We Need Your Litigation Details!!!!!

[BankFodder]

http://www.consumeractiongroup.co.uk...itigation.html...

[griffin9959]

Hi BF,

I posted my details to a Mod on 29/03/07. The Mod responded on the 31/03/07, confirming they had been posted. I cannot see my details listed in your spreadsheet; in moving from the old to the new system have our records gone astray, is there a techy type problem? Users such as myself may alreday think you have our details . I tried to PM the full detail to you but your box is full

Regards,
Griffin

[dancecreations]

Lloyds TSB owed me charges to the amount of £1652-00. They paid me £750 but I decided to make a claim in court for the rest - £900.
They have now filed a defence and I have filled in the AQ.

[welshlady]

hi, i applyed to the mcol on the 25th aprill, i have recieved a responce from them stating that the claim will be issued by the 30th aprill. i am reclaiming £800 and it cost me £80 in fees on the mcol. lloyds have untill the 14th to put a defence in. so far i havent heard any thing. good luck to all

[onemoref1]

After my LBA was sent to Lloyds I heard nothing for a month so I filed my claim using the online system for £3668.05 which included the 8% interest.On the same day that i claimed lloyds paid £750.00 into my account as a goodwill gesture.I wrote to them asking them not to credit that amount & if they did nothing then the payment would be deemed to be a partial settlement and that I would pursue them for the rest.My claim Number is 7ZQ58607 and was served on May 1st. they had until yesterday to file a defence which they did at the last minute and they are disputing the whole claim. What now?

	County Court guidebook by Judge Patricia Pearl Follow this link to read the review of this excellent Small Claims Guidebook. This comprehensive and very accessible guide will take you through the process of suing or defending a claim. This guide will help you take control of your litigation and make you more confident about doing it yourself. Applies to England and Wales

	Small Claims kit by Lawpack Sue your bank as many times as you like with just one Small Claims kit by Lawpack. Follow this link to read the review. The kit contains everything you need: instruction manual, templates, examples, forms and a comprehensive CDRom. Applies to England and Wales

	Are you letting your bank keep your money Are you giving away thousands of pounds?? Many people aren't claiming all of the money they are entitled to when they make their bank charges claims. You have been forced to pay unfair bank charges. Have you forgotten that your bank has charged you inteest on those charges? If you are overdrawn and the bank owes you charges - then your overdraft is made up of charges - money which you bank owes you. Yet you are paying interest to the bank - on your own money!!! Follow this link to see the discussions on this. You might even double th size of your claim.

[BARTY]

Originally Posted by onemoref1

After my LBA was sent to Lloyds I heard nothing for a month so I filed my claim using the online system for £3668.05 which included the 8% interest.On the same day that i claimed lloyds paid £750.00 into my account as a goodwill gesture.I wrote to them asking them not to credit that amount & if they did nothing then the payment would be deemed to be a partial settlement and that I would pursue them for the rest.My claim Number is 7ZQ58607 and was served on May 1st. they had until yesterday to file a defence which they did at the last minute and they are disputing the whole claim. What now?

Hi
You will then receive a copy of their defence and you may receive an Allocation Questionnaire to fill in. These links will help you to fill it in if you get one:
Draft Order for Allocation Questionnaires

http://www.consumeractiongroup.co.uk...ompletion.html

If you don't get an AQ, read this:
Is your court dispensing with the Allocation Questionnaire?

Also you should start up your own thread, then you can ask any questions and keep us updated on it.
Good luck!
Barty

	County Court guidebook by Judge Patricia Pearl Follow this link to read the review of this excellent Small Claims Guidebook. This comprehensive and very accessible guide will take you through the process of suing or defending a claim. This guide will help you take control of your litigation and make you more confident about doing it yourself. Applies to England and Wales

[fortyniner]

We were pretty much stonewalled by Lloyds when we requested a refund of the £2,225 they had ripped out of my wife's account over the past 5 years (the Data Protection Act information did not cover 'year 1' despite two further requests for this info). My wife filed a claim for £3093.24 in Taunton County Court last week, to include estimated charges for the 'missing' year plus interest plus the court fee. This was deemed to be served on the 20th.

I have now received what looks like Lloyds standard response as soon as they get notice of claims, i.e. an offer of about 25% of the claimed amount (in this case, £750) in 'full and final settlement'. I don't want to accept this but am becoming worried about possibly having to go up in person against a corporate lawyer and argue what is and what is not, a penalty charge vs. a 'fee' for services, and whether or not a 'breach of contract' is involved when a penalty charge is incurred, which seems to be the crux of the recent Berwick case. I wouldn't really know how to go about this at all and doubt my competance to manage it successfully against a trained 'legal eagle'.

