consumer forums consumerforums Total Bank Charges Returned : £16595128 to 9717 people. The Consumer Forums  
Bank Charges Refunds Survey | 'Buddy' System | Get an email address | Site Map | Registration Problems | FAQ
CAG Products - We think that these will help you to make your claim or Reclaim your Right

These sales also help us to keep helping YOU and keeps this site free of third party adverts!

Small Claims Kit Small Claims Court Guide
**New Edition**
CallBurner - Skype
CallRecorder Review
Last Will & Testament Kit Fight a Motoring Ticket
 
Alternatively you could purchase a CAG email address here, or maybe you'd prefer our address labels here


UPDATE: Consumer Forums ConsumerWiki is now LIVE - click here: ConsumerWiki

N.B. Please note - due to postage costs these products are only available in the U.K.



Consumer Action Group envelope labels
You are part of a community of over 195,000 people.
Let your bank know that you won't give in.
Display one of our labels on your envelopes.
Full description here
Sheet of 20 self-adhesive envelope labels
£3.50 inc p&p





Reclaim the Right!
The Lawpack Small Claims Kit contains everything you need to get your bank charges refund. Sample forms, Instruction manual, template forms and an entire set of court forms in .PDF format on CDRom.

Just type in the details of your claim and print them out.


Reclaim the Right!


Sue your bank as often as you like with one Lawpack!!

With a Lawpack and Patricia Pearl’s book on Small Claims, you have everything you need to get your unfair bank charges refunded or assert other consumer rights.
(England & Wales only)

CAG Forum Users Price £11.99
(click image to buy)
Plus £1 P&P



Reclaim the Right!


New Edition
Small Claims Procedure by Judge Patricia Pearl
An excellent guide for the layperson
Not for use in Scotland
Read BF's Review Here




Stand up to Telephone Harassment

If you use Skype -
Record your phone calls with CallBurner
It's Hot!

Click below to download your
14 day trial copy
CallBurner
Skype CallRecorder download


Read the
Explanation and review here
£31.96 - includes 20% CAG discount
(normally £39.95)

We've managed to negotiate a discount for CAG Users on DIY 'Willpacks'


Click on the image to purchase a Wills kit - £12.99 + £1.00 pp

Remember...you can't take your reclaimed bank charges with you ;-)



Do your Internet search here



Reclaim the Right Ltd. - reg.05783665 in the UK
reg. office:- 923 Finchley Road London NW11 7PE
Do your Internet search here:-

  CAG Announcements
 
Welcome Guest
Please register
Registration is free
There are no charges for using any of the facilities of this website.
If this is your first visit, be sure to check out the FAQ. You will have to register before you can post. To start viewing messages, select the forum that you want to visit from the selection below.
You will also have to register to access our template letters and claims forms
registration is free
Are you being threatened over debts more than 6 years old?
This may be unfair
See our new Unfair Trading Guide
Bought an extended warranty?
Not satisfied?
The warranty may be an example of unfair trading
See our new Unfair Trading Guide
Have you been defaulted?
Would you like to clean up your credit file?
Check it out
Are you a victim of unfair trading?
Check it out
The Consumer Protection from Unfair Trading Regs 2008
Have you been defaulted?
Would you like to clean up your credit file?
Check it out
 
Bank Action Group Debt Action Group
 

Go Back   The Consumer Forums > The Consumer Forums
The Bank Action Group - against unlawful bank charges
> Lloyds Bank

Lloyds Bank Meet other Lloyds Bank customers who have also been faced with excessive unfair bank charges. Exchange encouragement and information about getting your bank charges refunded


Welcome to The Consumer Action Group

and
The Bank Action Group


Before beginning to claim your bank charges be sure to read the FAQ by clicking the link above. Read it carefully and also read as much of the forum material as you can manage before you start claiming your bank charges refund. You will have to register before you can post or view the materials which may assist you in reclaiming your penalty charges: click the register link above to proceed. To start viewing messages, select the forum that you want to visit from the selection below. Understand what you are doing and you will be able to Reclaim the Right more effectively.

Why don't you come and introduce yourself in the Welcome section at the top of the forum. Then have a look around the rest of it.
Do not post or start claiming until you have read the entire FAQ section and step by step guides and you have a good basic idea of what to do and of the layout of the forum.
Good luck claiming your bank charges.
We strongly suggest that you register under a UserID and not your own name

Reply
 
LinkBack Thread Tools
Old 17th July 2006, 00:26   #21 (permalink)
clp10dex
Basic Account Customer
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Jun 2006
Posts: 42
clp10dex Novitiate
Question Re: clp v lloyds tsb

Hi again.

