consumer forums consumerforums Total Bank Charges Returned : £17,500,569 to 10384 people.

Bank Charges Refunds Survey | 'Buddy' System | Get an email address | Registration Problems | FAQ
The Consumer Forums  

CAG Products - We think that these will help you to make your claim or Reclaim your Right

These sales also help us to keep helping YOU and ensure this site will remain free to use!

Small Claims Kit-- Small Claims Court Guide
**New Edition**
Consumer Action Group envelope labels Last Will & Testament Kit Fight a Motoring Ticket
 
Alternatively you could purchase a CAG email address here, or maybe you'd prefer our address labels here


UPDATE: Consumer Forums ConsumerWiki is now LIVE - click here: ConsumerWiki

Patricia Pearl - Small Claims Procedure - A Practical Guide
An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.
£17.10 + £1 (P&P)

Lawpack - Small Claims Kit
Contains everything you need to sue your bank (or anyone else) including sample forms, instruction manual, templates, and an entire set of court forms in PDF format on CD Rom.
£10.99 + £1 (P&P)

Last Will and Testament Kit
Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.
£12.99 + £1 (P&P)

Fight a Motoring Ticket Kit
All the templates and documents that you need to challenge your speeding ticket, parking fine - with advice from one of the UK’s leading motor offence solicitors
£9.99 + £1 (P&P)


Go Back   The Consumer Forums > The Consumer Forums
The Bank Action Group - against unlawful bank charges
> Lloyds Bank

  CAG Announcements
 
Welcome Guest
Please register
Registration is free
There are no charges for using any of the facilities of this website.
If this is your first visit, be sure to check out the FAQ. You will have to register before you can post. To start viewing messages, select the forum that you want to visit from the selection below.
You will also have to register to access our template letters and claims forms
registration is free
Are you being threatened over debts more than 6 years old?
This may be unfair
See our new Unfair Trading Guide
eBay buyer?
Buy more cheaply
Win more often
ConsumerSniper.com
Have you been defaulted?
Would you like to clean up your credit file?
Check it out
Ebay buyer?
ConsumerSniper
Free unlimited bids and eBay tools
Have you been defaulted?
Would you like to clean up your credit file?
Check it out
 
 

Lloyds Bank Meet other Lloyds Bank customers who have also been faced with excessive unfair bank charges. Exchange encouragement and information about getting your bank charges refunded

Reply
 
LinkBack (17) Thread Tools
Old 14th April 2007, 16:42   17 links from elsewhere to this Post. Click to view. #1 (permalink)
Platinum Account Customer
 
GaryH's Avatar
 
Where else can you earn 8% interest on your money?
Start your County Court claim NOW!!!

Cagger since : May 2006
Posts: 6,570
GaryH AuthoritativeGaryH AuthoritativeGaryH AuthoritativeGaryH AuthoritativeGaryH AuthoritativeGaryH AuthoritativeGaryH AuthoritativeGaryH AuthoritativeGaryH AuthoritativeGaryH AuthoritativeGaryH Authoritative
Default GOT A COURT DATE? Important, please read......

Preparing for Court

Its highly unlikely that your claim will get as far as court, but even so, you should still prepare exactly as you would if you knew it was going to - I.e. get a good, solid bundle in ON TIME, and make sure that you know your arguements. Particularly in relation to Lloyds service charge defence. Read this thread -

The issues raised by Llloyds bank defences and claiming beyond 6 yrs

What to include in your bundle

Clearly this will depend to a certain extent upon which specific directions have been ordered (see this thread), but, IN ADDITION to everything else which you would normally submit, you should include;

1) A detailed Witness Statement, which specifically includes arguements which tackle the service charge arguement and "cloaking". The new Lloyds witness statement is now in the templates library, here -

Lloyds Witness statement

2) Your account T&C's. Ideally those from when the account was opened, and covering right through to the present day. If you haven't got them, attempt to get them from your branch or the Lloyds website.

