consumer forums consumerforums Total Bank Charges Returned : £16595128 to 9717 people. The Consumer Forums  
Bank Charges Refunds Survey | 'Buddy' System | Get an email address | Site Map | Registration Problems | FAQ
CAG Products - We think that these will help you to make your claim or Reclaim your Right

These sales also help us to keep helping YOU and keeps this site free of third party adverts!

Small Claims Kit Small Claims Court Guide
**New Edition**
CallBurner - Skype
CallRecorder Review
Last Will & Testament Kit Fight a Motoring Ticket
 
Alternatively you could purchase a CAG email address here, or maybe you'd prefer our address labels here


UPDATE: Consumer Forums ConsumerWiki is now LIVE - click here: ConsumerWiki

N.B. Please note - due to postage costs these products are only available in the U.K.



Consumer Action Group envelope labels
You are part of a community of over 195,000 people.
Let your bank know that you won't give in.
Display one of our labels on your envelopes.
Full description here
Sheet of 20 self-adhesive envelope labels
£3.50 inc p&p





Reclaim the Right!
The Lawpack Small Claims Kit contains everything you need to get your bank charges refund. Sample forms, Instruction manual, template forms and an entire set of court forms in .PDF format on CDRom.

Just type in the details of your claim and print them out.


Reclaim the Right!


Sue your bank as often as you like with one Lawpack!!

With a Lawpack and Patricia Pearl’s book on Small Claims, you have everything you need to get your unfair bank charges refunded or assert other consumer rights.
(England & Wales only)

CAG Forum Users Price £11.99
(click image to buy)
Plus £1 P&P



Reclaim the Right!


New Edition
Small Claims Procedure by Judge Patricia Pearl
An excellent guide for the layperson
Not for use in Scotland
Read BF's Review Here




Stand up to Telephone Harassment

If you use Skype -
Record your phone calls with CallBurner
It's Hot!

Click below to download your
14 day trial copy
CallBurner
Skype CallRecorder download


Read the
Explanation and review here
£31.96 - includes 20% CAG discount
(normally £39.95)

We've managed to negotiate a discount for CAG Users on DIY 'Willpacks'


Click on the image to purchase a Wills kit - £12.99 + £1.00 pp

Remember...you can't take your reclaimed bank charges with you ;-)



Do your Internet search here



Reclaim the Right Ltd. - reg.05783665 in the UK
reg. office:- 923 Finchley Road London NW11 7PE
Do your Internet search here:-

  CAG Announcements
 
Welcome Guest
Please register
Registration is free
There are no charges for using any of the facilities of this website.
If this is your first visit, be sure to check out the FAQ. You will have to register before you can post. To start viewing messages, select the forum that you want to visit from the selection below.
You will also have to register to access our template letters and claims forms
registration is free
Are you being threatened over debts more than 6 years old?
This may be unfair
See our new Unfair Trading Guide
Bought an extended warranty?
Not satisfied?
The warranty may be an example of unfair trading
See our new Unfair Trading Guide
Have you been defaulted?
Would you like to clean up your credit file?
Check it out
Are you a victim of unfair trading?
Check it out
The Consumer Protection from Unfair Trading Regs 2008
Have you been defaulted?
Would you like to clean up your credit file?
Check it out
 
Bank Action Group Debt Action Group
 

Go Back   The Consumer Forums > The Consumer Forums
The Bank Action Group - against unlawful bank charges
> Lloyds Bank

Lloyds Bank Meet other Lloyds Bank customers who have also been faced with excessive unfair bank charges. Exchange encouragement and information about getting your bank charges refunded


Welcome to The Consumer Action Group

and
The Bank Action Group


Before beginning to claim your bank charges be sure to read the FAQ by clicking the link above. Read it carefully and also read as much of the forum material as you can manage before you start claiming your bank charges refund. You will have to register before you can post or view the materials which may assist you in reclaiming your penalty charges: click the register link above to proceed. To start viewing messages, select the forum that you want to visit from the selection below. Understand what you are doing and you will be able to Reclaim the Right more effectively.

Why don't you come and introduce yourself in the Welcome section at the top of the forum. Then have a look around the rest of it.
Do not post or start claiming until you have read the entire FAQ section and step by step guides and you have a good basic idea of what to do and of the layout of the forum.
Good luck claiming your bank charges.
We strongly suggest that you register under a UserID and not your own name

Reply
 
LinkBack Thread Tools
Old 1st December 2006, 12:10   #1 (permalink)
HSBCrusher
Site Team
 
HSBCrusher's Avatar
Default The time has come to "crush" lloyds..