Right, LBA letter all ready to go. Am confident where this letter should be sent to, Customer Service Recovery Centre, 125 Colmore Row, Birmingham. B3 3SF, BUT prelim letter response was from a Mandy Horton, Assistant Manager. Should I address my LBA letter back to her as it suggests (last paragraph - if I have not heard back from you by 1st september............) or is there a more senior person there that is generally better used at this stadge? Thanks.
clp10dex is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 17th July 2006, 00:35   #22 (permalink)
Michael Browne
Platinum Account Customer
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Apr 2006
Posts: 11,628
Michael Browne AuthoritativeMichael Browne AuthoritativeMichael Browne AuthoritativeMichael Browne AuthoritativeMichael Browne AuthoritativeMichael Browne AuthoritativeMichael Browne AuthoritativeMichael Browne AuthoritativeMichael Browne AuthoritativeMichael Browne AuthoritativeMichael Browne Authoritative
Default Re: clp v lloyds tsb

Mandy Horton is fine
Michael Browne is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 17th July 2006, 00:39   #23 (permalink)
clp10dex
Basic Account Customer
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Jun 2006
Posts: 42
clp10dex Novitiate
Wink Re: clp v lloyds tsb

Thanks, letter in the post tomorrow - here we go!
clp10dex is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 8th October 2006, 22:38   #24 (permalink)
clp10dex
Basic Account Customer
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Jun 2006
Posts: 42
clp10dex Novitiate
Default Re: clp v lloyds tsb

Hi, I need some advise. Haven't been dealing with this as have had one or two pressing family issue's to attend to over the past few months. Would like to proced with my letter (see previous thread) as soon as possible. Can someone just remind me, have I left it too late to just continue as I was or due to the time delay do I have to start again?. thanks
clp10dex is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 13th October 2006, 23:25   #25 (permalink)
clp10dex
Basic Account Customer
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Jun 2006
Posts: 42
clp10dex Novitiate
Default Re: clp v lloyds tsb

Hi, looking for answer to my previous thread, can anyone out there help me?
clp10dex is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 13th October 2006, 23:35   #26 (permalink)
Michael Browne
Platinum Account Customer
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Apr 2006
Posts: 11,628
Michael Browne AuthoritativeMichael Browne AuthoritativeMichael Browne AuthoritativeMichael Browne AuthoritativeMichael Browne AuthoritativeMichael Browne AuthoritativeMichael Browne AuthoritativeMichael Browne AuthoritativeMichael Browne AuthoritativeMichael Browne AuthoritativeMichael Browne Authoritative
Default Re: clp v lloyds tsb

Pick up from where you left off. Hopefully you'll only give them 14 days instead of 3 months!!!
Michael Browne is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 19th February 2007, 00:08   #27 (permalink)
clp10dex
Basic Account Customer
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Jun 2006
Posts: 42
clp10dex Novitiate
Default Re: clp v lloyds tsb

Hi, right I am definately back this time. Have sent my "14 day or will start proceedings" letter today so here we go. Not going to give this up now until we have a favourable result.......favourable result for me that is!

Keep you posted!
clp10dex is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 19th February 2007, 10:01   #28 (permalink)
kazzaw
Classic Account Customer
 
kazzaw's Avatar
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: May 2006
Posts: 344
kazzaw Informativekazzaw Informative
Default Re: clp v lloyds tsb

Have you had any more charges since your original letters?
kazzaw is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 27th February 2007, 00:12   #29 (permalink)
clp10dex
Basic Account Customer
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Jun 2006
Posts: 42
clp10dex Novitiate
Default Re: clp v lloyds tsb

No thankfully not as have since moved all my current account activity to the nationwide building society. Have kept the account open so as I may easily receive my money back, fingers crossed. regards x
clp10dex is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 5th March 2007, 23:32   #30 (permalink)
clp10dex
Basic Account Customer
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Jun 2006
Posts: 42
clp10dex Novitiate
Default Re: clp v lloyds tsb

Hi all,

Have just filed MCOL online, O my god! Have also done the letter to Northampton County Court to enclose schedule of charges to be attached to the particulars of my claim. Do we need to send a letter to the bank to let them know we have filed our claim? Can you please advise anything I need to know or do now as am going mad reading everything and am so worried I will get something wrong.

Also on one of my many trips on this forum I noticed there is a place to log your court number etc, how do I get there please!

Thanks
clp10dex is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 5th March 2007, 23:38   #31 (permalink)
Michael Browne
Platinum Account Customer
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Apr 2006
Posts: 11,628
Michael Browne AuthoritativeMichael Browne AuthoritativeMichael Browne AuthoritativeMichael Browne AuthoritativeMichael Browne AuthoritativeMichael Browne AuthoritativeMichael Browne AuthoritativeMichael Browne AuthoritativeMichael Browne AuthoritativeMichael Browne AuthoritativeMichael Browne Authoritative
Default Re: clp v lloyds tsb

Quote:
Do we need to send a letter to the bank to let them know we have filed our claim?
No
Wait until you receive the Notice of Acknowledgement (not the Notice of Issue) from the court and then send a copy of your schedule to the bank’s solicitors, since they are the ones who will now be dealing with your claim

Dear Sir,

(Your Name) -v- (Bank)
Claim No: ********
Date Issued: xx/xx/xx

Please find enclosed a copy of my schedule of charges relating to the above claim.