We now have a T&C library up and running. Here -

http://www.consumeractiongroup.co.uk...-progress.html

This is by no means complete though and we still need lots more. Please continue to try to obtain any and scan them to us using the e-mail address in my sig. If a postal address is required please PM me.

3) The full OFT report. No need to print out the whole thing, but you do need the front cover, section 1 "overview" and most importantly, section 4.21 "Disguised penalties". You should put this in INSTEAD of the OFT report summary from the Basic Bundle in the templates library.

Plus, the OFT report "Anayasis of Unfair Terms in Schedule 2". Particulary relevant is section's 5.8 -

Analysis of Unfair Terms in Schedule 2

Plus this -

Scots Law commission report

4) The McNamara interview. The transcript is fine.

5) Any correspondance or documents published by Lloyds which refers to their charges as - "Penalties", "defaults", "imposed when you breach your agreement", etc. Check your old T&C's if you have them and include anything which suggests that the charges are imposed as a result of a breach of your account agreement.

I have a letter in which Martin Orton states that Lloyds' charges exist - "in order that we can recoup our costs". This was in response to a direct request to justify their charges, and no mention was made in the letter of them being any sort of "service charge". Print it off from here to include in your bundles -

Orton letter

Here's another letter which refers to Lloyds charges as covering "staff" and "administrative" expenses -

Admin Costs p1
Admin Costs p2
Admin Costs p3

Simularly, if anyone else finds anything useful such as that, or in their old T&C's, etc, please let me have a copy so I can distribute it for others. Obviously you should block out personal details, and also I am happy to pay any postage costs if necessary.

6) Additional Case Law - See the attachments / link at the foot of this post. These are essential for Lloyds claims.

When you've submitted your bundle

In most cases they will pay around now, but if not, and if they don't submit documents, then on the day of the deadline for submissions (which will be stated on the directions order), you should inform the court of their non-compliance immediately.

Send the letter here -

Directions non-compliance letters

Also, if a court date is imminent you should have a good read of the guidance notes.

Court guidance notes

_________________________ _________________________ ____

Additional case law;

http://www.consumeractiongroup.co.uk...r-trading.html
Attached Files
File Type: doc Bridge_v_Campbell_Discount[1].doc (116.5 KB, 186 views)
File Type: doc Dunlop_Pneumatic_v_New_garage[1].doc (76.0 KB, 146 views)
__________________
Please remember to DONATE! Help CAG keep up the fight!


Any advice or opinion is offered informally & without liability. Use your own judgment and if in doubt seek advice of a qualified and insured professional.

Last edited by GaryH; 8th September 2007 at 18:19. Reason: updating
GaryH is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 14th April 2007, 16:51   #2 (permalink)
Basic Account Customer
 
speedo101's Avatar
 
Free trial on our eBay auction sniper

Cagger since : Jan 2007
Posts: 39
speedo101 Novitiate
Default Re: GOT A COURT DATE? Important, please read......

Hi there
I have a court date on the 10th May but the judge appears to have asked for Lloyds to put in their bundle before I have to have mine in. This is what he put in the notice of allocatiion

Parties to file and serve documents 14 days before the hearing

The original documents shall be brought to the hearing

Defendant do by 4.00pm 10 April 2007 file and serve:

1.an itemised statement showing how each and every item charged is calculated
2.a copy of the contract with the customer
3. skeleton legal arguments if points of law are to be argued relating to punitive and/or unfair contract terms.

Thanks Speedo
__________________
speedo101 is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 14th April 2007, 16:55   #3 (permalink)
Platinum Account Customer
 
GaryH's Avatar
 
Have we helped you? Please help us by making a donation

Cagger since : May 2006
Posts: 6,570
GaryH AuthoritativeGaryH AuthoritativeGaryH AuthoritativeGaryH AuthoritativeGaryH AuthoritativeGaryH AuthoritativeGaryH AuthoritativeGaryH AuthoritativeGaryH AuthoritativeGaryH AuthoritativeGaryH Authoritative
Default Re: GOT A COURT DATE? Important, please read......

Trowbridge, by any chance?

Good order - not quite as good as the draft we propose, but it still requires them to submit things that they would really rather not.

