Consumer Action Group envelope labels
You are part of a community of over 195,000 people.
Let your bank know that you won't give in.
Display one of our labels on your envelopes.
 Full description here
Sheet of 20 self-adhesive envelope labels
£3.50 inc p&p
|
Do your Internet search here
Reclaim the Right Ltd. - reg.05783665 in the UK
reg. office:- 923 Finchley Road
London
NW11 7PE
| | | | Do your Internet search here:-
| | | CAG Announcements
| |
Welcome Guest
Please register
Registration is free
There are no charges for using any of the facilities of this website.
If this is your first visit, be sure to check out the FAQ.
You will have to register before you can post.
To start viewing messages, select the forum that you want to visit from the selection below.
You will also have to register to access our template letters and claims forms
registration is free
Are you being threatened over debts more than 6 years old?
This may be unfair
See our new Unfair Trading Guide Bought an extended warranty?
Not satisfied?
The warranty may be an example of unfair trading
See our new Unfair Trading Guide Have you been defaulted?
Would you like to clean up your credit file?
Check it out
Are you a victim of unfair trading?
Check it out
The Consumer Protection from Unfair Trading Regs 2008 Have you been defaulted?
Would you like to clean up your credit file?
Check it out
| | | | | | | LloydsTSB Successes **Existing Successful Claims Only *NO* New Threads Please** - Contact a moderator to move your thread | Welcome to The Consumer Action Group
and
The Bank Action Group
Before beginning to claim your bank charges be sure to read the FAQ by clicking the link above. Read it carefully and also read as much of the forum material as you can manage before you start claiming your bank charges refund.
You will have to register before you can post or view the materials which may assist you in reclaiming your penalty charges: click the register link above to proceed.
To start viewing messages, select the forum that you want to visit from the selection below. Understand what you are doing and you will be able to Reclaim the Right more effectively.
Why don't you come and introduce yourself in the Welcome section at the top of the forum. Then have a look around the rest of it.
Do not post or start claiming until you have read the entire FAQ section and step by step guides and you have a good basic idea of what to do and of the layout of the forum.
Good luck claiming your bank charges. We strongly suggest that you register under a UserID and not your own name |  | 
10th May 2006, 17:28
|
#1 (permalink)
| | Basic Account Customer |  Lloyds card concerns dept!!!!!!!!! - **WON**
 Ok I sent for all information regarding my credit cards and my husbands using the templates in the library.
I heard nothing so emailed to check they arrived and a week or so later emailed to check status and remind that time was running out.
I was told it was being handled by card services and I would hear pretty soon.
Well a letter arrives today 41 days later and states:
Dear Mrs XXX
I'd like to give you an update about the concern you raised with us on the 26th april 2006. (???????????)
We originally wanted to tell you the results of our investigations today. It's taking a little longer than we first thought to investigate, so we'll contact you again with a full reply by the 15th may 2006.
Yours sincerely.
Evelyn templeman
Team Leader.
I also had a call this morning to ask me to come in for my review which isn't due until november.
Do you think they got my court papers today Lol.
So do I lodge a complaint about their non compliance today or wait until 15th may ?.
Puff
__________________ Lloyds tsb current acc.
5/4/06 Data Protection Act request sent.
25/4/06 Received information
25/4/06 £202 owing requested back with Prelim letter sent today.
Refusal of refund.
9/5/06 Moneyclaim started.
13/6/06 28 days expire with money claim.
8/6/06 defence received. Won!!! 18/7/06 PAID IN FULL!! Lloyds tsb credit cards. mine + husbands
5/4/06 Data Protection Act request sent
30/5/06 statement received and prelim letter for refunds sent.
9/6/06 my refund request refused.
Lloyds credit cards moneyclaims filed today 9/8/06
Claim no: mine 6QZ53185 acknowleged 11/8/06 Claim no:husband 6QZ54192 acknowleged 17/8/06 My claim 6QZ53185 court allocation questioner received 13/09/06
WON!!! 10/12/06 £303
Husbands claim 6QZ54192 court questioneer received 23/09/06
| 
|  | |
10th May 2006, 17:38
|
#3 (permalink)
| | Basic Account Customer |  Re: Data Protection Act deadline not met.!!!
