Hi guys,
Just to follow up on what Barty said. I agree with him to a certain extent.
You have proof you posted `a letter` to LLoyds, but you can`t prove the content of the letter.
We had the same problem with my own Request For Payment and also my girlfriends Subject Access Request with Halifax. It turns out they both got there in the end but they have still never been signed for.
Royal Mail sent us 2 claim packs for our lost letters, but these where 4 page form which we just couldn`t be bothered to fill in.
The best option we now use, is to simply walk into your nearest branch and ask one of the nice customer service people to post it via their Internal Mailing system. Ask for for a Receit and tell them it`s a Letter Before Action and they will write that on the Receit too.
The day you take it in is your first day. Once they have it, I don`t care what happens to it, you know they have it.
Hope this helps.
By the way, I received the £750 carrot into my bank, but haven`t got around to claiming back the other £180 they owe me.
We have decided to let the Financial Ombudsman tackle my girlfriends claim with the Halifax. We sent the Subject Access Request, then the Prelim, then the LBA which they ignored. So, here`s waiting.
Good luck with your claim.
Neil