They are in default now - send the non-compliance letter.
GaryH is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 14th April 2007, 17:16   #4 (permalink)
Basic Account Customer
 
speedo101's Avatar
 
Your bank owes you an awful lot more money than you realise See here

Cagger since : Jan 2007
Posts: 39
speedo101 Novitiate
Default Re: GOT A COURT DATE? Important, please read......

No it's Bath but not that far away. So am I right in thinkning that all I have to do is send the non compliance letter (nothing else) to SCAM and the court?

Sorry to be dense but do I need to send both of the letters or just the second because as far as I understand it at the moment I am not supposed to have submitted anything to the court.

Thanks Speedo

Last edited by speedo101; 14th April 2007 at 17:30. Reason: more information
speedo101 is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 14th April 2007, 17:25   #5 (permalink)
Platinum Account Customer
 
GaryH's Avatar
 
We need funds
Please donate something

Cagger since : May 2006
Posts: 6,570
GaryH AuthoritativeGaryH AuthoritativeGaryH AuthoritativeGaryH AuthoritativeGaryH AuthoritativeGaryH AuthoritativeGaryH AuthoritativeGaryH AuthoritativeGaryH AuthoritativeGaryH AuthoritativeGaryH Authoritative
Default Re: GOT A COURT DATE? Important, please read......

You need to get your bundle in by the end of this month - although you may want to hold off for the time being and see what happens. They had to comply with their part by 4 days ago, so I would suspect that they'll pay up pretty soon, or alternatively the judge may even strike out the defence.

For now, just send the (second) non-compliance letter to SC&M and to the court. Remove the bit that says "I can confirm my documents were filed and served......" becouse clearly you haven't yet.

If they haven't settled by the end of next week then you should start to get your bundle up together.
GaryH is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 14th April 2007, 17:32   #6 (permalink)
Basic Account Customer
 
speedo101's Avatar
Default Re: GOT A COURT DATE? Important, please read......

Thanks for that I will get the letter off first thing.
Speedo
speedo101 is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 14th April 2007, 17:53   #7 (permalink)
Basic Account Customer
 
nanaman's Avatar
 
eBay user? Find misspellings and zero-bid items

Cagger since : Mar 2007
Posts: 61
nanaman Novitiate
Default Re: GOT A COURT DATE? Important, please read......

Quote:
Originally Posted by GaryH View Post
It increasingly appears that many claimants are now getting sloppy with regards to bundles and preparing for court. We've seen quite a few threads recently where the claimant hasn't bothered submitting anything becouse its a "waste of time".
I feel too many people see it as a get rich quick scheme I positively fear the thought of the possibility of going to court unprepared !!
nanaman is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 14th April 2007, 23:06   #8 (permalink)
Site Team
 
pt2537's Avatar
 
Free trial on our eBay auction sniper

Cagger since : Jan 2007
I am in: Southampton (actually Eastleigh)
Posts: 11,660
pt2537 Highly authoritativept2537 Highly authoritativept2537 Highly authoritativept2537 Highly authoritativept2537 Highly authoritativept2537 Highly authoritativept2537 Highly authoritativept2537 Highly authoritativept2537 Highly authoritativept2537 Highly authoritativept2537 Highly authoritative
Default Re: GOT A COURT DATE? Important, please read......

Hi Gary,

I just wanted to check 2 things with you,


firstly, in the witness statement it says in paragraph 18

"18. However, and without prejudice to paragraph 18 above, in the event that the charges were accepted by this honourable court as being a fee for a contractual service, I will contend that that they are unreasonable under section 15 of the Supply of Goods and Services Act 1982."

am i right in thinking it should be "However, and without prejudice to paragraph 17 above", not 18? and secondly am i right in thinking that the statement of witness should be sent with the court bundle no matter what or does it only get sent if expressly asked for by the judge in the directions


i just wanted to check these points as i dont want to be ill prepared


thanks

paul
__________________
Got an old Egg Agreement (Pre 2005) then have a look here

