Consumer Action Group envelope labels
You are part of a community of over 195,000 people. Let your bank know that you won't give in. Display one of our labels on your envelopes. Full description here
Sheet of 20 self-adhesive envelope labels £3.50 inc p&p
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Do your Internet search here Reclaim the Right Ltd. - reg.05783665 in the UK
reg. office:- 923 Finchley Road
London
NW11 7PE
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Are you being threatened over debts more than 6 years old? This may be unfair
See our new Unfair Trading Guide Bought an extended warranty? Not satisfied?
The warranty may be an example of unfair trading
See our new Unfair Trading Guide Have you been defaulted?
Would you like to clean up your credit file? Check it out Are you a victim of unfair trading? Check it out The Consumer Protection from Unfair Trading Regs 2008 Have you been defaulted?
Would you like to clean up your credit file? Check it out | | | | | | | LloydsTSB Successes **Existing Successful Claims Only *NO* New Threads Please** - Contact a moderator to move your thread | Welcome to The Consumer Action Group and The Bank Action Group
Before beginning to claim your bank charges be sure to read the FAQ by clicking the link above. Read it carefully and also read as much of the forum material as you can manage before you start claiming your bank charges refund.
You will have to register before you can post or view the materials which may assist you in reclaiming your penalty charges: click the register link above to proceed.
To start viewing messages, select the forum that you want to visit from the selection below. Understand what you are doing and you will be able to Reclaim the Right more effectively.
Why don't you come and introduce yourself in the Welcome section at the top of the forum. Then have a look around the rest of it.
Do not post or start claiming until you have read the entire FAQ section and step by step guides and you have a good basic idea of what to do and of the layout of the forum.
Good luck claiming your bank charges. We strongly suggest that you register under a UserID and not your own name |  | |
28th April 2007, 16:57
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#141 (permalink)
| | Platinum Account Customer | Re: TALLING Vs LLOYDS TSB ***WON*** Quote:
Originally Posted by curlychic Oh yeah did i feel the earthquake. . . . the hole bloomin house shook. . . .scary stuff eh :o | OMG scary, bet you wondered what it was!!:o :o |
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30th April 2007, 19:21
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#144 (permalink)
| | Basic Account Customer | Re: TALLING Vs LLOYDS TSB ***WON*** Hi. Looks like my case is similar with the offer letter after AQ, but SCM have quoted a figure which doesn't include the second court fee. Can see it is probably OK to cross out clauses I do not agree with but can I add an amount of money or would it be wiser to type up and sign own list of settlement terms?
My instinct (as a former bank employee!) tells me that the latter is a better option and I have re-jigged curlychick's letter to that effect, ready to send along with it. Please see thread located at: blueberrys dad v. LLoyds TSB
Would be grateful for advice as am doing this for my Dad and I don't want to make a mistake.
Cheers!  |
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30th April 2007, 21:57
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#145 (permalink)
| | Basic Account Customer | Re: TALLING Vs LLOYDS TSB ***WON*** Hi. Looks like my case is similar with the offer letter after AQ, but SCM have quoted a figure which doesn't include the second court fee. Can see it is probably OK to cross out clauses I do not agree with but can I add an amount of money or would it be wiser to type up and sign own list of settlement terms?
My instinct (as a former bank employee!) tells me that the latter is a better option and I have re-jigged curlychick's letter to that effect, ready to send along with it. Please see thread located at: blueberrys dad v. LLoyds TSB
Would be grateful for advice as am doing this for my Dad and I don't want to make a mistake.
Cheers!  |
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5th May 2007, 12:26
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#146 (permalink)
| | Gold Account Customer | Re: TALLING Vs LLOYDS TSB ***WON*** Well as you can see by my previos posts, i recieved an offer of settlement from SC&M, which i eturned with a letter stating i will not except their terms and telling them that they had 14 days in which to credit my account. Havent received the money yet, although not expecting to really as i told them they have until 14th May, but i recieved a 'Standard order for stay for settlement with consent of all the parties' through the post yesterday. District Judge ******* orders that this claim is stayed until 29th May 2007 to enable the parties to attempt settlement.
On or before 12th June 2007. one of the following steps must be taken: blar blar blar Do you think that SC&M will now drag their feet evn more? The way i am looking at it is although they have offered settlement already, due to the 'stay' they now know they dont have to pay out quite so quickly. We all know what they are like, any oppotunity to drag it out, they will. The thing is, if they do, i dont think there is anything i can do about it now is there Advise anyone ? XxXxX
__________________ If I have been helpful, PLEASE click the scales You may receive differing advice as people have had different experiences. Please use your own judgement in deciding whose advice to take. If in doubt seek advice from a qualified insured professional. Any advice I offer is done so informally, without prejudice & without liability. I WON !!!! HERE WE GO AGAIN .... BRING IT ON |
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6th May 2007, 19:41
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#152 (permalink)
| | Site Team | Re: TALLING Vs LLOYDS TSB ***WON*** Sorry, about the delay!
Yes, I would write to the court to inform them that the defendant has indicated an intention to settle but is not particularly rushing to pay up. Enclose a copy of SC&M's letter if its not marked WP.
There is no real need to do anything at the moment though to be honest - if they haven't paid up about a week before the stay finishes then you can start to think about requesting a strike out.
I'm sure it won't come to that though. 
__________________ Please remember to DONATE! Help CAG keep up the fight! Any advice or opinion is offered informally & without liability. Use your own judgment and if in doubt seek advice of a qualified and insured professional. |
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11th May 2007, 12:09
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#156 (permalink)
| | Gold Account Customer | Re: TALLING Vs LLOYDS TSB ***WON*** Quote:
Originally Posted by curlychic I have my 'financial review', which they requested i undergo, at 10am today .... I am actually quite looking forward to it .... should be fun to see what else they ATTEMPT to sell me XxXxX | Just back from my meeting with my Bank Manager. Got into a bit of a debate with her over bank charges ..... it felt good to know i was right and they were WRONG ! Couldnt believe it when she said (and i quote) " Well the Banks have to set their charges at such a rate as to be a deterrent, to stop people from doing it again " If only they would turn up in court, stumble and say that ..... Chance would be a fine thing ! |
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13th May 2007, 17:58
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#157 (permalink)
| | Platinum Account Customer | |