Yours sincerely,



Quote:
Also on one of my many trips on this forum I noticed there is a place to log your court number etc, how do I get there please!
PM a Mod with details
Michael Browne is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 6th March 2007, 00:01   #32 (permalink)
clp10dex
Basic Account Customer
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Jun 2006
Posts: 42
clp10dex Novitiate
Default Re: clp v lloyds tsb

Hi,

didn't think anyone would still be awake!

Could you just advise please, will we receive the Notice of Acknowledgement through the post or by email? and how do I PM a moderator, I managed to get to this before but I can't seem to get to it now. Sorry about this seemingly daft questions but I'm amazed we've got to this point without much advice so bare with us!

thanks
clp10dex is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 6th March 2007, 01:26   #33 (permalink)
Michael Browne
Platinum Account Customer
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Apr 2006
Posts: 11,628
Michael Browne AuthoritativeMichael Browne AuthoritativeMichael Browne AuthoritativeMichael Browne AuthoritativeMichael Browne AuthoritativeMichael Browne AuthoritativeMichael Browne AuthoritativeMichael Browne AuthoritativeMichael Browne AuthoritativeMichael Browne AuthoritativeMichael Browne Authoritative
Default Re: clp v lloyds tsb

Quote:
will we receive the Notice of Acknowledgement through the post
Yes

Moderators & Site Helpers: List of
http://www.consumeractiongroup.c o....memberlist.php
Click on a Mod's name(green) and then 'Send Private Message'
Michael Browne is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 11th March 2007, 21:41   #34 (permalink)
clp10dex
Basic Account Customer
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Jun 2006
Posts: 42
clp10dex Novitiate
Default Re: clp v lloyds tsb

Hi,

Just to update, have received the notice of issue on Thursday 8th March. It confirms that this claim was issued on 6th March and it says that it will be deemed to be served on the 11th March (which I think will be the 12th as the 11th is today, sunday). The defendant, Lloyds Tsb, has until 25th March to reply. I have filed my claim for £2,502.49p and to all those just starting a claim it cost me £120 with the court.

Will keep you updated!
clp10dex is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 14th March 2007, 15:30   #35 (permalink)
clp10dex
Basic Account Customer
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Jun 2006
Posts: 42
clp10dex Novitiate
Default Re: clp v lloyds tsb

Hi

Can someone please help me! I have received a letter from Lloyds tsb today, Jamie O'Neil who is the Assistant Manager at the Customer Service Recovery Centre in Birmingham. It is a "Thank you for getting in touch with us again, I am sorry you are still unhappy about your account charges" letter. I have already filed my case with the court and had my notice of issue (see notes above) so what is this as it's not, I don't think, a defence? What do I do now, am I still waiting for the 25th March or do I need to do something now? Sorry but am a bit confused, PLEASE HELP ASAP!!!!!

Thanks clp10dex
clp10dex is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 14th March 2007, 16:11   #36 (permalink)
Michael Browne
Platinum Account Customer
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Apr 2006
Posts: 11,628
Michael Browne AuthoritativeMichael Browne AuthoritativeMichael Browne AuthoritativeMichael Browne AuthoritativeMichael Browne AuthoritativeMichael Browne AuthoritativeMichael Browne AuthoritativeMichael Browne AuthoritativeMichael Browne AuthoritativeMichael Browne AuthoritativeMichael Browne Authoritative
Default Re: clp v lloyds tsb

Ignore it, this will be a belated response to your LBA,
Michael Browne is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 14th March 2007, 16:51   #37 (permalink)
clp10dex
Basic Account Customer
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Jun 2006
Posts: 42
clp10dex Novitiate
Default Re: clp v lloyds tsb

Hi there,

is it a bit strange to get this from them at this stadge, it seems as though they maybe a bit confused but I have filed it with the court. Can you just confirm what I am waiting for now, what will happen next or what I need to do. Sorry, but thanks for your help - god knows I need all the help I can get now.
clp10dex is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 14th March 2007, 16:59   #38 (permalink)
Michael Browne
Platinum Account Customer
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Apr 2006
Posts: 11,628
Michael Browne AuthoritativeMichael Browne AuthoritativeMichael Browne AuthoritativeMichael Browne AuthoritativeMichael Browne AuthoritativeMichael Browne AuthoritativeMichael Browne AuthoritativeMichael Browne AuthoritativeMichael Browne AuthoritativeMichael Browne AuthoritativeMichael Browne Authoritative
Default Re: clp v lloyds tsb

Quote:
what I need to do.
Nothing. They have till Mar 25th to acknowledge and then till Apr 8th to submit a defence
Michael Browne is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 14th March 2007, 17:09   #39 (permalink)
clp10dex
Basic Account Customer
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Jun 2006
Posts: 42
clp10dex Novitiate
Red face Re: clp v lloyds tsb

Thanks Michael, I thought that was the case but it doesn't hurt to make sure!.
clp10dex is offline  
Digg this Post!Add Post to del.icio.us