LloydsTSB Bank Lurker Alert.

[Docubot]

Hi Everyone

There is a 'guest' account from Lloyds looking in this forum right this second.

Why not join up and tell us what you think?

[Docubot]

Hi Everyone

There is a 'guest' account from Lloyds looking in this forum right this second.

Why not join up and tell us what you think?

[Yyates]

How interesting, at least they will now know that we are NOT about to give up and that changes have to come

Day 9 - well done, keep it up

[Yyates]

How interesting, at least they will now know that we are NOT about to give up and that changes have to come

Day 9 - well done, keep it up

[Docubot]

Originally Posted by Yyates

How interesting, at least they will now know that we are NOT about to give up and that changes have to come

Day 9 - well done, keep it up

I haven't really been thinking about the smoking all that much - I've just changed jobs and am really busy, so it's been the last thing on my mind - mind you - another weekend coming up - hmmmmmm....?

I've seen quite a lot of bank activity on here lately - I'm working on a 'lurker alert' program at the moment, so that we know which banks are looking where

[Docubot]

Originally Posted by Yyates

How interesting, at least they will now know that we are NOT about to give up and that changes have to come

Day 9 - well done, keep it up

I haven't really been thinking about the smoking all that much - I've just changed jobs and am really busy, so it's been the last thing on my mind - mind you - another weekend coming up - hmmmmmm....?

I've seen quite a lot of bank activity on here lately - I'm working on a 'lurker alert' program at the moment, so that we know which banks are looking where

[xasan]

how do you if someone from the bank is visiting dave?

[xasan]

how do you if someone from the bank is visiting dave?

[BankFodder]

Originally Posted by xasan

how do you if someone from the bank is visiting dave?

What!! Someone from the bank is visiting Dave!!

[BankFodder]

Originally Posted by xasan

how do you if someone from the bank is visiting dave?

What!! Someone from the bank is visiting Dave!!

[PrincessAphrodite]

chortle. thats funny

[PrincessAphrodite]

chortle. thats funny

[ariel]

Originally Posted by Dave

Hi Everyone

There is a 'guest' account from Lloyds looking in this forum right this second.

Why not join up and tell us what you think?

I know xasan asked something similar earlier, but how do you know the guest is from Lloyds??

[ariel]

Originally Posted by Dave

Hi Everyone

There is a 'guest' account from Lloyds looking in this forum right this second.

Why not join up and tell us what you think?

I know xasan asked something similar earlier, but how do you know the guest is from Lloyds??

[ariel]

Sorry ... just found the answer to my own question in "A word from the Banks" forum ...

[ariel]

Sorry ... just found the answer to my own question in "A word from the Banks" forum ...

[stubbarama]

As an administrator of the forum, you can see the IP addresses that people use to access this forum

By clicking on the IP address it can tell you from what server/ISP provider you are connecting, Banks will have dedicated servers and will be named as such.

[stubbarama]

As an administrator of the forum, you can see the IP addresses that people use to access this forum

By clicking on the IP address it can tell you from what server/ISP provider you are connecting, Banks will have dedicated servers and will be named as such.

[ariel]

Thanks - that's impressive!!

Well I'm sure people who work at the banks have problems with bank charges too - I used to work for a mortgage company but it didn't mean my personal mortgage was any easier to pay! Maybe that's part of the problem? Maybe they're not lurking, but are concerned they may not be welcome, particularly if they think their server can be identified??

=== Come on in & join us!! You'll be very welcome here. ===

	Bank Charges You should have started your claim for your bank charges by now. Don't wait. You should send your bank a Subject Acess Request asking for all personal data they hold on you - not just statements. You should calculate all of your bank charges and related interest as far back as 1995. You should send your bank a demand for a refund giving them 7 days. You should commence your legal action adding 8% statutory interest. If you wait for the outcome of the test case, you may not be able to claim like this. you may not be able to claim interest. You may only be offered the difference between the charge and the OFT "fair charge". The repayment scheme will try to limit you to refinds from 2001 only. A repayment scheme will not deal with any bank charges related defaults on the credit register whereas in a court action you can ask for these to be removed and to be compensated for the damage caused to you and your family by them. You should also write to the bank and to the CRA and put all charges related credit entries in disupte and warn them that you will want them removed from the Register when the test case is over. Warn them also that you are likely to be seeking compensation for these wrongful data entries. Full and final settlement Have you previously accepted a partial repayment of your bank charges in full settlement? You will still be able to claim the rest of your money back after the Test case is decided. Get all your information back to 1995 and put in your claim now.

[ariel]

Thanks - that's impressive!!

Well I'm sure people who work at the banks have problems with bank charges too - I used to work for a mortgage company but it didn't mean my personal mortgage was any easier to pay! Maybe that's part of the problem? Maybe they're not lurking, but are concerned they may not be welcome, particularly if they think their server can be identified??

=== Come on in & join us!! You'll be very welcome here. ===

	Bank Charges You should have started your claim for your bank charges by now. Don't wait. You should send your bank a Subject Acess Request asking for all personal data they hold on you - not just statements. You should calculate all of your bank charges and related interest as far back as 1995. You should send your bank a demand for a refund giving them 7 days. You should commence your legal action adding 8% statutory interest. If you wait for the outcome of the test case, you may not be able to claim like this. you may not be able to claim interest. You may only be offered the difference between the charge and the OFT "fair charge". The repayment scheme will try to limit you to refinds from 2001 only. A repayment scheme will not deal with any bank charges related defaults on the credit register whereas in a court action you can ask for these to be removed and to be compensated for the damage caused to you and your family by them. You should also write to the bank and to the CRA and put all charges related credit entries in disupte and warn them that you will want them removed from the Register when the test case is over. Warn them also that you are likely to be seeking compensation for these wrongful data entries. Full and final settlement Have you previously accepted a partial repayment of your bank charges in full settlement? You will still be able to claim the rest of your money back after the Test case is decided. Get all your information back to 1995 and put in your claim now.