GOT A COURT DATE? Important, please read......

[amber_ellie]

Done . My son was a "struggling" Uni student when that letter was originally sent!

[olliebollie]

To GARYH.

4) A detailed Witness Statement, which specifically includes arguements which tackle the service charge arguement and "cloaking". See the post below.

Apologies for my ignorance in this - but I take it I am the witness here?? So all my details should be included in the example letter you have shown?

Thanks

[manxlass]

Hi Gary, I'm new to this site and just reading through posts, I have filed a claim with MCOL, Lloyds have filed their defence so I am now just waiting to hear from the court, do you know on average how long this takes. Also I don't live in England, I used my mothers address in England to file my claim, do I have to appear in person or is she able to represent me? Any comments would be appreciated. Thanks

[Pen]

Sorry Gary, missed your post. I will scan it today.

Pen

[GaryH]

Originally Posted by olliebollie

To GARYH.

4) A detailed Witness Statement, which specifically includes arguements which tackle the service charge arguement and "cloaking". See the post below.

Apologies for my ignorance in this - but I take it I am the witness here?? So all my details should be included in the example letter you have shown?

Thanks

Yes, you are a witness.

Originally Posted by manxlass

Hi Gary, I'm new to this site and just reading through posts, I have filed a claim with MCOL, Lloyds have filed their defence so I am now just waiting to hear from the court, do you know on average how long this takes. Also I don't live in England, I used my mothers address in England to file my claim, do I have to appear in person or is she able to represent me? Any comments would be appreciated. Thanks

Have you recieved an allocation questionnaire along with a copy of the defence? If not you'll get that next.

See these threads -

Allocation Questionnaires - A guide to completion
Draft Order for Allocation Questionnaires

You also need to have a good read of the FAQ's and step by step instructions;

http://www.consumeractiongroup.co.uk...questions.html
Example Step-By-Step Instructions - Now updated to reflect the OFT court judgment

then start your own thread here -

http://www.consumeractiongroup.co.uk...newthread&f=11

[manxlass]

Thanks Gary, not yet received Allocation Questionnaire but I'm sure it will be on its way. Will have a read of FAQ's. Your help is much appreciated

[olliebollie]

Gary, Thanks as well from me.
I'm still waiting on the paperwork as well so will take a look at the links you've given for help and advice when completing them and all the other stuff I need.
I;m a bit worried about getting it all right.i.e. the bundle etc.

[Pen]

Hi Gary, still not been able to figure out the scaner, if you email me your address i will post you one of the statements. also whilst digging around today i came across some statements going back to 1995 with loads of chargers on but one in particular had a debit for loan chargers £246.67 have you ever come across loan chargers before.

Pen

Pen

[Pen]

Court Bundel Done & Posted to SCAM and Court,

Dread doing that again next Month

Pen

[GaryH]

Hi Pen,

Thanks, I'll send you my address.

Yes, charges on loans are also reclaimable, assuming they're late payment charges, etc (you know - the usual 'default' type ones).

Glad to hear you got the bundle off ok - at least you'll be able to just send of pretty much a duplicate next time.

[rosygraham]

Many thanks

[JasonBall24]

Hi im confused.

I have received a copy of Lloyds Defence no court date mentioned on letter.

Do I have to send a bundle now. Is it mandantry to do this as I thought the court would have sent me forms to complete or will they use the initial statement made with the claim.

Please help very confused.

Also on the bundle there is the peter mcnamara thing which says to include should I just print off the whole page or should I copy and paste it to word document then print.

Any advice would be gratefully received

[olliebollie]

Hi I am as confused as to what to put in the bundle as JasonBall24 - so would also be greatful for advice.
So far I have got together my list of charges, have created a spreadsheet of these charges. Got all correspondence between myself and Lloyds but not sure what else should be included. Big thanks for any help.

[JasonBall24]

Originally Posted by GaryH

I have a letter in which Martin Orton states that Lloyds' charges exist - "in order that we can recoup our costs". This was in response to a direct request to justify their charges, and no mention was made in the letter of them being any sort of "service charge". Please PM me with either your address or your e-mail address and I will post/send this to you to include in your bundles.

Gary could you please send me this

many thanks

[BARTY]

Originally Posted by JasonBall24

Hi im confused.

I have received a copy of Lloyds Defence no court date mentioned on letter.

Do I have to send a bundle now. Is it mandantry to do this as I thought the court would have sent me forms to complete or will they use the initial statement made with the claim.

Please help very confused.

Also on the bundle there is the peter mcnamara thing which says to include should I just print off the whole page or should I copy and paste it to word document then print.

Any advice would be gratefully received

Hi
No need for the Court bundle yet, wait to hear from the Court. You should get a Court date and on that letter will be when you need to submit your bundle.
If you start up your own thread, you can ask any questions on there.
Good luck!
Barty

[BARTY]

Originally Posted by olliebollie

Hi I am as confused as to what to put in the bundle as JasonBall24 - so would also be greatful for advice.
So far I have got together my list of charges, have created a spreadsheet of these charges. Got all correspondence between myself and Lloyds but not sure what else should be included. Big thanks for any help.

Hi
Here:
Basic Court Bundle

Barty

[olliebollie]

Barty,

Many Thanks.