	County Court guidebook by Judge Patricia Pearl Follow this link to read the review of this excellent Small Claims Guidebook. This comprehensive and very accessible guide will take you through the process of suing or defending a claim. This guide will help you take control of your litigation and make you more confident about doing it yourself. Applies to England and Wales

	Bank Charges You should have started your claim for your bank charges by now. Don't wait. You should send your bank a Subject Acess Request asking for all personal data they hold on you - not just statements. You should calculate all of your bank charges and related interest as far back as 1995. You should send your bank a demand for a refund giving them 7 days. You should commence your legal action adding 8% statutory interest. If you wait for the outcome of the test case, you may not be able to claim like this. you may not be able to claim interest. You may only be offered the difference between the charge and the OFT "fair charge". The repayment scheme will try to limit you to refinds from 2001 only. A repayment scheme will not deal with any bank charges related defaults on the credit register whereas in a court action you can ask for these to be removed and to be compensated for the damage caused to you and your family by them. You should also write to the bank and to the CRA and put all charges related credit entries in disupte and warn them that you will want them removed from the Register when the test case is over. Warn them also that you are likely to be seeking compensation for these wrongful data entries. Full and final settlement Have you previously accepted a partial repayment of your bank charges in full settlement? You will still be able to claim the rest of your money back after the Test case is decided. Get all your information back to 1995 and put in your claim now.

	Are you letting your bank keep your money Are you giving away thousands of pounds?? Many people aren't claiming all of the money they are entitled to when they make their bank charges claims. You have been forced to pay unfair bank charges. Have you forgotten that your bank has charged you inteest on those charges? If you are overdrawn and the bank owes you charges - then your overdraft is made up of charges - money which you bank owes you. Yet you are paying interest to the bank - on your own money!!! Follow this link to see the discussions on this. You might even double th size of your claim.

[Soap]

Originally Posted by BankFodder

http://www.consumeractiongroup.co.uk...itigation.html...

BF: I submitted my claim on 8th May 2007, rec'd a Notice of Issue stating my claim will be deemed to be served on 13th May and that Lloyds have until 27th May to reply.

This morning I rec'd Notice of Acknowledment of Service, in the Northampton County Court [I live in London] stating that Lloyds intend to defend all of the claim and that they have 28 days from the date of service of the claim to file their defence. This takes us to June 11th.

What should I be doing at this point? I've read through what I'll need to go to court and am trying to find T&Cs from before 2000 [not an easy task] to put into my bundle.

Do I just wait for their defence?

Thanks in advance,

Soap.

	County Court guidebook by Judge Patricia Pearl Follow this link to read the review of this excellent Small Claims Guidebook. This comprehensive and very accessible guide will take you through the process of suing or defending a claim. This guide will help you take control of your litigation and make you more confident about doing it yourself. Applies to England and Wales

[griffin9959]

Soap, time to study hard

No seriously, you may soon receive an Allocation Questionaire (AQ) - its what the court uses to determine which track your case should follow. For more infor take a look at

http://www.consumeractiongroup.co.uk...ompletion.html

New strategy for Allocation Questionnaires


However, you may not receive an AQ, in which case try here

Is your court dispensing with the Allocation Questionnaire?

then here

http://www.consumeractiongroup.co.uk...ate-guide.html

Hope that helps

~S~
Griffin

[Scottie's Mum]

I have 2 Lloyds TSB claims which have been transferred to my local court (Colchester).
1 for just over £4,000, the other for just over £2,000.

Both have received identical defence from Lloyds, and I am now awaiting a court date. The court have not requested the Allocation Questionnaire, although reading on here, think I will do the draft one from Bankfodder anyway.

When I rang the court, was told might get looked at in couple of weeks, then a date allocated. Is there anything I can do to speed this up??

Also, do you require any more info, will probably need some help as court date looms..... have an 8 week old baby so only just getting back focussed on this again!!

Thanks

	County Court guidebook by Judge Patricia Pearl Follow this link to read the review of this excellent Small Claims Guidebook. This comprehensive and very accessible guide will take you through the process of suing or defending a claim. This guide will help you take control of your litigation and make you more confident about doing it yourself. Applies to England and Wales

[saversarn]

Hello can someone please help me?
I am due in court on 29th June Lloyds TSB, I'm not sure how to inform a moderator but have been getting together a bundle, I am having trouble finding relevent terms and conditions even using that archive website (I am possibly staring them in the face with out realising!!) My account was a gold account in 2001 changed to a platinum in Aug 2004.
I would love some help and advice if any is forthcoming.
Thanks

[Soap]

Originally Posted by saversarn

Hello can someone please help me?
I am due in court on 29th June Lloyds TSB, I'm not sure how to inform a moderator but have been getting together a bundle, I am having trouble finding relevent terms and conditions even using that archive website (I am possibly staring them in the face with out realising!!) My account was a gold account in 2001 changed to a platinum in Aug 2004.
I would love some help and advice if any is forthcoming.
Thanks

I am after the exact same T&Cs; same dates too. I've actually written to the bank and asked them to provide duplicate information on the terms applicable to my account. Whether they will or not remains to be seen, but at least I can say that I have. If they refuse, I think it adds strength to my case. May be worth your firing off a letter in advance of your court date.

