here goes we are signing this time and hope to get the money soon and then it's definately 5% in it for this site. Sorry it's not a bigger claim for my son and the site's sake.

dolly · 8th June 2006, 14:41

Quote:

Originally Posted by hilla

Sorry it's not a bigger claim for my son and the site's sake.

Don't be daft - ANY amount claimed back is a victory and £300+ for your son is a lot of money. I'm sure this site is grateful for any donation that it gets, be it £5 or £500....it all helps.

Congratulations and well done for sticking it out

drrayjo · 8th June 2006, 14:52

CONGRATULATIONS!!

well done for sticking to your guns

some advice please: did you record or proof your letter postings and did you send them to your local office or the head office?

cheers

hilla · 12th June 2006, 22:51

Quote:

Originally Posted by drrayjo

CONGRATULATIONS!!

well done for sticking to your guns

some advice please: did you record or proof your letter postings and did you send them to your local office or the head office?

cheers

I've replied to you privately

HD · 13th June 2006, 01:04

Congratulations

Hope your son enjoys it and gives you the credit for having been right!

jonni2bad · 13th June 2006, 01:14

Don't forget to fill out the survey too - it only takes a minute.....

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