Next Directory troubles? a helping had to deal with them here

PLEASE DO NOT PRIVATE MESSAGE ME AND THEN WAIT FOR A REPLY, ESPECIALLY IF YOU NEED URGENT HELP AS YOU MAY NOT GET A REPLY IN TIME


pt2537 is online now  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 15th April 2007, 14:44   #9 (permalink)
Platinum Account Customer
 
GaryH's Avatar
 
Is your bank avoiding its debts
Data disclosure poll

Cagger since : May 2006
Posts: 6,570
GaryH AuthoritativeGaryH AuthoritativeGaryH AuthoritativeGaryH AuthoritativeGaryH AuthoritativeGaryH AuthoritativeGaryH AuthoritativeGaryH AuthoritativeGaryH AuthoritativeGaryH AuthoritativeGaryH Authoritative
Default Re: GOT A COURT DATE? Important, please read......

Quote:
Originally Posted by pt2537 View Post
"18. However, and without prejudice to paragraph 18 above, in the event that the charges were accepted by this honourable court as being a fee for a contractual service, I will contend that that they are unreasonable under section 15 of the Supply of Goods and Services Act 1982."

am i right in thinking it should be "However, and without prejudice to paragraph 17 above", not 18?
Yes your right - I've corrected it, thanks.

Quote:
and secondly am i right in thinking that the statement of witness should be sent with the court bundle no matter what or does it only get sent if expressly asked for by the judge in the directions
Put it in the bundle no matter what.
GaryH is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 15th April 2007, 19:32   #10 (permalink)
Pen
Platinum Account Customer
 
Pen's Avatar
 
Your bank owes you an awful lot more money than you realise See here

Cagger since : Oct 2006
Posts: 1,059
Pen InformativePen Informative
Default Re: GOT A COURT DATE? Important, please read......

Hi Gary.
I gather that I should hold off submitting the bungle till the very last minute. ie no later then 14 days before the hearing, I somehow in my case cannot see Lloyd's paying out before this date so would rather send it sooner rather then later does it matter if I send it sooner. I would much rather know I have done it and sent it and then not have to worry about it.
what do you think, does it make any difference?

Pen
Pen is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 15th April 2007, 19:34   #11 (permalink)
Platinum Account Customer
 
nicsussex's Avatar
 
Watch out, there are Claims Touts about!

Cagger since : Feb 2006
Posts: 2,970
nicsussex Informativenicsussex Informativenicsussex Informative
Default Re: GOT A COURT DATE? Important, please read......

Quote:
Originally Posted by Pen View Post
I gather that I should hold off submitting the bungle
Really wouldn't recommend submitting a bungle at all!
nicsussex is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 15th April 2007, 19:59   #12 (permalink)
Basic Account Customer
 
nanaman's Avatar
 
Your bank owes you an awful lot more money than you realise See here

Cagger since : Mar 2007
Posts: 61
nanaman Novitiate
Default Re: GOT A COURT DATE? Important, please read......

Yes the sight of a big brown humanoid type Bear in an envelope would be most distressing.......




sorry
nanaman is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 16th April 2007, 06:57   #13 (permalink)
Platinum Account Customer
 
GaryH's Avatar
 
Try our eBay sniping service

Cagger since : May 2006
Posts: 6,570
GaryH AuthoritativeGaryH AuthoritativeGaryH AuthoritativeGaryH AuthoritativeGaryH AuthoritativeGaryH AuthoritativeGaryH AuthoritativeGaryH AuthoritativeGaryH AuthoritativeGaryH AuthoritativeGaryH Authoritative
Default Re: GOT A COURT DATE? Important, please read......

Hi Pen,

To be honest I always think its better to get it in early. It saves any last minute rushing around, for one thing, but also a bundle arriving at SC&M might just be the kick up the bum they need to settle.

Would you like me to send you the Martin Orton letter?
GaryH is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 16th April 2007, 08:10   #14 (permalink)
Basic Account Customer
 
We need funds
Please donate something

Cagger since : Jul 2006
I am in: Cambridgeshire
Posts: 13
socrates333 Novitiate
Default Re: GOT A COURT DATE? Important, please read......