Soap.

[saversarn]

Thanks I will

[recdel]

I went to MCOL and issued for £7791+Interest = £9,637 against Nat West - On the same day I did this I received a standard letter from Nat West saying they were "considering" my claim and that it would take 6-7 weeks for a reply.

Am now getting ready to defend if they choose not to make me an offer.

	Are you letting your bank keep your money Are you giving away thousands of pounds?? Many people aren't claiming all of the money they are entitled to when they make their bank charges claims. You have been forced to pay unfair bank charges. Have you forgotten that your bank has charged you inteest on those charges? If you are overdrawn and the bank owes you charges - then your overdraft is made up of charges - money which you bank owes you. Yet you are paying interest to the bank - on your own money!!! Follow this link to see the discussions on this. You might even double th size of your claim.

[mumof4by1996]

I know this is a stupid question but how do you PM your litigation details to a MOD?

[MarkinLondon]

Lloyds have blinked.

Just checked online and they've paid £1679 (full amount plus interest plus court fee) into my account.

Still got another account which is going through the process at the moment.

	Are you letting your bank keep your money Are you giving away thousands of pounds?? Many people aren't claiming all of the money they are entitled to when they make their bank charges claims. You have been forced to pay unfair bank charges. Have you forgotten that your bank has charged you inteest on those charges? If you are overdrawn and the bank owes you charges - then your overdraft is made up of charges - money which you bank owes you. Yet you are paying interest to the bank - on your own money!!! Follow this link to see the discussions on this. You might even double th size of your claim.

[welshlady]

hi, im not sure if this letter means i should turn up in court or if i just need to send the info they ask for could you take a look
before deputy district judge roozw sitting at bradfor county court, the law courts, exchange, bradford
upon the courts own mention
it is ordered that
1. by 4.00 pm 6th july the claimant do file and serve the defendant the following further information;
a. on what dates did the defendant levy the charges complained of
b. how much were they
c. whaqt reason was given ( e.g. unauthorised overdraft)
d. was the amount charged in accordance with the defedants terms of business at the time it was charged
e. what does the claimant say a fair charge should have been
f. how does the claimant calculate that a fair charge
2. in default, this claim will be struck out .
3. on compliance this file will be considered further by a distric judge and further directions given

	County Court guidebook by Judge Patricia Pearl Follow this link to read the review of this excellent Small Claims Guidebook. This comprehensive and very accessible guide will take you through the process of suing or defending a claim. This guide will help you take control of your litigation and make you more confident about doing it yourself. Applies to England and Wales

	Are you letting your bank keep your money Are you giving away thousands of pounds?? Many people aren't claiming all of the money they are entitled to when they make their bank charges claims. You have been forced to pay unfair bank charges. Have you forgotten that your bank has charged you inteest on those charges? If you are overdrawn and the bank owes you charges - then your overdraft is made up of charges - money which you bank owes you. Yet you are paying interest to the bank - on your own money!!! Follow this link to see the discussions on this. You might even double th size of your claim.

[suzanne186]

I have sent my details to the administrator but they do not appear to be on the LTSB litigation list
suzanne186, claim no 7SF02720, claiming £9222.80 (includes int) await court date sent AQ on 28/6/07

	County Court guidebook by Judge Patricia Pearl Follow this link to read the review of this excellent Small Claims Guidebook. This comprehensive and very accessible guide will take you through the process of suing or defending a claim. This guide will help you take control of your litigation and make you more confident about doing it yourself. Applies to England and Wales

[crystalcag]

Here are my litigation details. We've been asked to post to a mod BUT I have searched for a a mod. who can accept mail for about an hour now... with no sucess. I must be looking in the wrong place!! So I hope posting here will be ok. If not could someone give me details of who to post to? Thanks



crystalcag vs Lloyds tsb
#7EX02221 Exeter
£4,506.88 (inc cont. int)
served 4th July 2007

[lanzarote]

I am also struggling with finding a mod to post to so also herewith my litigation details:
lanzarote vs Lloyds TSB
7QZ21273 Warrington
£4023.37
served 21/2/07