Money refunded to Bank Account - The Consumer Forums

CAG Products - We think that these will help you to make your claim or Reclaim your Right These sales also help us to keep helping YOU and keeps this site free of third party adverts!

Small Claims Kit	Small Claims Court Guide New Edition	CallBurner - Skype CallRecorder Review	Last Will & Testament Kit	Fight a Motoring Ticket

Alternatively you could purchase a CAG email address here, or maybe you'd prefer our address labels here
UPDATE: Consumer Forums ConsumerWiki is now LIVE - click here: ConsumerWiki N.B. Please note - due to postage costs these products are only available in the U.K.

Consumer Action Group envelope labels
You are part of a community of over 195,000 people.
Let your bank know that you won't give in.
Display one of our labels on your envelopes.

Full description here
Sheet of 20 self-adhesive envelope labels
£3.50 inc p&p

Reclaim the Right!
The Lawpack Small Claims Kit contains everything you need to get your bank charges refund. Sample forms, Instruction manual, template forms and an entire set of court forms in .PDF format on CDRom.

Just type in the details of your claim and print them out.

Reclaim the Right!

Sue your bank as often as you like with one Lawpack!!

With a Lawpack and Patricia Pearl’s book on Small Claims, you have everything you need to get your unfair bank charges refunded or assert other consumer rights.
(England & Wales only)

CAG Forum Users Price £11.99
(click image to buy)
Plus £1 P&P

Reclaim the Right!

New Edition
Small Claims Procedure by Judge Patricia Pearl
An excellent guide for the layperson
Not for use in Scotland

Read BF's Review Here


Stand up to Telephone Harassment If you use Skype - Record your phone calls with CallBurner It's Hot! Click below to download your 14 day trial copy
CallBurner Skype CallRecorder download Read the Explanation and review here £31.96 - includes 20% CAG discount (normally £39.95)

We've managed to negotiate a discount for CAG Users on DIY 'Willpacks'

Click on the image to purchase a Wills kit - £12.99 + £1.00 pp

Remember...you can't take your reclaimed bank charges with you ;-)

Do your Internet search here

Do your Internet search here:-

CAG Announcements

Welcome Guest
Please register
Registration is free
There are no charges for using any of the facilities of this website.

If this is your first visit, be sure to check out the FAQ. You will have to register before you can post. To start viewing messages, select the forum that you want to visit from the selection below.

You will also have to register to access our template letters and claims forms
registration is free

Are you being threatened over debts more than 6 years old?
This may be unfair
See our new Unfair Trading Guide

Bought an extended warranty?
Not satisfied?
The warranty may be an example of unfair trading
See our new Unfair Trading Guide

Have you been defaulted?
Would you like to clean up your credit file?
Check it out

Defaulted for bank charges?
Put your Credit Reference Agency on Notice

Are you a victim of unfair trading?
Check it out
The Consumer Protection from Unfair Trading Regs 2008

Have you been defaulted?
Would you like to clean up your credit file?
Check it out

Telephone harassment?
See the special CAG telephone call recorder offer

Bank Action Group

Debt Action Group

		The Consumer Forums > The Consumer Forums The Bank Action Group - against unlawful bank charges > Lloyds Bank > LloydsTSB Successes
Money refunded to Bank Account

User Name		Remember Me?
Password

FAQ

Mark Forums Read

LloydsTSB Successes **Existing Successful Claims Only *NO* New Threads Please** - Contact a moderator to move your thread

Welcome to The Consumer Action Group
and
The Bank Action Group

Before beginning to claim your bank charges be sure to read the FAQ by clicking the link above. Read it carefully and also read as much of the forum material as you can manage before you start claiming your bank charges refund. You will have to register before you can post or view the materials which may assist you in reclaiming your penalty charges: click the register link above to proceed. To start viewing messages, select the forum that you want to visit from the selection below. Understand what you are doing and you will be able to Reclaim the Right more effectively.

Why don't you come and introduce yourself in the Welcome section at the top of the forum. Then have a look around the rest of it.
Do not post or start claiming until you have read the entire FAQ section and step by step guides and you have a good basic idea of what to do and of the layout of the forum.
Good luck claiming your bank charges. We strongly suggest that you register under a UserID and not your own name

LinkBack

Thread Tools

23rd August 2006, 13:47	#1 (permalink)
givitback Basic Account Customer Watch out, there are Claims Touts about! Challenge your credit file? Join Date: Aug 2006 Posts: 19	Money refunded to Bank Account I posted recently to say I'd won my claim and promised I'd get back with the details. I raised a small claim against Lloyds TSB in the Scottish Courts. I have around £1500 of charges but split the claim so that I could keep within the small claims track. Lloyds solicitors denied the claim and a court date was set. At this point, I panicked! However, 5 days before I was due in court, I had a call from Lloyds Sols. They had sent me a letter the previous week (which hadn't reached me), offering a full settlement because they were concerned that I would end up paying court costs. Bless! The confirmation letter came from Michael Thomas from their Credit Operations Legal & Support Dept in Brighton. In it, they asked me to make contact with my branch for an account review & also to return my card. No need for that as they already have my cards & cheque book and my account is frozen. I'm currently receiving advice from the Consumer Credit Counselling Service and am on a payment arrangement to pay back £5k debt to TSB. They had already agreed to freeze interest & charges before I raised the court action. I noticed that a few people on this site have been in the same position & didn't want to rock the boat in case the banks pulled their repayment plans. I figured I had nothing to lose so went for it becuase I asked for help at my local branch and they didn't do ANYTHING. They refused point blank to refund the charges when I first started getting into difficulty. I've had £750 credited to my account which has reduced the debt a bit. Unfortunately I'm not able to contribute financially to this site yet but am grateful for the help & support and am more than happy to help anyone in a similar posiiton.

« paulclarkson v Lloyds - *Full Settlement received* | janeyb v Lloyds - MASSIVE SETTLEMENT !! »

Thread Tools
Show Printable Version Email this Page

Similar Threads
Thread	Thread Starter	The Consumer Forums	Replies	Last Post
Nationwide: Money taken from savings account due to bank charge in current account	Maverick_Bowen	Welcome to the Consumer Forums	2	8th March 2007 21:16
Money refunded today	hettie59	HSBC Bank	4	17th September 2006 22:29
Money Refunded	Martylock	Alliance & Leicester	13	26th July 2006 15:35
GE Money REFUNDED CHARGES!!!!	rubynicola	Store Cards	3	25th July 2006 17:36
Co-Op refunded my money	mraeburn	Co-Op and Smile successes	3	18th May 2006 16:35

Do your Internet search here:

The Consumer Action Group and The Bank Action Group are registered trademarks
Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road, London, NW11 7PE

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 33 34 35 36 37 38 39 40 41 42 43 44 45 46 47 48 49 50 51 52 53 54 55 56 57 58 59 60 61 62 63 64 65 66 67 68 69 70 71 72 73 74 75 76 77 78 79 80 81 82 83 84 85 86 87 88 89 90 91 92 93 94 95 96 97 98 99 100 101 102 103 104 105 106 107 108 109 110 111 112 113 114 115 116 117 118 119 120 121 122 123 124 125 126 127 128 129 130 131 132