Hello folks here in lloyds.

I have been wanting to sort out my lloyds accounts for some time, but some website has been taking up my time....

Anyway, they have provided me with some extra motivation today. A dd was due yesterday, I paid in more than enough to cover it in cash, when the branch opened that very morning. It was made clear what the money was for, thats OK said the cashier.

Letter came today.

Returned the dd due to lack of funds! Yep, as I did not manage to pay it in at midnight, (as the branch opens at 9.30 ) they returned the dd.
How is it possible to pay in money at midnight I ask you?
Had a delightful conversation with an idiot on the phone (not all bank workers are idiots by the way, but this one was). I said, OK, if my mortgage goes out on the last day of the month, as I get paid on the last day of the month, would that be returned?
No.
Berks!

Statements all ready, spreadheets ready, first letter ready.
I will be claiming for a current account, and a credit card.

Crusher is coming Lloyds... coming to crush you!
__________________
HSBC WON three times!!!!! Read about my continuing battle (claim FOUR!) Link HERE
Capital One WON Link HERE
GE capital (5 accounts) WON link HERE
Lloyds bank account WON second claim starting! link HERE
Budget insurance cough up WON link HERE
Principles WON link HERE
A&L (Mrs Crusher's account) claim link HERE
Barclays claim link HERE

Any advice given is on an informal basis only and without prejudice or liability. In in any doubt, consult a qualified lawyer.
IF YOU HAVE GOT YOUR MONEY BACK, PUT SOME BACK INTO THE SITE TO HELP KEEP IT OPEN!
HSBCrusher is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 1st December 2006, 12:29   #2 (permalink)
sarah13
Gold Account Customer
 
sarah13's Avatar
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Jun 2006
Posts: 715
sarah13 Novitiate
Default Re: The time has come to "crush" lloyds..

Good luck Crusher- bring them down!!!
sarah13 is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 1st December 2006, 12:38   #3 (permalink)
HSBCrusher
Site Team
 
HSBCrusher's Avatar
Default Re: The time has come to "crush" lloyds..

thanks Sarah!
__________________
HSBC WON three times!!!!! Read about my continuing battle (claim FOUR!) Link HERE
Capital One WON Link HERE
GE capital (5 accounts) WON link HERE
Lloyds bank account WON second claim starting! link HERE
Budget insurance cough up WON link HERE
Principles WON link HERE
A&L (Mrs Crusher's account) claim link HERE
Barclays claim link HERE

Any advice given is on an informal basis only and without prejudice or liability. In in any doubt, consult a qualified lawyer.
IF YOU HAVE GOT YOUR MONEY BACK, PUT SOME BACK INTO THE SITE TO HELP KEEP IT OPEN!
HSBCrusher is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 21st December 2006, 17:31   #4 (permalink)
HSBCrusher
Site Team
 
HSBCrusher's Avatar
Default Re: The time has come to "crush" lloyds..

Well, first letter went off, I have had my reply.

Can't refund the charges as they are for a "service"... what utter nonsense.

LBA will be in the post tomorrow.

Services indeed!
__________________
HSBC WON three times!!!!! Read about my continuing battle (claim FOUR!) Link HERE
Capital One WON Link HERE
GE capital (5 accounts) WON link HERE
Lloyds bank account WON second claim starting! link HERE
Budget insurance cough up WON link HERE
Principles WON link HERE
A&L (Mrs Crusher's account) claim link HERE
Barclays claim link HERE

Any advice given is on an informal basis only and without prejudice or liability. In in any doubt, consult a qualified lawyer.
IF YOU HAVE GOT YOUR MONEY BACK, PUT SOME BACK INTO THE SITE TO HELP KEEP IT OPEN!
HSBCrusher is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 27th December 2006, 07:23   #5 (permalink)
HSBCrusher
Site Team
 
HSBCrusher's Avatar
Default Re: The time has come to "crush" lloyds..