Hi GaryH

Sorry to jump in, but I submitted my AQ with draft order of directions, and now have a notice of a pre trial review on 7th June (Cambridge). Do I need to prepare the bundle for this court date, if not is there anything else I need to prepare?

Thanks
Soc
socrates333 is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 16th April 2007, 09:50   #15 (permalink)
Pen
Platinum Account Customer
 
Pen's Avatar
 
eBay user? Find misspellings and zero-bid items

Cagger since : Oct 2006
Posts: 1,059
Pen InformativePen Informative
Default Re: GOT A COURT DATE? Important, please read......

Hi Gary, yes please. I have also copied your witness statement from the first post, once i have it all together i will touch base with you again just to make sure i have everything before sending it.

Thanks
PEN
(where I got bungle from I don't know, not watched rainbow in years)
Pen is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 16th April 2007, 12:44   #16 (permalink)
Platinum Account Customer
 
GaryH's Avatar
 
eBay user? Find misspellings and zero-bid items

Cagger since : May 2006
Posts: 6,570
GaryH AuthoritativeGaryH AuthoritativeGaryH AuthoritativeGaryH AuthoritativeGaryH AuthoritativeGaryH AuthoritativeGaryH AuthoritativeGaryH AuthoritativeGaryH AuthoritativeGaryH AuthoritativeGaryH Authoritative
Default Re: GOT A COURT DATE? Important, please read......

Yep, no problem.
GaryH is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 16th April 2007, 12:47   #17 (permalink)
Site Team
 
pt2537's Avatar
 
Watch out, there are Claims Touts about!

Cagger since : Jan 2007
I am in: Southampton (actually Eastleigh)
Posts: 11,660
pt2537 Highly authoritativept2537 Highly authoritativept2537 Highly authoritativept2537 Highly authoritativept2537 Highly authoritativept2537 Highly authoritativept2537 Highly authoritativept2537 Highly authoritativept2537 Highly authoritativept2537 Highly authoritativept2537 Highly authoritative
Default Re: GOT A COURT DATE? Important, please read......

Hi GaryH

im curious,i hope you dont mind me asking but what is the martin orton letter about?

regards

paul
__________________
Got an old Egg Agreement (Pre 2005) then have a look here

Next Directory troubles? a helping had to deal with them here

PLEASE DO NOT PRIVATE MESSAGE ME AND THEN WAIT FOR A REPLY, ESPECIALLY IF YOU NEED URGENT HELP AS YOU MAY NOT GET A REPLY IN TIME


pt2537 is online now  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 16th April 2007, 18:38   #18 (permalink)
Platinum Account Customer
 
GaryH's Avatar
 
Where else can you earn 8% interest on your money?
Start your County Court claim NOW!!!

Cagger since : May 2006
Posts: 6,570
GaryH AuthoritativeGaryH AuthoritativeGaryH AuthoritativeGaryH AuthoritativeGaryH AuthoritativeGaryH AuthoritativeGaryH AuthoritativeGaryH AuthoritativeGaryH AuthoritativeGaryH AuthoritativeGaryH Authoritative
Default Re: GOT A COURT DATE? Important, please read......

I got into a protracted but ultimately pointless exchange of correspondance with him last year, when I was absolutely fuming about being charged what turned out to be a total of around £200 for being a quid short on a S/O payment. In one letter I directly demanded that he justify Lloyds charges - the response mentioned nothing of service charges, only that the charges are to recoup their costs. This is obviously a pretty significant contradiction to the usual party line and so it makes a useful addition to a court bundle.

PM me your e-mail and I'll send you a scan if you like.
GaryH is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 16th April 2007, 21:35   #19 (permalink)
Platinum Account Customer
 
GaryH's Avatar
 
Try our eBay sniping service

Cagger since : May 2006
Posts: 6,570
GaryH AuthoritativeGaryH AuthoritativeGaryH AuthoritativeGaryH AuthoritativeGaryH AuthoritativeGaryH AuthoritativeGaryH AuthoritativeGaryH AuthoritativeGaryH AuthoritativeGaryH AuthoritativeGaryH Authoritative
Default Re: GOT A COURT DATE? Important, please read......