Lol I was hoping you would say that .
Thanks !! | |
| | |
9th June 2006, 11:53
|
#4 (permalink)
| | Basic Account Customer |  Lloyds card concerns dept!!!!!!!!!
Hi I have had a response to my refund request for my credit card charges and they basically said get stuffed.
This was an interesting change in their usual tack though,
"The oft's statement is their view of the principles they think credit card issuers should follow,ultimately,it is only a court that can decide whether a term is unfair in legal terms"
"The oft made no recommendation about previous charges and we do not plan to make any alteration to charges we made in the past, as a result we are not in a position to offer you a refund".
As they have now made their position clear I am now sending my LBA and will be sending by email.
I will tell them "lets allow the courts to decide then shall we".  | |
| | |
9th June 2006, 12:09
|
#5 (permalink)
| | Gold Account Customer | Re: Lloyds card concerns dept!!!!!!!!!
Hi puffinstuff,
I am about a week behind you - took MasterCard preliminary request for payment letter to branch yesterday.
Different response from Lloyds TSB is interesting.
The good will out.
Last edited by Bean; 4th August 2006 at 13:33.
| |
| | |
9th June 2006, 12:12
|
#6 (permalink)
| | Site Team | Re: Lloyds card concerns dept!!!!!!!!!
Threads merged - please stick to one thread per claim - you had 5 threads running!
__________________ Opinions given herein are made informally by myself as a lay-person in good faith based on personal experience. For legal advice you must always consult a registered and insured lawyer. "Some people say The Stig chews on spark plugs and drifts while walking. Some say he is terrified of ducks, and that there is an airport in Russia named after him. All we know is that he is really barracad from The Consumer Action Group" - Jeremy Clarkson (allegedly) www.unsubscribe-me.org www.LOVEstoke.org | |
| | |
9th June 2006, 12:17
|
#7 (permalink)
| | Basic Account Customer | Re: Lloyds card concerns dept!!!!!!!!!
Hi bean I think they are trying their best bless them to make it sound as if they actually believe it themselves.
The best thing is all the threats about reviewing your account and cancelling the card is water off a ducks back as my card has a nil balance for about 6 months now,
just never got round to closing the account, a fact they would know if they even bothered to look into individual cases. | |
| | |
9th June 2006, 12:20
|
#8 (permalink)
| | Basic Account Customer | Re: Lloyds card concerns dept!!!!!!!!!
Quote: |
Originally Posted by barracad Threads merged - please stick to one thread per claim - you had 5 threads running! | oops!! sorry I didnt realise consider me well and trully chastened lol | |
| | |
9th June 2006, 12:35
|
#9 (permalink)
| | Gold Account Customer |  Re: Lloyds card concerns dept!!!!!!!!!
Quote: |
Originally Posted by puffinstuff ...The best thing is all the threats about reviewing your account and cancelling the card is water off a ducks back as my card has a nil balance for about 6 months now,
just never got round to closing the account, a fact they would know if they even bothered to look into individual cases. | Ha! individual?! - 'I am not a number'.
So you have nothing to lose, good for you.
Last edited by Bean; 4th August 2006 at 13:32.
| |
| | |
11th December 2006, 20:28
|
#10 (permalink)
| | Basic Account Customer | Re: Lloyds card concerns dept!!!!!!!!!
I WON !!!!!!!!!!!! Money now in my account and donation sorted.
Not been here for a few weeks as I have been ill but this has cheered me up no end as it is just in time for christmas.
£303 in my pocket not their's, husbands claim is in january so wont be long now.
Thanks to everyone for all their help you are diamonds.
Last edited by puffinstuff; 12th December 2006 at 01:11.
Reason: Money actually arrived in account today not tomorrow
| |
| |
Do your Internet search here:
The Consumer Action Group and The Bank Action Group are registered trademarks
Reclaim the Right Ltd. - reg.05783665 in the UK
reg. office:- 923 Finchley Road,
London,
NW11 7PE
Search Engine Friendly URLs by vBSEO 3.0.0 RC6 © 2006, Crawlability, Inc.
|
Re: Lloyds card concerns dept!!!!!!!!! - **WON** 