Time is ticking Lloyds.
__________________
HSBC WON three times!!!!! Read about my continuing battle (claim FOUR!) Link HERE
Capital One WON Link HERE
GE capital (5 accounts) WON link HERE
Lloyds bank account WON second claim starting! link HERE
Budget insurance cough up WON link HERE
Principles WON link HERE
A&L (Mrs Crusher's account) claim link HERE
Barclays claim link HERE

Any advice given is on an informal basis only and without prejudice or liability. In in any doubt, consult a qualified lawyer.
IF YOU HAVE GOT YOUR MONEY BACK, PUT SOME BACK INTO THE SITE TO HELP KEEP IT OPEN!
HSBCrusher is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 27th December 2006, 09:47   #6 (permalink)
GaryH
Site Team
 
GaryH's Avatar
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: May 2006
Posts: 6,551
GaryH has disabled reputation
Default Re: The time has come to "crush" lloyds..

Go crush em crush!! You'll probably find Lloyds are a bit tougher to beat than HSBC though - you may even need the plunger
__________________
Please remember to DONATE! Help CAG keep up the fight!


Any advice or opinion is offered informally & without liability. Use your own judgment and if in doubt seek advice of a qualified and insured professional.
GaryH is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 27th December 2006, 11:00   #7 (permalink)
HSBCrusher
Site Team
 
HSBCrusher's Avatar
Default Re: The time has come to "crush" lloyds..

Quote:
You'll probably find Lloyds are a bit tougher
Yes, I have gathered that.
I am very confident though, especially after I saw the court papers you drafted up Gary, first class!
__________________
HSBC WON three times!!!!! Read about my continuing battle (claim FOUR!) Link HERE
Capital One WON Link HERE
GE capital (5 accounts) WON link HERE
Lloyds bank account WON second claim starting! link HERE
Budget insurance cough up WON link HERE
Principles WON link HERE
A&L (Mrs Crusher's account) claim link HERE
Barclays claim link HERE

Any advice given is on an informal basis only and without prejudice or liability. In in any doubt, consult a qualified lawyer.
IF YOU HAVE GOT YOUR MONEY BACK, PUT SOME BACK INTO THE SITE TO HELP KEEP IT OPEN!
HSBCrusher is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 27th December 2006, 16:22   #8 (permalink)
Runner22
Basic Account Customer
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Oct 2006
Posts: 22
Runner22 Novitiate
Default Re: The time has come to "crush" lloyds..

Best of Luck Crush!! I'm sure you will have no problem beating Lloyds...Happy New Year!!

R22
Runner22 is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 27th December 2006, 16:59   #9 (permalink)
HSBCrusher
Site Team
 
HSBCrusher's Avatar
Default Re: The time has come to "crush" lloyds..

Thanks for that R22.
Whether you have taken on one bank or 10, it still is a major undertaking!
All the best with your claim too!
__________________
HSBC WON three times!!!!! Read about my continuing battle (claim FOUR!) Link HERE
Capital One WON Link HERE
GE capital (5 accounts) WON link HERE
Lloyds bank account WON second claim starting! link HERE
Budget insurance cough up WON link HERE
Principles WON link HERE
A&L (Mrs Crusher's account) claim link HERE
Barclays claim link HERE

Any advice given is on an informal basis only and without prejudice or liability. In in any doubt, consult a qualified lawyer.
IF YOU HAVE GOT YOUR MONEY BACK, PUT SOME BACK INTO THE SITE TO HELP KEEP IT OPEN!
HSBCrusher is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 31st December 2006, 19:03   #10 (permalink)
photoman
Platinum Account Customer
 
photoman's Avatar
Default Re: The time has come to "crush" lloyds..

Just registering my interest (compounded Contractual of course) !!

Have a Great New Year !!
photoman is online now  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 31st December 2006, 19:50   #11 (permalink)
HSBCrusher
Site Team
 
HSBCrusher's Avatar
Default Re: The time has come to "crush" lloyds..

Well, your claim is considerably bigger than mine, although I am claiming contractual interest on this one.
Cheers Photoman, speak again next year!
__________________
HSBC WON three times!!!!! Read about my continuing battle (claim FOUR!) Link HERE
Capital One WON Link HERE
GE capital (5 accounts) WON link HERE
Lloyds bank account WON second claim starting! link HERE
Budget insurance cough up WON link HERE
Principles WON link HERE
A&L (Mrs Crusher's account) claim link HERE
Barclays claim link HERE

Any advice given is on an informal basis only and without prejudice or liability. In in any doubt, consult a qualified lawyer.
IF YOU HAVE GOT YOUR MONEY BACK, PUT SOME BACK INTO THE SITE TO HELP KEEP IT OPEN!
HSBCrusher is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 31st December 2006, 21:04   #12 (permalink)
The Capitulator
Basic Account Customer