Quote:
Originally Posted by socrates333 View Post
Hi GaryH

Sorry to jump in, but I submitted my AQ with draft order of directions, and now have a notice of a pre trial review on 7th June (Cambridge). Do I need to prepare the bundle for this court date, if not is there anything else I need to prepare?

Thanks
Soc
Sorry Soc, I missed this somehow.

No need for a full bundle. Treat it as a prelim hearing - http://www.consumeractiongroup.co.uk...tml#post553523

You could send the draft order to Lloyds to be agreed in advance of the review. They will probably not respond, but it may prompt them into settling or at very least it'll show the court that they're uncooperative. See this thread - maryt v lloyds - trying to get it right
GaryH is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 17th April 2007, 07:41   #20 (permalink)
Platinum Account Customer
 
GaryH's Avatar
Default Re: GOT A COURT DATE? Important, please read......

Bumpty-bump!
GaryH is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Reply


Thread Tools


LinkBacks (?)
LinkBack to this Thread: http://www.consumeractiongroup.co.uk/forum/lloyds-bank/82148-got-court-date-important.html
Posted By For Type Date
Lloyds Witness Statement - Consumer Wiki This thread Refback 11th January 2008 03:05
Lloyds Bank Wins Bank Charges Case - 17/05/2007 This thread Refback 25th November 2007 15:20
Untitled document This thread Refback 2nd November 2007 13:49
Has anyone had their case stay suspended? - MoneySavingExpert.com Forums This thread Refback 10th September 2007 18:10
LloydsTSB (merged) - Page 171 - MoneySavingExpert.com Forums This thread Refback 19th July 2007 16:11
LloydsTSB (merged) - Page 187 - MoneySavingExpert.com Forums This thread Refback 28th June 2007 16:05
LloydsTSB (merged) - Page 186 - MoneySavingExpert.com Forums This thread Refback 27th June 2007 13:25
LloydsTSB (merged) - Page 177 - MoneySavingExpert.com Forums This thread Refback 20th June 2007 12:28
LloydsTSB (merged) - Page 171 - MoneySavingExpert.com Forums This thread Refback 13th June 2007 14:10
LloydsTSB (merged) - Page 158 - MoneySavingExpert.com Forums This thread Refback 31st May 2007 11:33
LloydsTSB (merged) - Page 158 - MoneySavingExpert.com Forums This thread Refback 31st May 2007 11:19
UK News, World News and Business News. The First for breaking global News! This thread Refback 18th May 2007 08:53
Lloyds Bank Wins Bank Charges Case - 17/05/2007 This thread Refback 18th May 2007 08:39
Lloyds Bank Wins Bank Charges Case - 17/05/2007 This thread Refback 18th May 2007 08:16
LloydsTSB (merged) - Page 86 - MoneySavingExpert.com Forums This thread Refback 29th April 2007 19:34
Lloyds Bank - Consumer Action Group This thread Refback 26th April 2007 11:17
LloydsTSB (merged) - Page 87 - MoneySavingExpert.com Forums This thread Refback 25th April 2007 02:09


Similar Threads
Thread Thread Starter The Consumer Forums Replies Last Post
~~~**IMPORTANT** Mortgage Claimants ~ PLEASE READ ~~ zootscoot Mortgage companies 301 26th November 2007 18:17
Bailiffs Forcing Entry and Using Restraint - Please Read, Important - Deadline demon_x_slash General Consumer Issues 290 26th August 2007 15:56
Filing Action?? At The Court Or Online?? Read This First baconbuttyman General 13 10th February 2007 23:15
READ THIS NOW if you have received a court date Karnevil Abbey Bank 0 13th December 2006 05:34
Ive received court date from sheriff court - what now? turbodiesel Halifax Bank and Bank of Scotland 8 7th December 2006 17:02






Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE